Frugal Friends Podcast

There’s a saying that goes “a jack of all trades is a master of none, but oftentimes is better than a master of one”! As we approach the last part of our Debt-Free Summer, let’s remember that we can do so much more! In this episode, Jen and Jill are joined by Denise to share a four year debt-free journey, and how switching jobs and good money mindset helped her get through debt.  🎙️ Get full show notes here! https://bit.ly/4cSyuxO  💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.https://www.frugalfriendspodcast.com/friendletter 📣 Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ 💸 Check out our monthly challenge community http://www.frugalfriendspodcast.com/club 👉🏼 Subscribe for more on YouTube https://www.youtube.com/frugalfriends 💃🏼 Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You know that feeling when you're on the verge of scoring a super good deal, only to realize it's just another impulsive spending moment? But, really, how do we even get away with a good deal in this world full of enticing discounts and irresistible offers? In this episode, Jen and Jill uncover the tricks and strategies of retailers to get us to spend more and how to overcome falling into the traps. 🎙️ Get full show notes here! https://bit.ly/4cR5m9B  💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.https://www.frugalfriendspodcast.com/friendletter 📣 Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ 💸 Check out our monthly challenge community http://www.frugalfriendspodcast.com/club 👉🏼 Subscribe for more on YouTube https://www.youtube.com/frugalfriends 💃🏼 Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/  See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

They often tell us that the way to pay off debt is to increase our income but what if we tell you there's a way to achieve it without all that hustle? In this episode, Jen and Jill are joined by Kait to uncover her inspiring journey and how she navigated her financial decisions, and used her income and time wisely! 🎙️ Get full show notes here! https://bit.ly/3XL6Rlu  💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.https://www.frugalfriendspodcast.com/friendletter 📣 Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ 💸 Check out our monthly challenge community http://www.frugalfriendspodcast.com/club 👉🏼 Subscribe for more on YouTube https://www.youtube.com/frugalfriends 💃🏼 Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

One is the darling of the personal finance world, the other is her outcast cousin. But we're shining a light on the 'ugly duckling' and telling you one might be right for you—and it might not be the one you think. In this episode, Jen and Jill shed light on FSAs and HSAs and provide tips to help you determine which one is right for you! 🎙️ Get full show notes here! https://bit.ly/4cm1jCz  💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.https://www.frugalfriendspodcast.com/friendletter 📣 Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ 💸 Check out our monthly challenge community http://www.frugalfriendspodcast.com/club 👉🏼 Subscribe for more on YouTube https://www.youtube.com/frugalfriends 💃🏼 Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Paying off debt is one thing, but achieving your dream career alongside it is truly inspiring! In this episode, Jen and Jill are joined by Katelyn who shares her debt-free journey in 18 months through hard work, multiple jobs, and strategic budgeting, all while obtaining two master's degrees and pursuing a doctorate for FREE. 🎙️ Get full show notes here! https://bit.ly/3VPf8lA  💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.https://www.frugalfriendspodcast.com/friendletter 📣 Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ 💸 Check out our monthly challenge community http://www.frugalfriendspodcast.com/club 👉🏼 Subscribe for more on YouTube https://www.youtube.com/frugalfriends 💃🏼 Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Loyalty programs might sound like a great way to save money, but they can actually lead to overspending. The hosts delve into the psychological tricks companies employ to keep consumers engaged and often spending more. They share personal anecdotes and insights on how to critically evaluate the value of rewards. Listeners also hear a success story about utilizing employer benefits, and enjoy some light-hearted discussions about nuts and quirky car promotions. It's a blend of savvy savings advice and playful banter!

There's no one way to approach a debt-free journey, as everyone's experiences differ. However, you can find ways to pay off debt without sacrificing what's important to you—like investments or lifestyle choices! In this episode, Jen and Jill are joined by Akeiva and Meshack as they share their 18-month debt-free journey and how they did it. 🎙️ Get full show notes here! https://bit.ly/3zjNUME  💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.https://www.frugalfriendspodcast.com/friendletter 📣 Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ 💸 Check out our monthly challenge community http://www.frugalfriendspodcast.com/club 👉🏼 Subscribe for more on YouTube https://www.youtube.com/frugalfriends 💃🏼 Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If you consider yourself bad at thrifting, think again, because you might have missed important tips for buying secondhand items online, or maybe you don’t know where to. In this episode, Jen and Jill give advice on how to make the most of buying secondhand items online and where to find the best online thrift stores for everything! 🎙️ Get full show notes here! https://bit.ly/3xuBPDD  💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.https://www.frugalfriendspodcast.com/friendletter 📣 Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ 💸 Check out our monthly challenge community http://www.frugalfriendspodcast.com/club 👉🏼 Subscribe for more on YouTube https://www.youtube.com/frugalfriends 💃🏼 Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Sacrificing the things we love most while saving can be tough. But don’t worry! We can choose to spend money on what we truly value all while meeting our financial goals! In this episode, Jen and Jill are joined by Nika to share her empowering three year debt-free journey including her mindset, hustles, as well as her motivations to finally get out of debt. 🎙️ Get full show notes here! https://bit.ly/3RWLVo3  💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.https://www.frugalfriendspodcast.com/friendletter 📣 Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ 💸 Check out our monthly challenge community http://www.frugalfriendspodcast.com/club 👉🏼 Subscribe for more on YouTube https://www.youtube.com/frugalfriends 💃🏼 Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Just a reminder: You have food at home! It's easy to make excuses not to eat what's at home, but little do we realize it costs us more. In this episode, Jen and Jill help us have the internal motivation and the external hacks to choose the food we have at home over take-outs or food in restaurants. 🎙️ Get full show notes here! https://bit.ly/3z6ux9P  💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.https://www.frugalfriendspodcast.com/friendletter 📣 Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ 💸 Check out our monthly challenge community http://www.frugalfriendspodcast.com/club 👉🏼 Subscribe for more on YouTube https://www.youtube.com/frugalfriends 💃🏼 Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/See omnystudio.com/listener for privacy information.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.