Don't Depend On Daddy

On this episode of DDOD, Michela is sharing how she manages her time to balance building and scaling a business with health and wellness and also having time for a personal life! “Doing it all” is impossible, but getting things DONE is a result of having strong systems in place. Michela follows a variety of frameworks and routines to ensure that everything to run the business as well as ensure she stays sane gets accomplished each week. She also shares popular time management tips that she DOESN’T follow (aka time blocking) and how you can balance a 9-5 with content creation (if you want) and all the stuff that comes along with being a successful person! TIME STAMPS:  Episode Starts at 4:32   💸  NEW Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template 💸 Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard Break Your Budget Links: 💸 Free Personal Finance Starter Kit Guide: https://breakyourbudget.myflodesk.com/personal-finance-starter-kit 💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass 📖 My Books:  https://breakyourbudget.com/book 👩🏼‍💻 Task Management System + Promotion Template: https://breakyourbudget.com/own-your-career-template ✅ Subscribe to my Weekly Newsletter, Common Cents: https://breakyourbudget.myflodesk.com/common-cents 💸 Free Financial Plan Checklist + Crash Course: https://breakyourbudget.myflodesk.com/financial-plan-checklist 💸 Free How to Navigate a Recession Guide: https://breakyourbudget.myflodesk.com/recession 💸 Break Your Budget LTK:  https://www.shopltk.com/explore/Breakyourbudget All Other Resources:  https://breakyourbudget.com/links 📸 Instagram: https://www.instagram.com/breakyourbudget/ 📲 Tiktok: https://www.tiktok.com/@breakyourbudget 📸 Instagram: ⁠⁠https://www.instagram.com/dontdependondaddy/⁠

On this episode of DDOD, Michela is sharing 10 lessons she learned throughout her 20s. In honor of 2025 being the year she turns 30, this is part one of many self-reflective episodes to come that cover important topics for your 20s. In this episode specifically, Michela shares some tough love around owning your choices and your life, learning how to find happiness at work, and being intentional about changing your life! If you have lessons for 20-somethings, leave them in the comments or send me a DM! TIME STAMPS:  Episode Starts at 6:22 💸  NEW Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template 💸 Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard Break Your Budget Links: 💸 Free Personal Finance Starter Kit Guide: https://breakyourbudget.myflodesk.com/personal-finance-starter-kit 💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass 📖 My Books:  https://breakyourbudget.com/book 👩🏼‍💻 Task Management System + Promotion Template: https://breakyourbudget.com/own-your-career-template ✅ Subscribe to my Weekly Newsletter, Common Cents: https://breakyourbudget.myflodesk.com/common-cents 💸 Free Financial Plan Checklist + Crash Course: https://breakyourbudget.myflodesk.com/financial-plan-checklist 💸 Free How to Navigate a Recession Guide: https://breakyourbudget.myflodesk.com/recession 💸 Break Your Budget LTK:  https://www.shopltk.com/explore/Breakyourbudget All Other Resources:  https://breakyourbudget.com/links 📸 Instagram: https://www.instagram.com/breakyourbudget/ 📲 Tiktok: https://www.tiktok.com/@breakyourbudget 📸 Instagram: ⁠https://www.instagram.com/dontdependondaddy/

On this episode of DDOD, Michela shares habits/routines/systems that have helped her be successful in her 20s. The goal is to enter your 30s feeling SUPER proud of what you accomplished in your 20s, and this episode breaks down the stand-out actions she has taken across 5 pillars of life: personal finance, career, appearance, health/wellness, and personal relationships. Plus, a few life lessons learned along the way. If you are ready to uplevel any of these areas - no matter what your age - you will enjoy this episode!  TIME STAMPS:  Episode Starts at 4:01 💸  NEW Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template 💸 Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard Break Your Budget Links: 💸 Free Personal Finance Starter Kit Guide: https://breakyourbudget.myflodesk.com/personal-finance-starter-kit 💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass 📖 My Books:  https://breakyourbudget.com/book 👩🏼‍💻 Task Management System + Promotion Template: https://breakyourbudget.com/own-your-career-template ✅ Subscribe to my Weekly Newsletter, Common Cents: https://breakyourbudget.myflodesk.com/common-cents 💸 Free Financial Plan Checklist + Crash Course: https://breakyourbudget.myflodesk.com/financial-plan-checklist 💸 Free How to Navigate a Recession Guide: https://breakyourbudget.myflodesk.com/recession 💸 Break Your Budget LTK:  https://www.shopltk.com/explore/Breakyourbudget All Other Resources:  https://breakyourbudget.com/links 📸 Instagram: https://www.instagram.com/breakyourbudget/ 📲 Tiktok: https://www.tiktok.com/@breakyourbudget

On this episode of DDOD, Michela shares 5 tips on how to start embracing winter and romanticizing this slower period of the year. The winter season is the perfect time to slow down and use this extra space to REBRAND your life and actually implement the intentions you set at the top of the year. So if you are hoping to avoid the winter blues and enter the spring and summer seasons feeling REFRESHED and like the best version of yourself, then you’ll love this episode.  TIME STAMPS:  Episode Starts at 5:55  💸  NEW Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template 💸 Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard Break Your Budget Links: 💸 Free Personal Finance Starter Kit Guide: https://breakyourbudget.myflodesk.com/personal-finance-starter-kit 💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass 📖 My Books:  https://breakyourbudget.com/book 👩🏼‍💻 Task Management System + Promotion Template: https://breakyourbudget.com/own-your-career-template ✅ Subscribe to my Weekly Newsletter, Common Cents: https://breakyourbudget.myflodesk.com/common-cents 💸 Free Financial Plan Checklist + Crash Course: https://breakyourbudget.myflodesk.com/financial-plan-checklist 💸 Free How to Navigate a Recession Guide: https://breakyourbudget.myflodesk.com/recession 💸 Break Your Budget LTK:  https://www.shopltk.com/explore/Breakyourbudget All Other Resources:  https://breakyourbudget.com/links 📸 Instagram: https://www.instagram.com/breakyourbudget/ 📲 Tiktok: https://www.tiktok.com/@breakyourbudget

This year, my goal is to shop more intentionally. A major theme of this is to begin purchasing clothing made of natural materials, and slowly phase out the synthetic clothing in my closet. Natural materials wear better, they look better, they last longer, and are an overall better ROI on your clothing spend. However, it can feel like a daunting task to navigate shopping for natural materials in a world where everything is made of plastic. In this episode, Michela shares why natural materials are better, what materials to look for, where to focus your purchases on, and her favorite brands. Everything is linked on LTK! Break Your Budget LTK: https://www.shopltk.com/explore/Breakyourbudget 💸 Free Personal Finance Starter Kit Guide: https://breakyourbudget.myflodesk.com/personal-finance-starter-kit TIME STAMPS:  Episode Starts at 2:45 Break Your Budget Links: 💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass 💸 Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard 📖 My Books:  https://breakyourbudget.com/book 👩🏼‍💻 Task Management System + Promotion Template: https://breakyourbudget.com/own-your-career-template ✅ Subscribe to my Weekly Newsletter, Common Cents: https://breakyourbudget.myflodesk.com/common-cents 💸 Free Financial Plan Checklist + Crash Course: https://breakyourbudget.myflodesk.com/financial-plan-checklist 💸 Free How to Navigate a Recession Guide: https://breakyourbudget.myflodesk.com/recession All Other Resources:  https://breakyourbudget.com/links 📸 Instagram: https://www.instagram.com/breakyourbudget/ 📲 Tiktok: https://www.tiktok.com/@breakyourbudget

My spending theme in 2025 is to buy and consume LESS. The process of moving was so jarring to me, and it made me realize how much *stuff* I have.. And how much I don’t use. The conversation around consumption has been at the forefront of social media over the last few months. Underconsumption, project pan, and using what we have is going to carry us at least through Q1, but hopefully turns from “trend” to everlasting theme in how we use and spend our money. In this episode, Michela shares her “rules” for consuming this year in an effort to spend less, but also become a more conscious consumer.  TIME STAMPS:  Episode Starts at 11:18  Break Your Budget Links: 💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass 💸 Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard 📖 My Books:  https://breakyourbudget.com/book 👩🏼‍💻 Task Management System + Promotion Template: https://breakyourbudget.com/own-your-career-template ✅ Subscribe to my Weekly Newsletter, Common Cents: https://breakyourbudget.myflodesk.com/common-cents 💸 Free Financial Plan Checklist + Crash Course: https://breakyourbudget.myflodesk.com/financial-plan-checklist 💸 Free Personal Finance Starter Kit Guide: https://breakyourbudget.myflodesk.com/personal-finance-starter-kit 💸 Free How to Navigate a Recession Guide: https://breakyourbudget.myflodesk.com/recession All Other Resources:  https://breakyourbudget.com/links 📸 Instagram: https://www.instagram.com/breakyourbudget/ 📲 Tiktok: https://www.tiktok.com/@breakyourbudget

Happy New Year! A fresh year means a fresh start and taking advantage of all the motivation you have to uplevel your life. In this episode, Michela is sharing 3 tips each to enhance your money, career, productivity, and appearance. From taking a softer approach to your finances, exploring side quests and building community, using AI to uplevel your productivity systems, and taking the extra 10 minutes to feel better about how you look, each of these tips is going to make your life better this year. It’s not your typical glow-up episode, so if you’re looking to learn something new and gain a new perspective on leveling up, you’ll love this.  TIME STAMPS:  Episode Starts at 3:22 Break Your Budget Inner Circle: https://break-your-budget-inner-circle.circle.so/checkout/break-your-budget-inner-circle Break Your Budget Links: 💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass 💸 Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard 📖 My Books:  https://breakyourbudget.com/book 👩🏼‍💻 Task Management System + Promotion Template: https://breakyourbudget.com/own-your-career-template ✅ Subscribe to my Weekly Newsletter, Common Cents: https://breakyourbudget.myflodesk.com/common-cents 💸 Free Financial Plan Checklist + Crash Course: https://breakyourbudget.myflodesk.com/financial-plan-checklist 💸 Free Personal Finance Starter Kit Guide: https://breakyourbudget.myflodesk.com/personal-finance-starter-kit 💸 Free How to Navigate a Recession Guide: https://breakyourbudget.myflodesk.com/recession All Other Resources:  https://breakyourbudget.com/links 📸 Instagram: https://www.instagram.com/breakyourbudget/ 📲 Tiktok: https://www.tiktok.com/@breakyourbudget

It’s time to address the ins & outs for 2025! In this episode, Michela is talking spending themes, new years intentions, trends, products, content and more. I’d love to hear your ins & outs for 2025! TIME STAMPS:  State of the Union Starts at 5:15 Break Your Budget Links: 💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass 💸 Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard 📖 My Books:  https://breakyourbudget.com/book 👩🏼‍💻 Task Management System + Promotion Template: https://breakyourbudget.com/own-your-career-template ✅ Subscribe to my Weekly Newsletter, Common Cents: https://breakyourbudget.myflodesk.com/common-cents 💸 Free Financial Plan Checklist + Crash Course: https://breakyourbudget.myflodesk.com/financial-plan-checklist 💸 Free Personal Finance Starter Kit Guide: https://breakyourbudget.myflodesk.com/personal-finance-starter-kit 💸 Free How to Navigate a Recession Guide: https://breakyourbudget.myflodesk.com/recession All Other Resources:  https://breakyourbudget.com/links 📸 Instagram: https://www.instagram.com/breakyourbudget/ 📲 Tiktok: https://www.tiktok.com/@breakyourbudget

On this episode of DDOD, Michela shares her top 9 purchases from 2024! The spending theme of this year was “buy less and buy better” and these purchases are reflective of being super intentional about each and every purchase. She shares her 3 favorite purchases/products within 3 main categories: under $50, under $100, and over $200. She also shares some honorable mentions of products she loves but didn’t purchase this year, and a few items she wished she got more use out of. All of the products are linked below and can be found below or on her LTK! TIME STAMPS:  Q+A Starts at: 1:30 Under $50: 4:20 Under $100: 9:00 Over $200: 14:15 Products Mentioned: Daily Stoic: https://rstyle.me/+rVNb_U0_GjmFL--aMgIWLg Crown Affair Conditioner: https://rstyle.me/+QLgCFpsCMX760vmSgHEOMg Cottonon 90s Tee: https://rstyle.me/+zi6NpV4O_niKokFf23cK-g Aritzia Top: https://rstyle.me/+eBRv3k2410fPKa_tXN0oxg Gorjana Earrings: https://rstyle.me/+Chp414aQScJghx_zT185mg Card Case: https://rstyle.me/+lPXdrYsO2fb0e3EVSDsTLg Red Light Face Mask: https://get.aspr.app/SHSBo (use code BREAKYOURBUDGET10) Cooper Cardigan: https://rstyle.me/+E9Wz0rzm2qZeqV5Ta6BLeQ Purse: https://rstyle.me/+vliJx8qvUDJvGQKhy5cTiA Hatch Alarm: https://rstyle.me/+jLDPuDaRfw72PSXPNV_zoA Dyson Airwrap: https://rstyle.me/+g6Niqc9QzN4JuRf3OnwxRg Jetlag Mask: https://rstyle.me/+d7bniwSTzqfDhfYkIXCmPw Break Your Budget Links: 💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass 💸 Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard 📖 My Books:  https://breakyourbudget.com/book 👩🏼‍💻 Task Management System + Promotion Template: https://breakyourbudget.com/own-your-career-template ✅ Subscribe to my Weekly Newsletter, Common Cents: https://breakyourbudget.myflodesk.com/common-cents 💸 Free Financial Plan Checklist + Crash Course: https://breakyourbudget.myflodesk.com/financial-plan-checklist 💸 Free Personal Finance Starter Kit Guide: https://breakyourbudget.myflodesk.com/personal-finance-starter-kit 💸 Free How to Navigate a Recession Guide: https://breakyourbudget.myflodesk.com/recession All Other Resources:  https://breakyourbudget.com/links 📸 Instagram: https://www.instagram.com/breakyourbudget/ 📲 Tiktok: https://www.tiktok.com/@breakyourbudget

TIME STAMPS:  Q+A Starts at: 3:57 Personal Questions: 4:20 Career Questions: 16:20 Money Questions: 36:45 On this episode of DDOD, Michela is answering your burning questions! She starts off with the personal section, focused on closing loose ends related to her move from LA to Chicago. Then she pivots into the career questions to discuss what to do if you are unemployed for an extended period of time, how to make a career pivot, and how to start creating content. She wraps up the episode with personal finance questions surrounding the financial order of operations and controlling the temptation to splurge.  QUESTIONS:  Moving update - when are you moving? What are you most excited about for chicago? What are you doing with your car? Will you miss anything about LA and CA? What should I do if I’ve been unemployed for a year? What advice do you have for pivoting careers?  How to navigate feeling lost in your career with pressure to advance and keep making more money? As a fellow WFH-er, how do you decide where to live/move? I’m overwhelmed with choices What advice do you have for starting content creation?  How do you control the temptation to splurge? How should I prioritize paying down debt vs. investing?  I graduated Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard Own Your Career (book):  https://breakyourbudget.com/oyc-book Own Your Career Template: https://breakyourbudget.com/own-your-career-template FREE Financial Plan Crash Course https://breakyourbudget.myflodesk.com/rojmq2zecg FREE Recession Guide: https://breakyourbudget.myflodesk.com/recession FREE Personal Finance Starter Kit:  https://breakyourbudget.myflodesk.com/mlncth2n40 All Other Resources:  www.breakyourbudget.com/links