Fintech Business Podcast

Welcome back to Fintech Business Podcast. In this episode, I talk to Jesse Silverman, formerly an attorney at the Connecticut Department of Banking and the Consumer Financial Protection Bureau, before working in legal roles at fintechs like LendUp, Steady, Nuula, and his present role at payments platform Highline.We had a chance to talk about:* Our time working together at failed startup LendUp, what we learned, and lessons other companies should take away from it* Why regulators always seem to be trailing behind innovation in financial services* Whether or not fintech is actually “expanding access and inclusion” or “democratizing” anything* The CFPB under Director Chopra* and more!If you’re interested in sponsoring an episode or appearing as a guest, drop us a line.Existing subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday: Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Hey all, Jason here.Alex Johnson, creator of the Fintech Takes newsletter, and I are happy to bring you a very special episode of Fintech Recap — live from Fintech Meetup in Las Vegas. We were joined by Jon Lear, President & co-founder of the event.We had the chance to discuss:* Key takeaways & what we heard around the conference* Yes, SVB — I know everyone’s tired of discussing it, but we had to!* EU BaaS companies also facing regulatory scrutiny* Cash App’s “World”wide ambitions* and, what Alex & I just couldn’t let go of!Huge thank you & congrats to Jon and the entire Fintech Meetup team on putting together an amazing event — I’ve already marked my calendar for next year’s.Existing subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday: Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

In this episode, I talk to Shmulik Fishman, the founder and CEO at Argyle. Argyle provides payroll connectivity infrastructure that powers solutions like income & employment verification, deposit switching, payroll-linked lending and earned wage access.We had a chance to talk about:* Top take aways from last week’s Fintech Meetup conference in Las Vegas* Thinking through the fallout from SVB, Signature, First Republic & more* How payroll data and connectivity can improve lenders’ ability to underwrite* The differences (and similarities) between “open banking” and payroll connectivity* The opportunity from achieving improved regulatory clarity* and more! Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

In this episode, I talk to Alex Baydin, founder and CEO of PerformLine, a platform for regulatory and compliance monitoring for brand marketing.We had a chance to talk about:* The complexity of managing marketing compliance in today’s digital advertising ecosystem* Managing workflows and communication in fintech/Banking-as-a-Service relationships* Key takeaways from analyzing millions of CFPB complaints* What Alex is keeping an eye from a regulatory perspective this year* and more! Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Alex Johnson, creator of the Fintech Takes newsletter, and I are happy to bring you a very special episode of Fintech Recap with special guests Matt Janiga and Reggie Young.This month, we focused on the theme of competition in discussing:* Durbin amendment, interchange, debit routing & neobanks* Account-to-account payments* Fintech infrastructure & the Bank Service Company Act* Our picks for top regulator and industry participant we’d each want to have dinner with* and more! Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

This month, we had the chance to talk about:* It’s quarterly earnings season and it’s been brutal for some companies. Alex and I unpack Affirm’s rough quarterly earnings report.* Apple is getting ready to launch Apple Pay Later. What we know and what we’ll be watching for when it’s live.* Regulators across the banking and securities spectrum have ramped up their attention to crypto. Is this the industry’s “Dodd-Frank moment”?* and what Alex & Jason just can’t let go of!Existing subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday: Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

In this episode, I talk to Kurt Lin, cofounder & CEO of Pinwheel, a fintech infrastructure company that enables startups and banks to make sense of real time income and employment data.We had a chance to talk about:* Where the “Plaid for payroll data” analogy breaks down* The greater complexity of the payroll and employment data vs. bank account data* Opportunities and risks for integrating payroll and employment in underwriting and managing credit* Evolving macroeconomic risks* and more!If you’re interested in sponsoring an episode or appearing as a guest, drop us a line. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

In this episode, I talk to Alain Meier, the Head of Identity at Plaid. While I imagine most readers/listeners are pretty familiar with Plaid’s core capabilities, the company moved into the identity verification space through its acquisition of Meier’s startup Cognito about a year ago.We had a chance to talk about:* Alain’s experiencing starting and selling Cognito* Use cases for identity verification outside of financial services* Emerging identity tech, like mobile driver’s licenses* The potential and challenge of “self-sovereign” and decentralized identity* and more!If you’re interested in sponsoring an episode or appearing as a guest, drop us a line. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Alex Johnson, creator of the Fintech Takes newsletter, and I are happy to bring you the latest episode of our monthly podcast, Fintech Recap, where we unpack some of the biggest stories in fintech, banking, and crypto.This month, we had the chance to talk about:* Revolut teases a new “Ultra” paid tier — but will people pay for it?* Chime is getting state licenses in a sign it may start lending soon* Robinhood is launching a media business* Capital One eliminates its “agile” job family, lays off 1,100 technologists* and what Alex & Jason just can’t let go of! Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

In this episode, I talk to Michael Sindisitch, EVP & Head of TripActions Liquid, an end-to-end travel, expense, and corporate card solution.We had a chance to talk about:* TripActions recent $300 million equity raise & $400 million credit facility* TripActions unique capabilities vs. others in the travel or expense management spaces* How TripActions thinks about the competitive landscape* TripActions’ experience during COVID and the travel rebound as the pandemic wanes* and more!If you’re interested in sponsoring an episode or appearing as a guest, drop us a line.Existing subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday: Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe