

The Mindful FIRE Podcast
Adam Coelho
The Mindful FIRE Podcast helps you craft a life you love and make work optional using the tools of mindfulness, envisioning and financial independence. Each episode of the mindful fire podcast explores these three tools through teachings, guided meditations and inspiring interviews with people actually living them to craft a life they love. Listen & subscribe on your favorite podcast player:
Episodes
Mentioned books

Dec 29, 2020 • 20min
Meditation - Mindfulness & Gratitude at Year End 2020
Join Adam Coelho for this short guided meditation focused on mindfulness and gratitude as we approach the end of 2020. Wishing you and yours a happy, healthy and wonderful new year ahead. Thank you so much for supporting the show by listening and sharing with your friends. Show notes at mindfulfire.orgJoin the Mindful FIRE Legends community at MindfulFIRE.org/join.PS: Introducing the… 🔥 FIRE Starter Group Coaching ProgramYou did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).Interested? Let’s chat: https://mindfulfire.org/chat🔥 WHO I’m creating this forThis is for you if you’re at or near FI (Coast FI or full FIRE) and:You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).You want clarity and momentum—but you don’t want someone to tell you what to do.🔥 WHAT we’ll do together (over 10 weeks)In a small group (mastermind-style), you’ll:Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).Create a big, meaningful vision for your next chapter—one that fits who you are now.Learn the brain science behind envisioning (why it works, and how to use it).Turn yo...

Dec 22, 2020 • 47min
13 : Embarking on Adventure & Opportunity in America with Val Coelho (Part 1)
“Life is what happens to you when you are busy making other plans” - Val Coelho (my dad) Welcome to the Mindful FIRE Podcast, where we explore living mindfully on the path to financial independence and beyond. I’m your host Adam Coelho and I’m glad you’re here. On this episode I’m joined by my dad, Val Coelho, on his birthday, November 15th. That day was also my 10th anniversary of working at Google so it was a good day to have a reflective conversation. I’m breaking our conversation into 2 parts to make each episode more focused. This first episode, Part 1 of our conversation is all about my dad’s adventure of coming to America and building a life here. It took a lot of guts to leave behind everyone he knows. Part 2 will be released in 2 weeks and focus on Val’s thoughts about money lessons and the FIRE movement. Subscribe below and we’ll let you know when Part 2 is available. Val Coelho came to the United States from Portugal when he was 24 years old. He left working in a 5 star hotel in Portugal to come and work on the cruise ships in Miami. He meets my mom working in the dining room on the cruise ship. They fell in love and got married. My dad worked at UPS for 14 years until he and my mother started a small business of assisted living facilities. Val shares the story of how they went from 0 facilities to 3 facilities in the first year and then to 6 facilities with 44 residents in 5 years. I learned a lot and really enjoyed my dad’s stories. I hope that you enjoy it as well. Make sure to subscribe below to receive Part 2 of my conversation with my dad in 2 weeks. Full show notes at MindfulFIRE.orgJoin the Mindful FIRE Legends community at MindfulFIRE.org/join. PS: Introducing the… 🔥 FIRE Starter Group Coaching ProgramYou did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).Interested? Let’s chat: https://mindfulfire.org/chat🔥 WHO I’m creating this forThis is for you if you’re at or near FI (Coast FI or full FIRE) and:You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).You want clarity and momentum—but you don’t want someone to tell you what to do.🔥 WHAT we’ll do together (over 10 weeks)In a small group (mastermind-style), you’ll:Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).Create a big, meaningful vision for your next chapter—one that fits who you are now.Learn the brain science behind envisioning (why it works, and how to use it).Turn yo...

Dec 15, 2020 • 21min
Meditation : Gratitude & Compassion in 2020
Join Adam Coelho in this short guided meditation practice on gratitude & compassion. We begin by calming the mind and then bring up a feeling of gratitude and direct it at our body and mind. Then we finish the session by sending compassion to ourselves and to all those suffering during this challenging year 2020. Full Show Notes @ MindfulFIRE.orgJoin the Mindful FIRE Legends community at MindfulFIRE.org/join.PS: Introducing the… 🔥 FIRE Starter Group Coaching ProgramYou did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).Interested? Let’s chat: https://mindfulfire.org/chat🔥 WHO I’m creating this forThis is for you if you’re at or near FI (Coast FI or full FIRE) and:You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).You want clarity and momentum—but you don’t want someone to tell you what to do.🔥 WHAT we’ll do together (over 10 weeks)In a small group (mastermind-style), you’ll:Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).Create a big, meaningful vision for your next chapter—one that fits who you are now.Learn the brain science behind envisioning (why it works, and how to use it).Turn yo...

Dec 8, 2020 • 55min
12 : A Mindful Approach to Financial Independence Retire Early with Nicholas Whitaker (Part 2)
Welcome to the Mindful FIRE Podcast, where we explore living mindfully on the path to financial independence and beyond. I’m your host Adam Coelho and I’m glad you’re here. Today we dive into part 2 of my conversation with my friend, Nicholas Whitaker. If you haven’t yet listened to Part 1 of our conversation where we dig into Nick’s backstory of going from poverty to working at Google, you can check it out here. It’s one you don’t want to miss. Nicholas has an incredible story of going from living in poverty, with housing insecurity and just scraping by, to changing his mindset and his entire life to ultimately be working at Google for the last 10 years. For the past decade, Nicholas has leveraged the scale and resources of Google to support the journalism industry through high impact educational products, programs, and strategic partnerships, reaching more than half a million journalists worldwide. Throughout his time at Google, Nicholas has also managed stress and anxiety through an active mindfulness practice, extensive study of emotional intelligence, resilience, and the impact of technology on well being as well as regular therapy. He spends a portion of his time facilitating mental health talks, meditations, host experts in the industry to talk about mindfulness and resilience, and facilitate team development experiences to help teams and colleagues manage stress, cultivate trust and psychological safety, and learn more mindful ways to communicate. I'm also coaching a limited number of clients outside of Google. In Part 2 of our conversation Nicholas and I dive into: How Nick thinks about Financial Independence Retire Early with what he calls a “modified FIRE approach” How and why Nick places a huge value on where he is spending his attention. Quote: “Attention is the cash value of time” - Sam Harris Nick’s practical advice for living in alignment with your values and using your attention wisely. The importaJoin the Mindful FIRE Legends community at MindfulFIRE.org/join. PS: Introducing the… 🔥 FIRE Starter Group Coaching ProgramYou did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).Interested? Let’s chat: https://mindfulfire.org/chat🔥 WHO I’m creating this forThis is for you if you’re at or near FI (Coast FI or full FIRE) and:You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).You want clarity and momentum—but you don’t want someone to tell you what to do.🔥 WHAT we’ll do together (over 10 weeks)In a small group (mastermind-style), you’ll:Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).Create a big, meaningful vision for your next chapter—one that fits who you are now.Learn the brain science behind envisioning (why it works, and how to use it).Turn yo...

Dec 2, 2020 • 17min
Meditation - You Deserve a break! Yeah YOU!
Need I say more? 2020 is brutal and life is crazy. One thing is for sure. You deserve a break! Yeah YOU! Here it is. Press play. Subscribe for new meditations and inspiring interviews about mindfulness and financial independence every Tuesday. I hope you enjoyed this practice. If you do, please share it with your friends...I bet one or two could really use it right now. Please write a 5 Star review on Apple Podcasts! It REALLY helps more people find out the show. Join the Mindful FIRE Legends community at MindfulFIRE.org/join.PS: Introducing the… 🔥 FIRE Starter Group Coaching ProgramYou did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).Interested? Let’s chat: https://mindfulfire.org/chat🔥 WHO I’m creating this forThis is for you if you’re at or near FI (Coast FI or full FIRE) and:You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).You want clarity and momentum—but you don’t want someone to tell you what to do.🔥 WHAT we’ll do together (over 10 weeks)In a small group (mastermind-style), you’ll:Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).Create a big, meaningful vision for your next chapter—one that fits who you are now.Learn the brain science behind envisioning (why it works, and how to use it).Turn yo...

Nov 24, 2020 • 46min
11 : From Poverty to Google with Nicholas Whitaker (Part 1)
“What are my values and what are my goals? Am I moving myself in that direction. If I'm not moving myself in that direction, what am I doing?” - Nicholas Whitaker Welcome to the Mindful FIRE Podcast, where we explore living mindfully on the path to financial independence and beyond. I’m your host Adam Coelho and I’m glad you’re here. Today we talk to my friend, Nicholas Whitaker. Nicholas has an incredible story of going from living in poverty, with housing insecurity and just scraping by, to changing his mindset and his entire life to ultimately be working at Google for the last 10 years. For the past decade, Nicholas has leveraged the scale and resources of Google to support the journalism industry through high impact educational products, programs, and strategic partnerships, reaching more than half a million journalists worldwide. Throughout his time at Google, Nicholas has also managed stress and anxiety through an active mindfulness practice, extensive study of emotional intelligence, resilience, and the impact of technology on well being as well as regular therapy. He spends a portion of his time facilitating mental health talks, meditations, host experts in the industry to talk about mindfulness and resilience, and facilitate team development experiences to help teams and colleagues manage stress, cultivate trust and psychological safety, and learn more mindful ways to communicate. I'm also coaching a limited number of clients outside of Google. In this episode Nicholas and I dive into: Nick’s philosophy on life: Figure out how I can have the most impact on the world around me, in a positive way. How can I do that in a sustainable way. Is there some reality where I could be doing that full time? Why he’s inspired by the quote “Chance favors the prepared mind” What is neuroplasticity andJoin the Mindful FIRE Legends community at MindfulFIRE.org/join. PS: Introducing the… 🔥 FIRE Starter Group Coaching ProgramYou did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).Interested? Let’s chat: https://mindfulfire.org/chat🔥 WHO I’m creating this forThis is for you if you’re at or near FI (Coast FI or full FIRE) and:You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).You want clarity and momentum—but you don’t want someone to tell you what to do.🔥 WHAT we’ll do together (over 10 weeks)In a small group (mastermind-style), you’ll:Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).Create a big, meaningful vision for your next chapter—one that fits who you are now.Learn the brain science behind envisioning (why it works, and how to use it).Turn yo...

Nov 17, 2020 • 23min
Meditation: Accepting What Is & Self Kindness Practice (20 Minutes)
Join the Mindful FIRE Legends community at MindfulFIRE.org/join.PS: Introducing the… 🔥 FIRE Starter Group Coaching ProgramYou did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).Interested? Let’s chat: https://mindfulfire.org/chat🔥 WHO I’m creating this forThis is for you if you’re at or near FI (Coast FI or full FIRE) and:You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).You want clarity and momentum—but you don’t want someone to tell you what to do.🔥 WHAT we’ll do together (over 10 weeks)In a small group (mastermind-style), you’ll:Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).Create a big, meaningful vision for your next chapter—one that fits who you are now.Learn the brain science behind envisioning (why it works, and how to use it).Turn yo...

Nov 10, 2020 • 51min
10 : Living Intentionally in a World Full of Uncertainty with Valerie Poon
“Anytime we connect with others, if we're open to the possibility, we can find ways to benefit each other” - Valerie Poon Welcome to the Mindful FIRE Podcast, where we explore living mindfully on the path to financial independence and beyond. I’m your host Adam Coelho and I’m glad you’re here. On this episode I’m joined by my friend Valerie Poon, who I met through a Grow with Google coaching session a few months back. Val and I connected about our shared interest in mindfulness and financial independence. After our conversation, I knew I had to bring her on the podcast to share her perspective on FIRE and mindful living as a young person. The concepts and practices surrounding mindfulness and financial independence are powerful at any age but starting early makes an incredible difference. I often think how powerful it would have been for me to have the knowledge and practices of FIRE and mindfulness early in my twenties. Val is currently a student in her last year at OCAD University where she studies design. On top of her studies she’s keeping herself busy with exploring social innovation, emotional intelligence, community building, sustainability and youth empowerment. In this episode Val and I dive deep into living intentionally amidst a world full of uncertainty. In this episode we explore: The concept of uncertainty, including what the ocean has to teach us about it as a part of life. That there is power in trusting in the uncertain nature of the world. What a 10 day silent meditation retreat taught me (Adam) about uncertainty and the constantly changing nature of experience How Val attempts to infuse her life with intentionality, from how she starts her day to how she approaches her time at university and with each person she interacts with Join the Mindful FIRE Legends community at MindfulFIRE.org/join. PS: Introducing the… 🔥 FIRE Starter Group Coaching ProgramYou did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).Interested? Let’s chat: https://mindfulfire.org/chat🔥 WHO I’m creating this forThis is for you if you’re at or near FI (Coast FI or full FIRE) and:You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).You want clarity and momentum—but you don’t want someone to tell you what to do.🔥 WHAT we’ll do together (over 10 weeks)In a small group (mastermind-style), you’ll:Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).Create a big, meaningful vision for your next chapter—one that fits who you are now.Learn the brain science behind envisioning (why it works, and how to use it).Turn yo...

Nov 2, 2020 • 28min
Meditation: 2020 US Election Guided Mindfulness & Compassion Meditation
Feeling stressed or worried about tomorrow’s presidential election? You’re not alone. That’s why I created a special mindfulness and compassion guided meditation practice and am releasing it a day early. Please share it! #ShareKindness No matter who you support in this election, Biden or Trump, blue or red, I made this meditation for you and you’re welcome here. I hope you find it supportive during this stressful time. It starts with a simple mindfulness practice of checking in with yourself and noticing how you’re feeling. Then I invite you to relax into peace and ease with each exhale. Finally I guide you through a simple compassion practice where you’ll practice sending compassion to yourself, people who agree with you, people who don’t and finally all beings. I hope you enjoy this practice and would love to hear what you think! Please share your feedback with me in the comments below. Please share this with your friends and write us a 5 Star review on Apple Podcasts! Full show notes available mindfulfire.org..Join the Mindful FIRE Legends community at MindfulFIRE.org/join. PS: Introducing the… 🔥 FIRE Starter Group Coaching ProgramYou did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).Interested? Let’s chat: https://mindfulfire.org/chat🔥 WHO I’m creating this forThis is for you if you’re at or near FI (Coast FI or full FIRE) and:You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).You want clarity and momentum—but you don’t want someone to tell you what to do.🔥 WHAT we’ll do together (over 10 weeks)In a small group (mastermind-style), you’ll:Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).Create a big, meaningful vision for your next chapter—one that fits who you are now.Learn the brain science behind envisioning (why it works, and how to use it).Turn yo...

Oct 27, 2020 • 1h 13min
9 : Entrepreneurship as a Spiritual Practice with Colm Dolan
“I found that work was an ability for me to bring out my spiritual teachings and share my values with other people.” Welcome to the Mindful FIRE Podcast, where we explore living mindfully on the path to financial independence and beyond. I’m your host Adam Coelho and I’m glad you’re here. Today we talk to my friend, Colm Dolan who was one of the first people I met when joining Google back in 2010. Colm is a former Googler and founder of Publift - an adtech business that helps online publishers build sustainable revenue streams. He is an ad ops veteran and sports fanatic with a passion for self-improvement and creating better life situations for all. I’m excited to share this episode with Colm where we explore his entrepreneurial and mindfulness journey both of which started after he and I had dinner together in Sydney, Australia 7 years ago. After that dinner he quit his job and set out on his own path. His mindfulness practice developed alongside his business and provided incredible support to him and all of the people that his business touches. In this episode Colm and I dive into: Colm’s thoughts on how entrepreneurship is a spiritual path in it’s own right How there is so much learning and growth that come from building a business and dealing with the challenges that come along with it. Why Colm has found it essential to build structure in the your day How Colm thinks about his metal diet to keep a healthy mind by avoiding news and social media Why Colm says it’s important to find a few minutes of mindfulness throughout the day to reset and flush out the “mental build up” that comes from living and working in the modern world. How to discover what your values are aJoin the Mindful FIRE Legends community at MindfulFIRE.org/join. PS: Introducing the… 🔥 FIRE Starter Group Coaching ProgramYou did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).Interested? Let’s chat: https://mindfulfire.org/chat🔥 WHO I’m creating this forThis is for you if you’re at or near FI (Coast FI or full FIRE) and:You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).You want clarity and momentum—but you don’t want someone to tell you what to do.🔥 WHAT we’ll do together (over 10 weeks)In a small group (mastermind-style), you’ll:Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).Create a big, meaningful vision for your next chapter—one that fits who you are now.Learn the brain science behind envisioning (why it works, and how to use it).Turn yo...


