Rich Habits Podcast
Austin Hankwitz and Robert Croak
Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Episodes
Mentioned books
4 snips
Feb 16, 2026 • 54min
157: How We’re Preparing for Volatility in 2026
Garrett Paolella, managing partner at NEOS Investments who oversees ETF strategy, and Troy Cates, managing partner who co-manages options-based income ETFs, join to discuss monetizing market swings. They cover how volatility boosts covered-call income. They explain covered-call and boosted ETF mechanics, staggered monthly payouts, tax treatment of index options, and what they’re watching for 2026.
24 snips
Feb 13, 2026 • 45min
Dow Hits 50K, AI Agents (OpenClaw) & Investing in Texas
Brian Chambers, Co-founder and President of Capital Factory, a leader in Texas startup support. He discusses why Texas became a startup hub and its strengths in hardware, defense, and infrastructure. They cover the rise of AI agents like OpenClaw and how an agent can run 24/7 for outreach and scheduling. Also explored: market moves as the Dow hits 50,000 and portfolio positioning into industrials, energy, and international exposure.
16 snips
Feb 12, 2026 • 39min
Q&A: Our Favorite AI Stocks, Inheriting $850K, & Improving Credit Scores
They answer questions about which AI stocks and ETFs to consider for long-term exposure. They debate keeping or selling an inherited family home and managing property during grief. They cover practical plans for big lifestyle purchases like trucks, RVs, or land. They explain building credit at 23 and how to allocate a $44,000 lump sum plus ongoing monthly income.
4 snips
Feb 9, 2026 • 40min
156: Financial Red Flags in Relationships
They talk about money red flags in relationships like hidden debts, secret spending, and lack of financial transparency. They cover overspending, valuing cost over experience, and how Valentine’s Day spending can reveal deeper habits. They discuss low‑stakes money conversations, ESPP use, retirement withdrawal rules, and a core‑satellite diversification approach.
40 snips
Feb 6, 2026 • 36min
Talking Money w/ The Einstein of Wall Street (Peter Tuchman)
Peter Tuchman, legendary NYSE floor trader nicknamed the 'Einstein of Wall Street', shares four decades of market experience. He talks market volatility, buying during pullbacks, how retail trading evolved after COVID, and why the trading floor still matters. He also covers market makers, spotting regime change, and energy constraints shaping AI opportunities.
6 snips
Feb 5, 2026 • 36min
Q&A: Buying a Second Home, Lofty Career Goals, & How to Handle Cash
Listeners get practical rules for when a second home makes sense and how to juggle a second mortgage with ongoing investing. They discuss building brokerage reserves before buying and creative house-hacking to cut housing costs. Career pathways to CFO and which credentials to pursue are covered. Strategies for handling a large settlement and when to hire a fiduciary are also explored.
Feb 2, 2026 • 39min
155: The Advice Your Parents Gave You That’s Now Wrong
They debunk outdated parental money rules like always buying a house and staying at one job for life. They compare renting plus investing versus buying, and explain strategic job changes to boost pay. They question the automatic college path and highlight trades and nursing. They map how AI shifts demand and give practical timing tips for starting a business and saving for a home.
Jan 30, 2026 • 36min
More Market Predictions, Tesla Kills Their Model X & S Vehicles & Amazon's AI-Induced Layoffs
Katie Stockton, founder of Fairlead Strategies and a Chartered Market Technician, brings sharp technical analysis chops. She discusses a small-cap rotation and a cup-and-handle breakout. She highlights a gold and silver bull cycle and commodity and energy breakouts. She explains TAC ETF’s rules-based sector rotation and why emerging markets may be resurging.
Jan 29, 2026 • 41min
Q&A: Investing in Copper, Approaching a Down Payment, & Finances After Divorce
They answer questions about investing in copper and managing profits from silver trades. They discuss rebuilding finances after divorce and planning toward a down payment. They cover rolling over old 401(k)s, bringing a kitchen appliance idea to market, and ways tradespeople can monetize skills like mentoring or courses.
19 snips
Jan 26, 2026 • 40min
154: Our Biggest Financial Red Flags & Green Flags
They list three green flags to adopt and three red flags to drop for long-term wealth. They push monthly net worth tracking and explain what to include. They argue for automating investments before paying bills and starting now, even with small amounts. They warn against buying discounts instead of value and highlight recurring “emergencies” as planning failures.
