Rich Habits Podcast
Austin Hankwitz and Robert Croak
Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn.
Episodes
Mentioned books
Apr 3, 2026 • 46min
Conversation w/ Ron Santella, OpenAI ($852B) Bigger Than JPMorgan, & Prediction Market Lawsuits
Ron Santella, founder and CIO of Equable Shares with 40+ years in equity, options, and volatility strategies. He discusses hedged ETFs, protecting downside without exiting equities, and using rules‑based covered calls and put spreads. Conversations also cover OpenAI's massive raise and valuation, and the legal fight to keep prediction markets operating.
Apr 2, 2026 • 47min
Q&A: $120K Farming Side Hustle, When To Take Profits, & Income Versus Growth Investing
Listeners ask about turning a $120K farming side hustle into steady cash and how to finance farmland without draining retirement. They debate when to take profits and rules for rotating gains into safer index ETFs. Strategies for balancing retirement accounts with accessible taxable funds and using core-satellite allocations come up. Practical steps include phased farm development and cautious house hacking guidance.
Mar 30, 2026 • 50min
163: Why Tax Season Shouldn't Intimidate You
They unpack why tax season triggers anxiety and how to simplify filing with a clear checklist of documents. Practical tips cover using extensions, payment plans, and when to consult a tax pro. They spotlight top credits to claim, year-round record keeping, and tech tools like AI to explore tax optimization.
10 snips
Mar 28, 2026 • 58min
Inside Public’s AI Revolution with Co-CEO Jannick Malling
Yannick Malling, Co-CEO of Public and fintech product leader democratizing investing tools. He explains AI agents that automate dynamic investing intents. He describes how agents add discipline, integrate with accounts, and handle security. He explores uses beyond trading like tax and cash management, plus sharing viral agents and practical examples like stop-loss automation.
30 snips
Mar 26, 2026 • 46min
Q&A: The Rich Habits Retreat, Investing Your First $100K, & Accelerating Retirement Timeline
A lively Q&A covering the upcoming in-person Rich Habits Retreat in Austin with agenda, speakers, and logistics. Practical money moves for hitting your first $100K and where to deploy monthly contributions. Debate on selling low-yield rental property versus investing in broad market ETFs. Tips on budgeting, building margin, emergency cash, and prioritizing income before chasing side hustles.
15 snips
Mar 23, 2026 • 1h 7min
162: How Anyone Can Invest in OpenAI & Anthropic w/ Ben Miller
Ben Miller, Co-founder and CEO of Fundrise, a platform that opens access to real estate and private tech investments. He talks about Fundrise’s public listing VCX and how it bridges private and public markets. He explains why tech firms stay private longer. The conversation covers valuation marks, closed-end fund mechanics, multi-stage sourcing, and democratizing ownership in private tech.
Mar 20, 2026 • 34min
Nvidia's $1 Trillion Revenue Announcement, the Fed's New Inflation Forecast, & Kraken's IPO
They break down the Fed raising its inflation outlook and what that means for rates and markets. They spotlight Nvidia’s stunning $1 trillion revenue projection and shifting AI demand. They cover resumed Nvidia sales to China and the risks of buying the stock. They explore the rise of med spas and the broader wellness economy. They explain Kraken pausing its IPO amid crypto weakness.
Mar 19, 2026 • 50min
Q&A: $950K Net Worth Working in Government, Career Burnout, & Ditching a Pension
Listeners ask about buying and valuing small businesses, including due diligence and leveraging career skills to find a competitive edge. They compare index funds and tax-loss harvesting versus concentrated crypto positions. Career moves, total compensation, and handling loan repayments get practical attention. A deep dive into rolling a public pension into an IRA and the inheritance and funding trade offs. AI risks and future-proof majors are debated.
9 snips
Mar 16, 2026 • 38min
161: Goldman Sachs on How To Build a Modern Portfolio
Alexandra Wilson-Elizondo, Co-CIO of Multi-Asset Solutions at Goldman Sachs, oversees portfolio construction for institutions and advisors. She discusses the rise of model portfolios and why advisors outsource construction. Conversations cover total portfolio solutions, the macro backdrop and data to watch, the role of fixed income and physical assets, and how AI and dispersion reshape equity opportunities.
Mar 13, 2026 • 35min
Private Credit Crisis, IEA Unleashing 400M Barrels of Oil, & 25% Chance of a Recession
A deep dive into a looming private credit liquidity crunch and why semi-liquid loans may struggle under mass redemptions. A look at Rivian's spinout into purpose-built robotics versus general-purpose humanoids. Coverage of the IEA unleashing 400M barrels of oil and how higher oil alters markets and recession odds.
