Money Donuts®

In this episode of Money Donuts, the hosts sitdown with a Consumer Loan Underwriting Manager to break down how the car-buyinglandscape has evolved in 2026. From shifting market trends to what lenders areseeing behind the scenes, the conversation offers a timely look at what’simpacting auto loans right now. The team covers what to expect when financing avehicle, how to prepare, and smart tips to help you navigate the process withconfidence. If you’re thinking about buying a car this year, this episode willhelp you hit the road informed and ready.

Starting your financial journey can feel intimidating, especially with so many opinions and strategies out there. In this donut hole, Cooper explains why money advice isn’t one-size-fits-all and how finding trusted guidance can help you move forward toward your financial goals.

Paying off debt isn’t a sprint — it’s more like a marathon.So how do you stay motivated when the finish line feels so far away? In thisDonut Hole, the Money Donuts® crew shares real-life strategies to keep yourmomentum strong and celebrate small wins. Because staying motivated might justbe the secret ingredient to becoming debt-free!

In this Donut Hole, the team explores when rolling your debtinto one payment can be a smart strategy and when it can cost you more in thelong run. If you are craving simplicity but want to be sure it truly helps,this bite-sized episode is for you!

In this episode of Money Donuts, the hosts dive into the debate of buying the cheap option versus going for the more expensive one. Is spending more always worth it, or can the budget-friendly choice get the job done? The team shares stories, perspectives, and tips on how to decide when to save, when to splurge, and how to strike the right balance in your everyday spending.

Trying to decide which debt to tackle first can feel likestanding in the middle of a financial snowstorm. Do you go with the snowballmethod for quick wins? Or the avalanche method to save on interest? In thisDonut Hole, the Money Donuts® crew breaks down the differences, the pros andcons, and how to choose a strategy that works best for you.

The Money Donuts® crew breaks down the biggest mistake people make when trying to become debt-free and why it can leave you feeling discouraged. With a few small changes, you can stop feeling stuck and start making real progress toward that debt-free finish line!

In this episode of MoneyDonuts, we’re doing a deep dive into Royal’s self-service toolkit and sharingpractical ways to build financial confidence at any age and stage of life. Thehosts explore Royal’s helpful resources like financial calculators, EnrichOnline Learning, the Debbie rewards app, and the Silvur retirement platform tohelp you set goals, stay motivated, and keep moving forward one step at a time.Enrich: https://www.rcu.org/education-resources/financial-education/self-service-tools/enrichDebbie: https://www.rcu.org/education-resources/financial-education/self-service-tools/get-cash-rewards-with-debbieRetirement Simplified: https://www.rcu.org/education-resources/financial-education/self-service-tools/retirement-simplified-powered-by-silvur

In this episode of MoneyDonuts, the hosts are joined by a special guest to dive into the financialrealities of raising kids. From diapers to college tuition, the crew exploresthe various expenses parents face and offer tips on how to manage these costseffectively. Join us as we discuss the hidden costs, unexpected expenses, andstrategies to help keep your family’s finances on track.  

Curious how kids think aboutmoney? Hear about it firsthand as Steve sits down with special guests from alocal elementary school in Royal Credit Union’s School $ense program. Weexplore what it means to learn about money at an early age, hear how studentfinancial education programs make an impact, and get insights into money from a5th grader! rcu.og/podcast