Money Donuts®

Paying off debt isn’t a sprint — it’s more like a marathon.So how do you stay motivated when the finish line feels so far away? In thisDonut Hole, the Money Donuts® crew shares real-life strategies to keep yourmomentum strong and celebrate small wins. Because staying motivated might justbe the secret ingredient to becoming debt-free!

In this Donut Hole, the team explores when rolling your debtinto one payment can be a smart strategy and when it can cost you more in thelong run. If you are craving simplicity but want to be sure it truly helps,this bite-sized episode is for you!

In this episode of Money Donuts, the hosts dive into the debate of buying the cheap option versus going for the more expensive one. Is spending more always worth it, or can the budget-friendly choice get the job done? The team shares stories, perspectives, and tips on how to decide when to save, when to splurge, and how to strike the right balance in your everyday spending.

Trying to decide which debt to tackle first can feel likestanding in the middle of a financial snowstorm. Do you go with the snowballmethod for quick wins? Or the avalanche method to save on interest? In thisDonut Hole, the Money Donuts® crew breaks down the differences, the pros andcons, and how to choose a strategy that works best for you.

The Money Donuts® crew breaks down the biggest mistake people make when trying to become debt-free and why it can leave you feeling discouraged. With a few small changes, you can stop feeling stuck and start making real progress toward that debt-free finish line!

In this episode of MoneyDonuts, we’re doing a deep dive into Royal’s self-service toolkit and sharingpractical ways to build financial confidence at any age and stage of life. Thehosts explore Royal’s helpful resources like financial calculators, EnrichOnline Learning, the Debbie rewards app, and the Silvur retirement platform tohelp you set goals, stay motivated, and keep moving forward one step at a time.Enrich: https://www.rcu.org/education-resources/financial-education/self-service-tools/enrichDebbie: https://www.rcu.org/education-resources/financial-education/self-service-tools/get-cash-rewards-with-debbieRetirement Simplified: https://www.rcu.org/education-resources/financial-education/self-service-tools/retirement-simplified-powered-by-silvur

In this episode of MoneyDonuts, the hosts are joined by a special guest to dive into the financialrealities of raising kids. From diapers to college tuition, the crew exploresthe various expenses parents face and offer tips on how to manage these costseffectively. Join us as we discuss the hidden costs, unexpected expenses, andstrategies to help keep your family’s finances on track.  

Curious how kids think aboutmoney? Hear about it firsthand as Steve sits down with special guests from alocal elementary school in Royal Credit Union’s School $ense program. Weexplore what it means to learn about money at an early age, hear how studentfinancial education programs make an impact, and get insights into money from a5th grader! rcu.og/podcast

We embarked on a summer fun savings challenge in episode 55, and now it’s time for the results! Tune in as the Money Donuts hosts revisit their vlogged adventures that challenged them to get creative and think outside the box for low-cost summer fun. Plus, one host wins it all as the Super Summer Fun Saver!

In this special collaborationepisode of Money Donuts, we team up with the Running On Air podcast fromthe Eau Claire Marathon! We’re talking all things 2026 marathon, the charitiesbenefiting from the 10k Charity Classic, and practical budget tips every runner(and future runner) should know. Whether you’re lacing up for your first 10k orplanning your next big race, this episode is packed with insights to keep bothyour miles and your money on track.