Your Money Guide on the Side

Andy Schneider, a career educator and current CFO at an independent school, shares his insightful journey from teacher to financial leader. He discusses the misconceptions about money in education and stresses the need for financial literacy. Andy reveals the driving factors behind soaring college costs and advocates for a hands-on approach to learning. He challenges the myth of the 'money expert' and highlights the importance of mentorship. Plus, he shares why 'The Psychology of Money' could be a game-changer for anyone navigating finances.

Feeling lost with money? Discover a three-step framework to tackle your financial issues by naming, prioritizing, and solving the right problems. Learn how vague advice can mislead you and why the origin of the word 'priority' might surprise you. Dive into Warren Buffett’s 25-5 Rule, and understand why financial clarity is crucial. With personal stories and practical tips, this guide aims to empower you to break free from the overwhelming noise and make real progress with your finances.

And in case you missed it, check out last week's episode of Your Money Guide on the Side where we answered the question, What is Risk and How do I optimize it? What do you get when you combine a financial planner with the heart of a teacher and the boldness of a creator? You get Victoria Ferguson—today’s guest and a true money guide for the modern world.Victoria is a CERTIFIED FINANCIAL PLANNER® who left a traditional finance career to create educational content full-time. Why? Because she knew more people needed clear, honest money guidance—and that trust is built through storytelling, not spreadsheets.In this episode, we talk about: Why budgets are like diets—and why most don’t work What really makes someone a financial “expert” The emotional side of money most advisors ignore How to interview a financial advisor (with the questions that matter) Why money shame exists at every income level And how to define your own goals before chasing anyone else’s tactics Victoria shares her best insights from years of working with high-net-worth clients, her decision to walk away from a stable paycheck, and what it really means to feel secure with money—regardless of your bank balance.Whether you’re looking for a financial planner, trying to navigate online money advice, or just curious what it means to live in alignment with your values… this episode is for you.🎧 Listen now to learn: ✅ How to find a CFP® who’s a true fit for you ✅ Why understanding your values changes your money game ✅ The exact framework to use when you're overwhelmed by financial adviceConnect with Victoria @financiallyvictoria | TikTok & Instagram Mentioned in the show: Fee-only fiduciaries (what that really means) Why where do you summer? is the wildest financial flex And why first principles matter for financial planning —🧠 Want more episodes like this? Subscribe to Your Money Guide on the Side wherever you get your podcasts and join Tyler’s weekly newsletter at tylergardner.com

Discover how the wealthy thrive by focusing on opportunities rather than fearing losses. Tyler Gardner explores the concept of asymmetric opportunities, illustrating how one significant win can far outweigh numerous failures. Delve into Disney's purchase of Pixar and Jeff Bezos' regret minimization strategy. Learn about effective decision-making frameworks and the investment barbell approach that balances risk and reward. Rewire your mindset to embrace uncertainty and make choices that lead to substantial gains in life and finances.

Jessica Inskip, the first female on Fidelity’s active trader desk and a respected voice in financial education, shares her inspiring journey from aspiring engineer to finance expert. She discusses her bold decision to leave behind traditional licensing to reach young investors on platforms like TikTok. Jessica highlights the urgent need to combat financial misinformation, particularly in light of tragic cases like Alex Kearns. She emphasizes the importance of authentic education over viral trends and shares insights on balancing active and passive investment strategies.

The podcast challenges the long-held belief that bonds are a safe investment. It highlights hidden risks like interest rate and inflation threats, revealing how bonds may actually erode purchasing power. Listeners are urged to reconsider the 60/40 portfolio mantra and explore alternative investments with better growth potential, such as stocks and real estate. The discussion emphasizes that true financial security comes from diversifying and seeking growth rather than solely preserving wealth with bonds.

And in case you missed it, check out last week's episode of Your Money Guide on the Side where we answered the question, Does the market care who our President is? Back in 2003, I met Mike Taormina at the London School of Economics, never expecting we'd stay in touch—let alone spend decades debating finance and traveling together. Fast forward, and Mike has become a powerhouse in fintech, co-founding Vault, CommonBond, and Alluvial, with a Wharton MBA and a CFA to back it up.But credentials aside, what sets Mike apart is his ability to break down complex crypto and finance topics into something actually useful. In this episode, we dive into decentralized finance, separating the noise from real opportunities, and why blockchain tech is transforming financial transparency.We also discuss personal investing, risk tolerance, debt, and why even a seasoned finance pro like Mike trusts a robo-advisor over DIY trading. Whether you're deep into crypto or just trying to make smarter financial moves, this conversation is packed with insights.

This discussion delves into how political elections can emotionally sway our views on the stock market. It highlights the enduring growth patterns of investments, emphasizing that market performance often transcends political climates. Listeners are cautioned against the pitfalls of timing the market based on transient political events. The importance of steadfast investment strategies and maintaining a long-term financial focus is reinforced, especially amid shifting employment landscapes. Ultimately, it's about reminding ourselves to breathe and focus on our personal financial goals.

And in case you missed it, check out last week's episode of Your Money Guide on the Side where we answered the question, How do I diversify my digital assets?My guest this week, Patrick Wetherille, shares a little bit about his experience with optimizing life, managing empathy through start-up culture, and taking advantage of every opportunity to learn from and alongside business minds at every level. As the episode progresses, Patrick shares his thoughts on the importance of being able to work from anywhere and how that very freedom can often bring teams together and create optimized work cultures and production. 

Explore the importance of diversifying digital assets and communication channels. Discover why relying on a single platform like TikTok can be risky for creators. Learn the value of building an email list to avoid dependency on third-party platforms. Tyler emphasizes the need for multiple income streams to protect revenue and the benefits of creating a digital ecosystem. With insights on investing and mindset, he shares actionable steps to diversify effectively and prepare for uncertainty. Empower yourself to thrive in a dynamic landscape!