She's On The Money

Bec Syed, an early-stage investor and team member, candidly shares her first year in the share market. She reveals how she overcame her initial fears and misconceptions about investing and started building her portfolio with just $5 a day using automation and round-ups. Bec highlights the importance of small wins and shares her journey through confusion, accidental successes, and learning from mistakes. Her progress from uncertainty to earning dividends is inspiring, proving that anyone can start investing, regardless of their financial situation.

Struggling with debt? This discussion breaks down how to effectively manage and prioritize it. Learn to distinguish between good, okay, and bad debt, and discover the pros and cons of repayment methods like avalanche and snowball. Victoria emphasizes the importance of selecting a strategy that suits your personality for better adherence. Get practical tips for speeding up repayments, including budgeting and using windfalls wisely. Ready to take charge of your finances? This chat will guide you towards a clearer, calmer path!

Ever wondered when it's the right time to consult a financial advisor? The hosts break down when to invest in financial advice versus utilizing budget-friendly alternatives. Then, they tackle a listener’s dilemma about an injured dog left with delayed vet care, sparking a deep moral conversation about responsibility and the limits of intervention. The discussion offers practical advice on navigating concerns for pets and touches on community insights and emotional challenges, reminding listeners they're not alone in complex situations.

Feeling stuck on investing? Dive into the conversation about how to build confidence and start small. Discover why investing is less about risk and more about strategy. Learn about affordable ways to enter the market and the importance of diversification. Victoria debunks common fears, emphasizing that consistent, tiny investments can lead to significant growth. Plus, find out why investing while managing a mortgage is smart. Get tips on overcoming analysis paralysis and the best first steps for a successful investment journey!

This Money Diary starts at the exact moment you realise… okay, I can’t keep doing money like this. Our diarist had spent a few years doing exactly what she wanted to do. Enjoying life, making memories, prioritising experiences. And then came the realisation that while she didn’t regret any of it, she needed a different plan going forward. In this episode, she walks through the exact things that helped her go from avoiding her finances to feeling genuinely confident with them. The systems she uses to stay on top of her money without obsessing over it. How she learned what actually matters to focus on (and what really doesn’t). And the mindset shift that stopped money feeling like this looming, stressful thing in the background of her life. A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here. We have a long sttanding referal patnership with Skye Wealth and only ever partner with people we trust. FREE MONEY TOOLS YOU'LL LOVE: All our best free resources in the one place here. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Dive into the essentials of financial control with an engaging look at budgeting and cash flow. Understand how to track income and expenses without feeling restricted. Discover the importance of sustainable budgeting—no more crash diets for your wallet. Learn the significance of cash flow in managing debt and setting achievable goals. Get practical strategies for repayment and tips for handling a pay rise wisely. Finally, find out if you really need a financial advisor or can thrive on your own!

Want 2026 to be the year you get your money on track? This ep is the perfect place to start. It’s our very first Friday Drinks of the year and instead of doing the usual wins and broke tips, we asked the community two big questions. What was your biggest money learning last year? And what small change did you make that had the biggest impact on your finances? The answers are the perfect inspo you need if you’re feeling like you want to do better this year but don’t want to overhaul your entire life to make it happen. Then we dive into two very January-coded situations... feeling overwhelmed about where to begin when you know you want more for yourself, and navigating what happens when your money goals start to evolve faster than the people around you. This episode is all about setting the tone for your best year yet, with all the usual Friday fun and chaos thrown in.  THE BEST SOTM FREEBIES: Your 2026 Fresh Start: Free Money Tools You’ll Love Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.  Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Join Jessica Greci, a savvy voice in personal finance, as she and Bec Syed dive into hilariously unhinged saving hacks. They explore outrageous methods like freezing your credit card to curb impulse buys and utilizing 'fake lockdowns' for serious savings. Discover clever tricks, such as transforming phones to grayscale and using community spending freeze months to challenge your wallet. These chaotic yet effective strategies reveal that when discipline is low, laughter and creativity can lead to financial success!

If December has you replaying the year in your head, thinking about the money choices you made, the goals that shifted, or why things didn’t quite land the way you thought they would back in January, you’re not alone. A lot of us get to this point feeling tired, reflective, and a little unsure how to sum it all up. This episode is a chance to look at the year differently. Not through the lens of what you achieved or didn’t, but through the stuff you carried, adapted to, and figured out as you went. The money stress, the plans that changed, the moments you just kept going anyway. None of that was wasted, even if it didn’t feel impressive at the time. If you want to close out the year feeling a bit more grounded and a lot less hard on yourself, press play.  Get Victoria's Full Goal Setting System in her Your Best Year Yet course here. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Join the team as they celebrate the year's highlights with a lively year-in-review, complete with bloopers! They dive deep into the debate of building versus buying a home, revealing hidden costs and why choices vary based on location. Plus, they discuss the pros and cons of credit cards for navigating summer finances. Expect practical advice and fresh insights on managing budgets, avoiding debt, and making the most of your money dilemmas!