The Stacking Benjamins Show

Think you're doing all you can to earn more money? Hoping to find ways to maybe squeeze a little more productivity out of your day? In today's inspirational episode, we're talking to Kathleen Shannon and Emily Thompson from the Being Boss podcast about what"being boss" really means. Whether you're working for someone else or have entrepreneurial blood, there's something today for everyone.And in our headlines segment... should you lease a car for your teenager? It might sound like the craziest and dumbest idea at first, but don't shut it downbefore we look at the pros and cons of comparing a used (or even new) vehicle against a leased one for your teenager's first car. Plus, in our second headline, Angelina Jolie is accusing Brad Pitt of not paying his half of their kids' expenses. With millions of dollars between them, what's the big picture here?Of course, we'll still have time for Doug's trivia... and then, in our letters segment, Bill suggests a new idea for the show...should Joe & OG change the format? Do something new? We may have just found our new hit show...Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

While we're usually not crazy about jumping in the cryptocurrency Kool-aid, a new type of crypto just being birthed called Kinesis caught our eye. This emerging crypto is based on gold and silver...so already it sounds a little different, right? To learn more about Kinesis and just how a new cryptocurrency is birthed, we invited CEO of Kinesis, Thomas Coughlin down to the basement to give us the fundamentals. What makes them different? Why launch a new one when so many others already exist? How do you keep your crypto-money from being stolen? We'll ask these questions and many more today.Then, in our headlines segment, Vanguard's Chief Investment Officer responds to Fidelity's new no-fee funds. While his answer might not surprise you, how we think this correlates to you and your money just might be a surprise. In our second headline, Wells Fargo has beat back another lawsuit...this one having to do with target date funds.Of course, we'll still have time for not only Doug's trivia, but also to answer a voicemail from John, who wants to know what advice we'd give someone who isn't sure how to crystalize their long-term goals.Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more.Thanks also to Nutrafol. Get your first month supply with a subscription plan for $10 nutrafol.com and promo code SB Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Are you known as the "frugal" friend in your circle? Think you're 100% on board when it comes to managing your finances? You'll have a chance to put that to the test today, because our roundtable is discussing (and sharing their own stories on) hardcore money decisions. Helping us out today is special guest from The  PhysicianWealthServices.com, Ryan Inman... PLUS two of our basement favorites: Paula Pant and Len Penzo.Then, in our Fintech segment, we're super excited to talk to Catherine Berman from CNote. Not only does CNote pay higher interest rates currently than a regular savings account, but you'll also be investing in local communities. How does it work? We'll go through it step by step with Cat (and you can check out our link below to CNote for more information).And of course, if you're hungry like the wolf for trivia, we'll still have time for Doug.Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.Thanks to Harry’s for supporting Stacking Benjamins. Get your Trial Set – go to Harrys.com/sb Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We LOVE success stories, and today we're talking to one woman with a great one. She set out to pay off over $18,000 of debt in a single year. But what happened? She actually did it in just over half that time: seven months. Sounds good? We thought so too, so we called up Jenni Zepol to see just how she did it. The great news? Many of you may be able to follow her tactics and do it also.Plus, in our headlines segment one whistleblower claims she was fired for raising red flags about her employer's alternative investment sales. While we're not going to set out to prove or disprove her claims, we will draw a point on why it's important to make sure your advisor is always acting as a fiduciary while helping you handle your finances. And in our second headline, one Florida teacher quit his job to become a 6-figure earning personal shopper. Any lessons we can learn there? Absolutely.We'll also have time to answer a listener letter, and don't you worry, we'll also dish out a dose of Doug's trivia.Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.Thanks to RXBAR for supporting Stacking Benjamins. Get 25% off your first order at RXbar.com/sb, Promo Code: SB. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We've said for awhile that the fee game is a "race to the bottom," and last week....we reached the bottom. Fidelity dropped some big news in the financial world last week: not only did they slash a bunch of fees, they also introduced two no-fee mutual funds. What does it mean? How does these new funds work? We've got you covered. First, we'll talk to the VP of Retirement for Fidelity, Ken Hevert, for more information on the company's latest move, and later in the show, OG and Joe will break down what this might mean for you and your money. PLUS, during our headlines segment we'll dig into a Wall Street Journal report covering how one big bank is still finding new ways to surprise their customers... and not in a good way. And during the Haven Life Line we're talking to Colin about Roth and Traditional 401ks. What's the best way to use them so he can retire early?Don't worry, we'll still have time for a Doug's trivia and to answer a listener letter from Kurt. With a baby on the way, what should Kurt and his wife be doing to be financially prepared?Thanks to Away for supporting Stacking Benjamins. Go to Awaytravel.com/sb and use the promo code sb to score $20 off your next suitcase!Thanks to Harry’s for supporting Stacking Benjamins. Get your Trial Set – go to Harrys.com/sb Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Most people borrow money at some point, but how do we pick out good loans from bad loans? To help us figure out which loans are best, we're bringing down our usual suspects: from AffordAnything.com, Paula Pant; from our very own basement, OG; and from LenPenzo.com... Len Penzo. And halfway through the show we're talking to the founder of Current, Stuart Sopp, who's setting out to help parents teach their kids about money and the dangers of using plastic. We'll also answer a student loan/investment question question from Eli, and still have time for Doug's trivia.Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.Thanks to Stamps.com for supporting Stacking Benjamins. For a 4 week trial (that includes a digital scale and postage) go to Stamps.com, click on the microphone at the top of the homepage, and enter SB.  Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We're coming to you (mostly) live from Podcast Movement! Joe caught up with some of our favorite podcasters and friends and interviewed them live right from the event floor. We have an action-packed episode featuring Gwen Mertz in our headlines, and then interviews from Jordan Harbinger, Phillip Taylor, and Vincent Pugliese, plus an awesome roundtable segment featuring Mindy Jensen from Bigger Pockets, Joel Larsgaard from Pour Not Poor, and Chris Browning from Popcorn Finance.Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.Thanks to Emperor Investments for supporting Stacking Benjamins. Go to emperorinvests.com/sb and select "Stacking Benjamins podcast" when asked how you heard about the show. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Have you been waiting for us to answer your letter? It's your lucky day because we're dedicating today's show to answering your questions. We're covering diversification, retirement, investing, Fintech, dividends and everything in between on our special letters episode.Before we get to your letters, In our headlines segment we're taking a look at emergency funds and long-term care dollars. Are you thinking about cutting corners and that maybe you can get by day-to-day without some sort of emergency fund? That could spell some bad news down the road. And in our second headline we'll spend a few minutes talking about proper planning for long-term care. The costs can pile on quicker than you think, and deciding your strategy isn't easy.Plus, it's National Cheesecake Day! Doug's all excited, and so are we. Plus, in honor of Henry Ford's birthday, we'll have some Ford-related trivia that even if you aren't a car buff, you JUST might know the answer to...Thanks to Stamps.com for supporting Stacking Benjamins. For a 4 week trial (that includes a digital scale and postage) go to Stamps.com, click on the microphone at the top of the homepage, and enter SB. Thanks to Emperor Investments for supporting Stacking Benjamins. Go to emperorinvests.com/sb and select "Stacking Benjamins podcast" when asked how you heard about the show. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

There are many ways to have a not-so-great relationship with the fuel that helps you reach your goals. You can spend too much, never spend anything...and much more. What IS a healthy relationship, and what does it look like? There are a lot of warning signs, but that doesn't mean it's an easy problem to fix. On today's show, our contributors, Jen Smith from the FrugalFriendsPodcast.com, Roger Whitney (the Retirement Answer Man) from RogerWhitney.com, and Paula Pant from AffordAnything.com, will tackle their relationships with money (both the good and the bad).Plus, during our Friday FinTech segment, we're excited to talk to Aditi Shekar from Zeta. Mastering your relationship with money is hard enough on your own, it only gets more intense when you add someone else to the picture. Zeta helps couples (whether married, roommates, living together, or living apart) master their money through a mix of technology and good old-fashioned advice.Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.Thanks also to RXBAR for supporting Stacking Benjamins. Get 25% off your first order at RXbar.com/sb, Promo Code: SB. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You've probably heard of impact investing, but... have you heard of vice funds? The concept is similar to impact investing, but instead of good causes, vice fund invests in those other sectors of the market....like cigarettes, gambling, and alcohol. Interested yet? We hope so, because today, to talk more on vice funds, mom's invited the guy that's right in the middle of this sector to share ideas, stories, and his investing strategy, Jordan Waldrep.Then, in our headlines segment, we'll call our friend JJ Montenaro from USAA, who has some disturbing news on the life insurance front. Why don't many people buy life insurance? We'll talk coverage, strategies, and life insurance myths on today's podcast. Plus, we'll discuss one piece covering the "lessons learned" from a big Hollywood divorce.We'll throw out the Haven Life Line to Tyler. Tyler's wife is going back to school to get her master's degree. Could they open up a 529 plan and use it right away for the tax credit? We'll also answer a letter from Paul. He wants to separate from service soon and retire, but most of his 401k funds are with a prior employer. Does he need to roll that money over before he separates so that he has money to live on before 59 and 1/2?Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.Thanks to RXBAR for supporting Stacking Benjamins. Get 25% off your first order at RXbar.com/sb, Promo Code: SB. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.