The Stacking Benjamins Show

Need inspiration to pay off your debt? We have it today. Alaya Linton from the blog HopeandCents.com and her husband paid off over $74,000 of debt in....wait for it....25 months. She'll walk us through all of the bad decisions she made wracking up the debt, then hitting the wall where suddenly she was in huge financial trouble, her first credit card denial, her car being repossessed, and more. But then she'll also share how her family changed and she attacked her debt and paid it off in 25 short months. She'll discuss how she kept her family involved, what she cut, how she budgeted, and what debts she paid off first.Plus, in today's headline segment, an unlikely source says that the future of advice is going to come from humans. Who would say something so crazy? You'll find out.Later we'll throw the Haven Life Line and take some time for Doug's trivia.Thanks to Nutrafol for supporting Stacking Benjamins. Get your first month supply with a subscription plan for $10 nutrafol.com and promo code SBThanks to Away for supporting Stacking Benjamins. Go to awaytravel.com/sb and use the promo code sb to get $20 off a suitcase! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What's the ONE thing you need to figure out to get what you really want? A popular blogger wrote a piece on the topic and today we have a special all-guest panel to help us work through it. On today's show we welcome, from the Hippocratic Hustle podcast, Dr. Carrie Reynolds, and from the Poorer than You blog, Stephonee....AND also, the guy behind the Financial Residency podcast, Ryan Inman. In our Friday FinTech segment we're taking a break from showing you the hottest new gadget to helping you build it. Have a great idea for the next hot FinTech app? Jake Hare has helped hundreds of potential app developers bring their idea to market and today he's going to talk about forming and executing on your next great idea.That's not all...of course we'll still have Doug's trivia segment AND answer a listener call for help...all because we care, and because that's what we do on Friday. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Here's a success story: Brynne was couch surfing because she had nowhere to go and now is releasing one of the biggest financial books of the year. Think that isn't inspirational? Oh, we've got inspriation in spades on today's show. Whether you're thinking about maybe starting a business or looking to pump up your side hustle or business, today is for you. If you're looking to figure out how to make your bad situation better....Brynne has been there. Maybe you're actually trying to start a business? Creating a new business from the ground up can be a monumental task and can seem impossible to do. But, like with anything, breaking down the process into smaller manageable steps can make starting a business feel like it's within arms reach. Helping us break down this whole side hustle business (see what we did there?) is our featured guest, from the Femme Frugality blog AND the author of the new Feminist Financial Handbook, we welcome Brynne Conroy.Plus, in our headlines segment, the U.S. government has announced that new social security increases are on the way. We'll dig into why that's exciting news and just how much is on the table. Later on we'll still have time to answer Doug's trivia question, and a listener letter from Mario... who wants to know what we think about investing in target date funds for retirement, AND throw out the Haven Life line to Matt. Matt's wife has some medical debt they pay on monthly, but interest accrues daily. What can they do?Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins!Thanks to LinkedIn for supporting Stacking Benjamins. Go to LinkedIn.com/sb and get $50 off toward your first job post. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Spend $10 on fast-food at lunch, or carry in a bag lunch to eat in at the office? Order some delivery for dinner because you're too busy, or meal prep at the beginning of the week? Small choices we choose each day turn into habits that make up the backbone of our money decisions. It's easy to say, "I'm going to spend less money this week," but it's a lot harder to actually ACT on those choices throughout the week. Turning our bad habits into good habits is key to great financial health. Today we're bringing down the guy who wrote the book on the topic...the author of Atomic Habits, James Clear.Plus, in today's headlines, the stock market has been a little shaky lately, if you haven't noticed. Should investors be worried? We'll have a few words for people experiencing "market panic." And in our second headline, what are the best places for new retirees to live? You'll be a bit surprised at some of the places that made this year's list.Later we'll throw the Haven Life Line to David, who is dollar-cost averaging into a Schwab S&P 500 index fund. He is already maxing out the "usual" accounts, so is a taxable fund the best place to stash the rest of his cash? And in our letter from the mailbag segment, we'll answer a question from Natalie. Natalie and her boyfriend are both debt free and are also maxing out the accounts: HSA's, Roth IRA's, and their company 401k's up to their match. They may want to buy a house in 5 years, but there's nothing else on the horizon. What should they be doing with their money they're not spending or putting away for retirement?And don't worry... we'll still take some time for Doug's trivia.Thanks to RXBAR for supporting Stacking Benjamins. Get 25% off your first order at RXbar.com/sb, Promo Code: SB. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Being financially prudent is one thing, but when does saving money cross the line into being extremely, and possibly even grossly, frugal? Helping us answer these questions are today's special guests: from the Mr. Fi Guy blog, it's Mr. Fi (or as his friends call him...Taylor); from the Fire Drill Podcast, we welcome Gwen Mertz; and from this here podcast, we welcome our very own OG.Halfway through the show we'll take a little break to talk to Jason Brown from Tally. Making the decision to get on the road to financial freedom is a good one, and paying off credit cards and debt can be a major road block. We'll sit down with Jason doing our FinTech segment and see just how his company is setting out to help people climb out of debt.And of course, we'll still have take some time to throw out the Haven Life Line to Joe, who wants to retire in the next few years. There's just one problem: Joe has no goals for retirement life. Can we throw some resources his way so he can figure out what he wants to do?Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

How do you become a money pro? Like most people...you start off as a financial nightmare and you learn the hard lessons that teach you how to be much better with your Benjamins. Belinda Rosenblum lived that life....she was horrible with budgets and used archaic systems that didn't work to keep track of both her own bills and those of family members she cared for. You'll hear the story today of how she went from being completely disorganized to becoming a Money Ninja working for her clients.Plus, in our headlines segment, it looks like mortgage rates are going up and so are bond rates...what's the correlation? We'll explain how these two work in tandem. Plus a new FINRA proposal would allow brokers to ease restrictions on brokers' outside activities. Why are some organizations against this? What would this have to do with your money? We'll explain the plusses and minuses of this proposal.Later on we'll still have time to answer Doug's trivia question, a listener letter from Shaun, who asks about betting with some zero percent money he can borrow and invest AND throw out the Haven Life line to Allen, who wants to know about how to make back door Roth IRA contributions. Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins!Thanks to LinkedIn for supporting Stacking Benjamins. Go to LinkedIn.com/sb and get $50 off toward your first job post. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Our featured guest coming down to the basement has two kids... and he still kicked his job to the curb and made the jump to the self-employed route. Why did he do it? And HOW did he do it? Lee Huffman will tell us the story today.Plus, in today's headlines, USAA's Director of Life and Health Insurance, Sean Scaturro will walk us through open enrollment and health insurance, which can be a pretty daunting thing to take on. In our second headline, what are the hidden costs behind Amazon's recent wage hike for their workers? You might be surprise at what's REALLY going on.Later we'll throw the Haven Life Line to Ethan, who has a few questions on backdoor Roth conversions. Plus we'll answer a letter from Elizabeth, who's a little late to the financial game. What should her investing focus be... and what are some good financial tips for someone who got into the game later on?Of course, we'll still take some time for Doug's trivia.Thanks to LinkedIn for supporting Stacking Benjamins. Go to LinkedIn.com/sb and get $50 off toward your first job post. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Long-time basement listeners know what the Friday after FinCon means... it's our episode you know and love: when we take you on a tour of some of the biggest innovations and coolest concepts we see at the show. So, just what are we covering this year? While plenty of companies are doing amazing work to help everyday people save, invest, and become financially independent, we brought to our microphones a few of our favorites. Today you'll hear stories from brands like USAA, and what they're cooking up in their labs, and Chris Hutchins at Grove, where they're inventing financial planning tools for the masses, and many more innovation-themed talks about the future of your money, (and wallet). Of course, we'll still save time for some of Doug's trivia.Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings.Thanks to RXBAR for supporting Stacking Benjamins. Get 25% off your first order at RXbar.com/sb, Promo Code: SB. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today in the basement we're turning inner strength into outer money success with financial coach Beth Burns. Plus, in our headlines segment, do you live in one of the least financially savvy states? We'll go over that list... plus tell you which side of Texarkana had the honor of (not) making the list. And in our second headline... Mark Cuban once said that, "if you use a credit card, you don't want to be rich." Does he really mean exactly that? We'll jump in more during the show.Later on we'll still have time to answer Doug's trivia question, a listener letter about adjusted gross income and modified adjusted gross income, AND throw out the Haven Life line to Nick, who's side hustle has quickly became his main hustle. With a new house this year, plus a baby, and still tackling student debt... what should Nick and his wife be doing with all of his new found cash? What type of financial advisor should a person in Nick's position be looking out for?Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins!Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You first heard him on our Friday roundtable episode... and now he's coming back for his victory lap (and the mic all to himself). Today we welcome Mr.Groovy, of Freedom is Groovy to talk all things financial independence. How did he become financially independent in a short time after not saving much well into his forties? How does he make sure he's healthy so he can pursue the things he saved money for in the first place?PLUS, in our headlines segment, it's been 10 years since the last market crash. What could company retirement plans do better to help people weather the storm?Later on we'll throw out the Haven Life Line to Shane. Some jobs are more likely to provoke lawsuits than others. What are some strategies for professionals who might get sued? And as always... we'll still have time for Doug's trivia AND to answer one well written letter to the podcast.Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more.Thanks to RXBAR for supporting Stacking Benjamins. Get 25% off your first order at RXbar.com/sb, Promo Code: SB. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.