Hoxton Life

Most people underestimate what it takes to build a career in financial planning.It’s not just about passing exams or learning technical knowledge.In this episode, Matt Morgan sits down with Jacob Hall to share his journey from trading into financial planning, and what he’s learned from advising, leading teams, and now developing the next generation of advisers.We get into the reality of how careers in this industry are actually built, including:The transition from trading into financial planning, and where he found the most fulfilmentWhat the pathway into advice really looks like, and why prospecting is the hardest skill to masterWhy discipline and consistency matter more than short-term motivationHow Hoxton is developing the next generation of advisers, and what makes that opportunity differentIt’s a practical, honest look at progression in financial planning - and what it really takes to succeed over the long term.Watch the full episode on YouTube, or listen on all audio platforms.Ready to start your international financial planning career?Hoxton Wealth is looking for ambitious individuals ready to take their careers to the next level. Whether you're interested in international financial planning, compliance, client servicing, or marketing roles within the financial sector, we offer unparalleled opportunities for growth and success.Don’t miss a beat! Subscribe to our YouTube channel to watch full podcast episodes featuring insights from those that work for Hoxton and some of our special guests and partners. Stay connected by following us on Instagram, Facebook, LinkedIn, and X for more exclusive content.Curious about our career opportunities? Visit our website to explore open positions and learn more about joining the Hoxton Wealth team. Your journey in international financial planning starts here!For sponsorships, partnerships, or media inquiries, reach out to us

Is paraplanning just a "support role," or is it the ultimate training ground for future advisers? Too often, the path from trainee to planner is treated like a mystery. In this episode of Hoxton Life, CEO Chris Ball sits down with Georgia Thomas and Andrianna Rawlings - two paraplanning professionals who have spent 4+ years mastering the craft - to discuss the reality of career progression in international finance.This week, Georgia and Annie discuss:◽ UK vs. International Planning: The technical differences and why the international space can offer a steeper, more rewarding learning curve.◽ The Exam Stage: How to balance technical study with the day-to-day pressure of supporting high-level advisers.◽ Women in International Finance: Breaking down barriers and the unique opportunities available for women in the GCC and global markets.◽ The Growth Mindset: Why constant progression and "putting in the homework" is the only way to move from supporting to leading client meetings.Watch the full episode now on YouTube, or listen on Spotify and Apple Podcasts.Ready to start your international financial planning career?Hoxton Wealth is looking for ambitious individuals ready to take their careers to the next level. Whether you're interested in international financial planning, compliance, client servicing, or marketing roles within the financial sector, we offer unparalleled opportunities for growth and success.Don’t miss a beat! Subscribe to our YouTube channel to watch full podcast episodes featuring insights from those that work for Hoxton and some of our special guests and partners. Stay connected by following us on Instagram, Facebook, LinkedIn, and X for more exclusive content.Curious about our career opportunities? Visit our website to explore open positions and learn more about joining the Hoxton Wealth team. Your journey in international financial planning starts here!For sponsorships, partnerships, or media inquiries, reach out to us

How do you build a financial planning career that actually lasts?Many people enter the international advice space looking for a "quick win," but few have the discipline to still be at the top of their game 11 years later.In the latest episode of Hoxton Life, partner and Senior Financial Planner Lloyd Simpson joins Jacob Hall (Global  Head of Advisery) to break down the transition from a hungry business developer to a trusted senior adviser in the GCC.During this conversation we discuss:Starting from Zero: The reality of prospecting in a competitive expat market and why trust beats a "sales pitch" every time.The Move: What it’s actually like to transition your practice after a decade at one firm and how to ensure your clients come with you.The GCC: How the market has shifted from product-led sales to real, holistic wealth structuring.The Discipline of Success: Why your daily routine and lifestyle habits are just as important as your technical knowledge.Whether you’re just starting your career or you're a senior planner looking for the right platform to reach the next level, watch the full conversation on YouTube or listen on Spotify or Apple Podcasts.Ready to start your international financial planning career?Hoxton Wealth is looking for ambitious individuals ready to take their careers to the next level. Whether you're interested in international financial planning, compliance, client servicing, or marketing roles within the financial sector, we offer unparalleled opportunities for growth and success.Don’t miss a beat! Subscribe to our YouTube channel to watch full podcast episodes featuring insights from those that work for Hoxton and some of our special guests and partners. Stay connected by following us on Instagram, Facebook, LinkedIn, and X for more exclusive content.Curious about our career opportunities? Visit our website to explore open positions and learn more about joining the Hoxton Wealth team. Your journey in international financial planning starts here!For sponsorships, partnerships, or media inquiries, reach out to us

“Tax is like a spider’s web... If you pull on one strand, it moves somewhere else.”Most professionals work incredibly hard to build wealth, but few have a strategy to access it efficiently. In the latest episode of Hoxton Life, Andrew Robinson (Chartered Tax Adviser at STS Europe) explains why tax advice isn't enough if it doesn't align with what you actually want for your family.We cover:• The costly mistakes people make before relocating• Why timing matters more than most realise• How to structure assets properly before rules change• What advisers should be doing differently in 2026Whether you’re advising clients or planning your own cross-border future, this conversation will sharpen your thinking and could potentially save thousands.Watch the full episode on YouTube, or listen on Apple Podcasts or Spotify.Ready to start your international financial planning career?Hoxton Wealth is looking for ambitious individuals ready to take their careers to the next level. Whether you're interested in international financial planning, compliance, client servicing, or marketing roles within the financial sector, we offer unparalleled opportunities for growth and success.Don’t miss a beat! Subscribe to our YouTube channel to watch full podcast episodes featuring insights from those that work for Hoxton and some of our special guests and partners. Stay connected by following us on Instagram, Facebook, LinkedIn, and X for more exclusive content.Curious about our career opportunities? Visit our website to explore open positions and learn more about joining the Hoxton Wealth team. Your journey in international financial planning starts here!For sponsorships, partnerships, or media inquiries, reach out to us

How do you turn a "job" into a lifelong career in just 24 months?Lalith Mangalarapu is back for his second appearance on Hoxton Life, and his progress is a masterclass for anyone looking to break into the financial planning profession.Two years ago, Lalith was just starting his journey. Today, he has passed key exams, is actively conducting client fact finds, and has shifted his mindset from "prospecting" to "relationship building."In this episode, Lalith and Jacob Hall (Global Director of Advisory) discuss:✅ A career, not just a job: How to stop focusing on the daily grind and start looking at the bigger picture.✅ Why listening is key: Why the "two ears, one mouth" rule is a junior adviser’s best tool.✅ Social networking: How Lalith uses his passion for cricket to meet people and build trust without ever having to "sell."✅ The 24-month journey: What it’s really like to go from the back office to leading client meetings.Lalith is living proof that with the right environment and a commitment to "doing the hard yards," the path to becoming a qualified international adviser is closer than you think.Whether you’re a student, a career-changer, or a firm leader looking to inspire your trainees, Lalith’s story is a testament to what focus and professional maturity can achieve.Watch the full episode on YouTube, or listen on Apple Podcasts and Spotify.Ready to start your international financial planning career?Hoxton Wealth is looking for ambitious individuals ready to take their careers to the next level. Whether you're interested in international financial planning, compliance, client servicing, or marketing roles within the financial sector, we offer unparalleled opportunities for growth and success.Don’t miss a beat! Subscribe to our YouTube channel to watch full podcast episodes featuring insights from those that work for Hoxton and some of our special guests and partners. Stay connected by following us on Instagram, Facebook, LinkedIn, and X for more exclusive content.Curious about our career opportunities? Visit our website to explore open positions and learn more about joining the Hoxton Wealth team. Your journey in international financial planning starts here!For sponsorships, partnerships, or media inquiries, reach out to us

"Show me your bank account, and I will show you what is important to you."How do you answer the most profound question from your clients: How much is "enough" to live the lifestyle I want?In the latest episode of Hoxton Life, Stuart McDonald (Regional Director at Hoxton Wealth) breaks down why true financial planning is about becoming an "expert in the client," not just a manager of assets. For many, the fear of running out of money leads to "hoarding" assets they'll never use, all because they haven't mapped out their version of enough.During the conversation, Chris Ball and Stuart McDonald dive into the core pillars of Lifestyle Financial Planning:The Psychology of Enough: Why the answer is subjective. It’s about reaching a "financial independence point" where you are finally free from the worry of making a wrong decision.Discovery Beyond the Data: Stuart explains why his first question is often "What was money like growing up?" Understanding your history with money is the only way to align your current spending with your future values.The Behavior Gap: We discuss why the "best" investment portfolio is a myth. The only portfolio that actually works is the one you can stick to when markets behave erratically.Practical Levers: Identifying the specific changes you can make today to ensure you don’t just build wealth, but actually enjoy it.Whether you are a financial professional looking to deepen your discovery process or someone seeking clarity on your own retirement path, this episode is a masterclass in behavioral finance.Watch the full episode for a masterclass in lifestyle mapping, or listen now on Apple Podcasts and Spotify.Ready to start your international financial planning career?Hoxton Wealth is looking for ambitious individuals ready to take their careers to the next level. Whether you're interested in international financial planning, compliance, client servicing, or marketing roles within the financial sector, we offer unparalleled opportunities for growth and success.Don’t miss a beat! Subscribe to our YouTube channel to watch full podcast episodes featuring insights from those that work for Hoxton and some of our special guests and partners. Stay connected by following us on Instagram, Facebook, LinkedIn, and X for more exclusive content.Curious about our career opportunities? Visit our website to explore open positions and learn more about joining the Hoxton Wealth team. Your journey in international financial planning starts here!For sponsorships, partnerships, or media inquiries, reach out to us

From $900M in organic growth to walking away from bad deals... this is the unfiltered reality of scaling a global financial planning firm.In our final episode of 2025, CEO Chris Ball sits down with Jonathon Jay (Managing Director of Hoxton Wealth UK), Charmaine Lotz (Global Head of HR) and Matthew Morgan (Global Advice Manager) breaks down exactly how Hoxton Wealth hit $4B AUM (up 33% YoY) and the strategy behind our "Big Hairy Audacious Goal" of $20B by 2030.We dive deep into the wins and the lessons of 2025: ✅ The Talent Engine: How our newest 4 trainees contributed to 10% of all client meetings in their first year. ✅ The Hard Calls: Why we pulled the plug on a major acquisition at the 11th hour to protect our culture. ✅ Culture as a KPI: Implementing the Hoxton Health Hub, salary benchmarking, and removing "anchors" that hold the team back. ✅ Exam Success: Celebrating the 36 staff members (10% of the company) who passed exams this year.Whether you are an adviser looking for the right home or a business owner scaling up, this is a transparent look under the hood of a high-growth international firm.Watch the full episode here on YouTube, or search 'Hoxton Life' on Apple Podcasts and Spotify.Ready to start your international financial planning career?Hoxton Wealth is looking for ambitious individuals ready to take their careers to the next level. Whether you're interested in international financial planning, compliance, client servicing, or marketing roles within the financial sector, we offer unparalleled opportunities for growth and success.Don’t miss a beat! Subscribe to our YouTube channel to watch full podcast episodes featuring insights from those that work for Hoxton and some of our special guests and partners. Stay connected by following us on Instagram, Facebook, LinkedIn, and X for more exclusive content.Curious about our career opportunities? Visit our website to explore open positions and learn more about joining the Hoxton Wealth team. Your journey in international financial planning starts here!For sponsorships, partnerships, or media inquiries, reach out to us

Most people move abroad for opportunity; higher income, lower tax, better lifestyle.But if you spend 10 years overseas without investing, without planning and without a strategy, you often return home worse off.In the latest episode of Hoxton Life, Jacob Hall sits down with Ravi Gill to speak on his journey from trainee to now managing over £40M in assets under management - and the fundamental shift in how he serves international clients.We deep dive into:* Why delaying financial planning is the most expensive decision expats make* How GCC professionals can build wealth without a corporate pension framework* The 2024–27 legislative changes (domicile scrapped, residency-based tax, pensions pulled into IHT)* Why visibility, cash-flow modelling and tech adoption are the “unlock” for international advice* The shift from transactional sales to lifelong planning, structure and accountability* Why couples planning, estate reviews and insurance protection matter more than products* How US assets, Series 65 qualifications and new custodians create truly global adviceWatch the full episode on YouTube, or listen on Apple Podcasts and Spotify.Ready to start your international financial planning career?Hoxton Wealth is looking for ambitious individuals ready to take their careers to the next level. Whether you're interested in international financial planning, compliance, client servicing, or marketing roles within the financial sector, we offer unparalleled opportunities for growth and success.Don’t miss a beat! Subscribe to our YouTube channel to watch full podcast episodes featuring insights from those that work for Hoxton and some of our special guests and partners. Stay connected by following us on Instagram, Facebook, LinkedIn, and X for more exclusive content.Curious about our career opportunities? Visit our website to explore open positions and learn more about joining the Hoxton Wealth team. Your journey in international financial planning starts here!For sponsorships, partnerships, or media inquiries, reach out to us

Divorce is undoubtedly one of life's most difficult journeys, and often the financial planning required is an afterthought. On this episode of Hoxton Life, we're joined by Senior Financial Planner Hulya Gunay to discuss this incredibly important and sensitive topic. Bringing over 15 years of banking experience, Hulya Gunay shares her expertise and her own personal story to highlight the challenges, from subtle financial control in a relationship to the opportunities for a fresh start.Hulya details the real value a specialist financial planner brings during this time, helping clients navigate the complex financial side with clarity and support. She is a powerful example of how, with the right planning and support, clients can emerge from divorce in a much stronger financial position than they went in.If you or your clients are facing this difficult journey, listen now to understand how expert advice can make the process as pain-free as possible, empowering individuals to secure their future.Ready to start your international financial planning career?Hoxton Wealth is looking for ambitious individuals ready to take their careers to the next level. Whether you're interested in international financial planning, compliance, client servicing, or marketing roles within the financial sector, we offer unparalleled opportunities for growth and success.Don’t miss a beat! Subscribe to our YouTube channel to watch full podcast episodes featuring insights from those that work for Hoxton and some of our special guests and partners. Stay connected by following us on Instagram, Facebook, LinkedIn, and X for more exclusive content.Curious about our career opportunities? Visit our website to explore open positions and learn more about joining the Hoxton Wealth team. Your journey in international financial planning starts here!For sponsorships, partnerships, or media inquiries, reach out to us

What does it actually take to build a successful career in international financial planning?In this episode of Hoxton Life, we introduce the fourth cohort of our Trainee Wealth Manager (TWM) program. Our Global Head of Advisory, Jacob Hall, sit down with Darsh, Harry, Shane, and Roman to discuss their experience in the first 16 weeks - the period of progress that transforms ambition into a tangible career path.They share a transparent look at the program's structure and the culture of rapid acceleration that is shaping our next generation of advisers. These TWMs, who joined straight out of university or intensive internships, are already getting qualified, preparing to partner with established advisers, and mastering the skills required to secure their first clients.More importantly, our trainees speak on what it’s like to start from scratch in a competitive industry, how they’ve handled rejection, built resilience, and adapted to life in one of the world’s most dynamic financial hubs.If you’re looking for a blueprint on how to launch or redefine your career in financial planning, this episode confirms that a supportive, high-performance environment is the ultimate accelerator. Watch the full episode on YouTube, or listen on Spotify.Ready to start your international financial planning career?Hoxton Wealth is looking for ambitious individuals ready to take their careers to the next level. Whether you're interested in international financial planning, compliance, client servicing, or marketing roles within the financial sector, we offer unparalleled opportunities for growth and success.Don’t miss a beat! Subscribe to our YouTube channel to watch full podcast episodes featuring insights from those that work for Hoxton and some of our special guests and partners. Stay connected by following us on Instagram, Facebook, LinkedIn, and X for more exclusive content.Curious about our career opportunities? Visit our website to explore open positions and learn more about joining the Hoxton Wealth team. Your journey in international financial planning starts here!For sponsorships, partnerships, or media inquiries, reach out to us