Barefoot Innovation Podcast

Ramaswamy, the Chief Legal Officer of Andreessen Horowitz, speaks to Jo Ann about the World Wide Web's evolution and how version 3.0 aims to improve on earlier shortcomings through blockchain technology, tokenization and smart contracts.

Guerra leads compliance work at the five-year-old B2B platform enabling financial firms to offer crypto services. He says tech innovation challenges the assumption that compliance efforts are not aligned with business goals.

Young speaks to Jo Ann about the alliance that she leads and how its innovative members are building the bridge from traditional compliance to digitized solutions.

Renaud Laplanche, the CEO and co-founder of Upgrade, explains how the company aims to create a healthier credit card by converting debt into an installment loan with zero fees.

The first appointee to lead the Federal Reserve's innovation office is focused on modernizing the technology of the central bank itself. Her goal is to bring the agency into the 21st century, and to keep it up-to-date as change accelerates.

Renier, a veteran of both the Treasury and the Fed and now managing director of digital finance at the Institute of International Finance, speaks with Jo Ann about the recent correction in the crypto markets and the need for regulators to hone new digital tools to get ahead of the curve.

David Foss runs one of three core processors that small financial institutions rely on for tech services. He and Jo Ann discuss community banks' tough times, how cores can help clients compete and the need for small banks to "plug in" to vendors.

Today's show is required listening for our regulator audience, and is also packed with practical advice for ANY organization, public or private, that has to transition from the analog to the digital age. The Municipal Securities Rulemaking Board, or MSRB, is a small US regulatory body that's doing outsized work in technology innovation. Our guests are Chief Data Officer Brian Anthony and CTO Adam Cusson, and they are leading the way in one of the most exciting regulatory technology projects I've seen anywhere. They seem to be working miracles, and somehow they're even making it look easy!

My guest today is Randal Quarles, Chairman of the Cynosure Group and previously the Federal Reserve Board's Vice Chair for Supervision, a role in which he also chaired the US Financial Stability Board. He left the Fed at the end of last year, which makes this the perfect time to chat with him – I think it's always extra-interesting to talk with government officials shortly after they leave office. In this conversation, he shares candid and thoughtful insights drawn from his tenure, including some advice for other policymakers. His thoughts are especially interesting because he served through the crisis of the COVID pandemic.

We had hoped to post this episode during Pride Month and didn't quite make it, but, of course, the topic is timeless. My guest is Rob Curtis, CEO and Cofounder of Daylight, a fintech startup that focuses on serving LGBTQ customers. In our conversation, Rob shares the story of why and how Daylight came to be. He talks about the stigma and bias encountered by LGBTQ people in seeking financial services; about the unique kinds of financial needs they experience in their lives; and about other challenges that affect them disproportionately.