money money money

Glen unpacks all the costs of his recent wrist operation through the private healthcare system, including total out of pocket costs and what he would've paid without private health. Aw yeah baby!Today's episode is brought to you by the book, 'Sort Your Money Out And Get Invested'. Get a copy for you and friend today: booktopia.kh4ffx.net/rnzAKjGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen and John tackle a few m3 community case studies. Plus if you stick around for the afterparty, Glen does a live clarity call with John about a purchase of land he's been considering. These are the case studies discussed:👉🏻a few years ago, I received a $10,000 inheritance which I put towards a new car. I'm considering selling it and buying a used car and putting the rest towards a house deposit👉I am considering next steps with my partner and would like to build a house, but first need to find full time work again and have to pay my parents back for the $200k they loaned me to buy my first house outright👉🏾I'm 21 and a full time student and casual worker. I want my savings to work for me, should I park everything into micro investing or split savings 50/50 between a savings account and FHSS?👉🏿my partner and I have a combined income of $300,000 plus super and can save $8-9500k each month. Do we invest or smash the offset and pay off the house?Glen's book 'Sort Your Money Out' drops next week! Grab a copy for you and a friend: booktopia.kh4ffx.net/rnzAKjGet yourself a steal with $20 off The Glen James Spending Plan by using the code "MAGIC": https://www.mymillennial.money/spending-planJust starting to invest in shares? Check out the free Youtube videos below.Vanguard Personal Investor Review (Good for understanding investment platforms): https://youtu.be/D-sUOfux20QVanguard ETF review (Good for understanding ETFs): https://youtu.be/b02-Tl6PVWkSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Needing some help to save some hard cash? Glen shares how to optimise your budget, apply practical strategies and nail your money mindset to help you hit those savings goals.Check out our blog post which has a huge list of free stuff that you can score on your birthday! https://www.mymillennial.money/blog/birthday-freebies-2021-arwh9Listen to Glen and Azaria's top frugal environmental hacks to help save money: https://player.whooshkaa.com/episode?id=756542Want to kick debt to the curb? Download a FREE chapter of Glen's book today about how to get out of debt: https://www.sortyourmoneyout.com/sort-your-money-out-get-investedKeen to sort out your emergency fund? Check out the eps below:Part 1: https://player.whooshkaa.com/episode?id=789775Part 2: https://player.whooshkaa.com/episode?id=789779Need mindset inspo? Check out Glen's chats with some of our Aussie Olympians.Cate Campbell: https://player.whooshkaa.com/episode?id=890779Brianna Throssell: https://player.whooshkaa.com/episode?id=892024Grab a copy of Glen's book 'Sort Your Money Out' for you and a friend: booktopia.kh4ffx.net/rnzAKjGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planChat with us! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

This chat is aimed at beginners but is also just a good refresher to investing in shares. John Pidgeon and Shelley Johnson join Glen to have a crack at some fun investing trivia and Glen explains some common terms and concepts, including:👉🏽stock exchanges and the ASX👉market capitalisation👉🏿indexes such as the ASX200, All Ords, the Dow and weighted indexes👉🏼diversification👉🏾asset allocation👉🏿ETFs👉shares, stocks and equities👉🏻passive and active investingBuild up your investing knowledge and confidence with Glen's book, 'Sort Your Money Out': booktopia.kh4ffx.net/rnzAKjAnd check out the free Youtube resources below.Vanguard Personal Investor Review (Good for understanding investment platforms): https://youtu.be/D-sUOfux20QVanguard ETF review (Good for understanding ETFs): https://youtu.be/b02-Tl6PVWkTake your career to the next level with the my millennial career podcast with Shelley Johnson and Emily Bowen: https://player.whooshkaa.com/shows/my-millennial-careerHave a keen interest in property? Jump over to my millennial property with John Pidgeon and Emily Wallace: https://player.whooshkaa.com/shows/my-millennial-propertyGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes Hosted on Acast. See acast.com/privacy for more information.

Job interviews can be daunting enough without the added nuance of doing them over a video call, so how do we prepare? Anne-Marie is a psychologist working in the online recruitment and selection space and joins Glen to share some practical tips to help us get online interview-ready.For more great interview prep tips, check out my millennial career with Shell and Em! https://player.whooshkaa.com/shows/my-millennial-careerBelow are the two review videos that Glen mentions for keen investors.Vanguard Personal Investor platform: https://youtu.be/D-sUOfux20QVanguard diversified ETFs: https://youtu.be/b02-Tl6PVWkHere’s the USB mic that Glen mentions: https://amzn.to/3tX0VVLAnd the capture card: https://amzn.to/2XruYJ2Glen's book 'Sort Your Money Out' is ready for pre-order! Get a sneaky discount using the VIP code on the website if you're buying more than one copy (& enter the competition!): https://www.sortyourmoneyout.com/preorderGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planChat with us! Join the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Glen and John discuss what a rise in interest rates might mean for property owners and buyers, and answer some of the questions that people have sent in. We also asked the FB community to sum up your personal financial strategy in 3 short points and read some of these responses out. Thanks to everyone who answered!Here are the two investing videos on YouTube that Glen mentions: https://youtu.be/D-sUOfux20Q and https://youtu.be/b02-Tl6PVWkGlen's book 'Sort Your Money Out' is ready for pre-order! Get a sneaky discount using the VIP code on the website if you're buying more than one copy (& enter the competition!): https://www.sortyourmoneyout.com/preorderGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Joining Glen on the show for a my millennial story episode is Shami Sivasubramanian, digital host of the ABC News Instagram. Shami shares her story in this insightful chat, touching on:👉🏻a bit about her job👉🏿moving from India at a young age and living in Australia and the US👉her experience growing up with a sense of confidence and responsibility around money and the role that family has played in shaping this👉🏽her financial literacy journey👉🏾a super insightful conversation about the immigrant experience and mindset👉🏽is money spiritual? This part gets deep and philosophical!👉🏼how Shami and Glen each manage their energy in a remote working era👉🏿plus a quick fire q&aFind Shami on Insta: https://www.instagram.com/shambondiggityGlen's book 'Sort Your Money Out' is ready for pre-order! Get a sneaky discount using the VIP code on the website if you're buying more than one copy (& enter the competition!): https://www.sortyourmoneyout.com/preorderGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Vince is back to chat super with Glen! They also discuss some suggested topics that were sent in from a gen x listener. The chat touches on:👉🏼what is the new APRA MySuper Product Performance Test and what does it mean if your super fund failed the test?👉🏿how do you choose the right super fund?👉🏾how do world events affect the markets?👉🏻if you already have investment properties, should you stay away from real estate investment trusts (REITs) as you already have a foot in the property market?👉hedging: what is it and when might you consider hedging?Learn how you can review your super fund - Glen's book 'Sort Your Money Out' is ready for pre-order! Get a sneaky discount using the VIP code on the website if you're buying more than one copy (& enter the competition!): https://www.sortyourmoneyout.com/preorderGet $20 off The Glen James Spending Plan using the code "MAGIC": https://www.mymillennial.money/spending-planSend us your questions! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

Rozan has such an inspiring story! It was a privilege to have her join Glen on the show to share it. She touches on:👉what it was like to immigrate from Afghanistan to Australia with her family at a young age👉🏼the current crisis in Afghanistan and how it is impacting her and her family, some of whom are still living in Afghanistan👉🏿what we can do to help those affected by the crisis (see the links below)👉🏻Afghan culture, language and religion👉🏾her experience with money growing up👉🏽her lifestyle, investments and inspiring mindset around achieving your financial goalsHere are some ways you can donate to support people in Afghanistan: https://mahbobaspromise.org https://bmfoundation.org.au https://afghanistan-emergency-2021.raisely.com/t/sulh And a petition you can sign: https://action.asrc.org.au/afghanistan_actionThis is the episode which touches on share investing and P/E ratios: https://player.whooshkaa.com/episode?id=888134Glen's book 'Sort Your Money Out' is ready for pre-order! Get a sneaky discount using the VIP code on the website if you're buying more than one copy (& enter the competition!): https://www.sortyourmoneyout.com/preorderGet $20 off The Glen James Spending Plan using the code "MAGIC": https://education.mymillennial.money/courses/the-glen-james-spending-planSend us your questions. Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.

The 31 August 2021 marks Equal Pay Day. Joining Glen for this chat is Shelley Johnson who co-hosts my millennial career, and Workplace Gender Equality Agency director, Mary Wooldridge, as they discuss the gender pay gap, the data around it and what individuals and businesses can do to bring about change. They touch on:👉🏽what Equal Pay Day aims to highlight and (what it doesn't)👉🏻some of the ABS data around the gender pay gap and some of the key contributors to the gap👉Shell, Mary and Glen's anecdotal experiences of the issue👉🏿how increased acceptance of flexible working in recent times might see more positive outcomes in the future👉🏾stats around the gender pay gap for women in leadership👉a few thoughtful ways that some employers are addressing barriers to equal pay👉🏽what employees can do to help bring change in their workplace👉🏿the work that still needs to be done to improve reporting (including for small business) and transparency👉🏻what people can do if they’re navigating gender bias when asking (or thinking of asking) for a pay rise👉🏼some of the juicy comments and questions from the m3 community👉🏽what WGEA sees as the key objective they are working towards in closing the gap#WhatsYourPayGap? If you work in an a non-public sector organisation with 100 employees or more you can check if your employer has done a pay gap audit: https://data.wgea.gov.au/homeLearn more about the work that WGEA does: https://www.wgea.gov.auGrab a copy of Glen's book 'Sort Your Money Out': booktopia.kh4ffx.net/rnzAKjGet $20 off The Glen James Spending Plan using the code "MAGIC": https://education.mymillennial.money/courses/the-glen-james-spending-planChat with us! Use #mymillennialmoney in the m3 Facebook group: facebook.com/groups/mymillennialmoneyFor podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: mymillennial.money/shownotes🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This podcast is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast. Hosted on Acast. See acast.com/privacy for more information.