money money money

Glen James
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Sep 7, 2022 • 1h 21min

535b mortgage broker Q&A, what to ask a broker, LMI, buying while rates are increasing, bridging loans + more

We're chatting with a mortgage broker to answer all your burning questions and it's great to have Rachelle Kroon from Sphere Home Loans back on the show. Glen, John & Rachelle chat about the property landscape and more including:👉🏾 how rate rises can affect your pre approval - make sure to check that it's still valid!👉🏿 how does a bridging loan work?👉🏻 considerations for anyone moving house👉 what happens when you take equity out of your home and then sell your home?👉🏼 when to chat with a broker if your fixed loan is ending soon👉🏽 how does a bank valuation work?👉🏻 how can salary packaging impact borrowing?👉🏾 does it cost to see a mortgage broker and what Qs should I ask to vet one?👉 offset accounts👉🏿 what's a discharge?Get connected to a mortgage broker like Rachelle and her team through Glen's preferred panel of professionals: http://bit.ly/m3reachout🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.
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Sep 5, 2022 • 1h 40min

535 high growth vs high yield ETFs, core/satellite approach, superannuation asset allocation, private health insurance, money values & more

Glen and Dev Raga from my millennial money medical caught up for a yarn and well, it became a campfire chat. They went deep on values, investing, health insurance and health care in Australia... all the good stuff!Whether you're a healthcare worker or just love geeking out on finance, make sure to head over to my millennial money medical and give it a listen! Check out the episode Glen mentions: 438b private health insurance case study: Glen's cost of surgeryLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.
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Aug 31, 2022 • 54min

534b the laws of attraction: how to be and attract the best in the workplace

What do you value most when you're looking to join or stay with a workplace? Is it the location, the pay or maybe the chance to work part time? SEEK were curious to know, so they surveyed thousands of candidates and compiled the results in an interactive data tool called Laws of Attraction. SEEK Research Manager, Caroline North joins Glen in this chat. They touch on the top drivers for millennials, how employers can attract the best people for their business or organisation and how to use the data to negotiate what you want at work. Give it a go below 👇Laws of Attraction interactive data tool: https://bit.ly/m3seekloaCheck out the article about 'quiet quitters': https://bit.ly/quietquittersThis is a sponsored episode.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.
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Aug 29, 2022 • 1h 6min

534 dealing with a bad boss, retiring early, start family or buy house, side hustles + more (live in Sydney with Victoria from SOTM)

We had such a blast recording this live episode in Sydney, the last stop of the 2022 m3 tour! Shoutout to everyone who came along and made it an awesome night.Glen and John get into some great questions with the help of our friends, Victoria Devine from She's on the Money, Em & Shell from my millennial career and Vince Scully from Life Sherpa. This episode touches on:👉🏾 shifting your mindset around spending money when you're a hardcore saver👉🏿 tips on dealing with a bad boss!👉🏻 weighing up whether to start a family or buy a home first👉 catching up on super and getting financially set up after moving to Australia👉🏼 we're in our mid 50s, tips for planning to retire in 5 years?👉🏽 taking a risk to pursue your hobbyLearn more about TAL here: https://bit.ly/tal-m3podcastIf you haven't heard it, the my millennial career episode with Dom Price on 'bad apples' is a goodie!Get that pre-order in for Victoria's new book, Investing with She's on the Money: https://booktopia.kh4ffx.net/4eVP7LGrab a copy of Vince's book, Live the Life You Want With the Money You Have: https://booktopia.kh4ffx.net/P0kBrY🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.
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4 snips
Aug 24, 2022 • 1h 10min

533b insurance underwriting: loadings, exclusions, declines, mental health, recreational drugs, pastimes & more

We're getting into the weeds on personal insurance in today's episode!*** Trigger warning: This episode touches on themes around mental health and suicide. Please chat with your GP if you are experiencing any issues in regards to your mental health or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14.Friend of the poddy and insurance specialist Phil Thompson from Skye Wealth joins Glen to chat around the application process, what factors insurers consider and answer a bunch of great questions from the m3 community.Want to chat with a professional about personal insurance? Head over to sortyourmoneyout.com and click Get Help.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.
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Aug 22, 2022 • 43min

533 burnout, pay LMI or wait to buy, worst time to invest in super, big money lessons + more (live in Melbourne with Sim from Girls That Invest)

Melbourne, you were so much fun! Glen, John, Shell and special guest Sim from Girls That Invest discussed:👉🏿 should I sell my investment property to help with cashflow stress?👉🏻 should I pay LMI to get into my home sooner or wait and save a bigger deposit👉 change my mind - I don’t think I need to add extra money in super! 👉🏽 funding a side hustle with your own money vs a bank loan👉🏾 preventing burnout in your career👉🏼 4 reasons to have a side hustle👉🏽 and peeps shared their biggest financial lessonsGet Girls That Invest by Sim Kaur: https://booktopia.kh4ffx.net/5b0gOjLearn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.
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Aug 17, 2022 • 45min

532b mistruths about financial advisers & a case study

If you've ever wondered what a financial adviser does or how they can help you achieve your financial goals, get this episode in your ears! Glen chats with Alex Luck and Scott Taylor from Everest Wealth. They unpack:👉🏼 what does a financial adviser offer that I can't get for free on the internet?👉🏽 fee structure and what to expect when you engage an adviser at Everest Wealth👉🏾 regulation in the advice industry👉🏿 where to begin if you are looking for an adviser👉🏻 do I need advice? Some examples of when it might or might not be a good option for you to explore👉 and a case study of an Everest Wealth clientCheck out the case study here: https://bit.ly/everestm3Need some help with your financial goals? Get connected with Glen's preferred panel of trusted professionals: https://bit.ly/gethelpm3🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.
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Aug 15, 2022 • 1h 4min

532 fix mortgage or keep variable, blending ETFs, offset accounts, feeling behind at 30 + more (live in Perth)

Today's live Q&A is a mix of share investing and property questions sprinkled with some encouragement if you're feeling like you're not where you think you should be at financially or in other ways. Thanks for hanging out, Perth! Glen and John with the help of our tour partners and special guests chat about:👉🏾 is buying a 2nd property a good idea with rising interest rates?👉🏿 wanting to invest while saving for a home👉🏻 investing in multiple ETFs from different 'brands'👉 fixing part of your mortgage interest rate in the current market👉🏼 understanding asset allocation in relation to your goals👉🏽 a fun discussion around what type of personal insurance you would choose if you could only pick one👉🏿 I'm in my early 30s and feeling behind, how do I deal with this? 👉 reducing risk when investing in property interstateGlen and Vince explain the First Home Super Saver Scheme: https://youtu.be/rDFXb_AcuU0Learn more about TAL: https://bit.ly/tal-m3podcast and their approach to ESG: https://www.talourcontribution.com.au/🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.
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Aug 10, 2022 • 56min

531b wills & estate planning

Estate planning isn't the funnest of topics but wowee it's important! Today's episode is a bit of a 101 around wills and estate planning and we asked Aubrey Brown lawyers, Angela Brischetto and Nicholas Ketley your burning questions. The episode touches on:👉🏾 will kits vs DIY wills vs working with a lawyer👉🏿 when should a will be updated👉🏻 what if the executor or beneficiaries pass away?👉 what is a power of attorney and power of guardianship👉🏼 what happens to super in death👉🏽 how are adopted or step kids regarded by the court👉🏿 what is probate👉🏾 what if I'm single and have no kids?👉🏻 dying without a will👉 litigation👉🏿 disputing a willHave questions or need advice around your estate planning? Get in touch with Angela, Nick and the Aubrey Brown team: https://bit.ly/m3aubreybrown🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.
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Aug 8, 2022 • 42min

531 best saving tips, achieving big goals, is a credit score needed, FI + more (live in Adelaide)

Radelaide, you've been real! In today's live episode Glen and John discuss some great questions around financial independence, putting extra in super, setting habits and so much more. Watch on YouTube: do I need a good credit score?Learn more about TAL here: https://bit.ly/tal-m3podcast🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the m3 facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

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