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In today's community Q&A Glen is joined by listener of the show John from Brissy! Glen & John chat about:👉🏾 investment vs inflation - if the investment rate exceeds the gains, are you actually losing money?👉🏿 timing the market - is it worth changing your super investment option from high growth to mixed while share markets are down?👉🏻 how to choose private health insurance👉 how to transfer an investment property to a child without big fees👉🏼 encouraging kids around good money habits and investing👉🏽 methods for tracking expenses👉🏾 is paying $4k per year on body corp normal for an apartment 1hr out of Melb CBD?👉 advice around financial decisions when you've got young kidsThe website Glen mentions: https://www.privatehealth.gov.auSkye Wealth Young Families & Life Insurance webinar replay: https://www.youtube.com/watch?v=NwiJrz9ce9cManage your money with the Glen James Spending Plan. Use coupon code “REBUILD” to save $20🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

We're going deep into the weeds on commercial property investing in today's episode with guest expert in the space, Scott O' Neill. Scott is the author of Rethink Property Investing and the founder and director of Australia’s largest commercial buyer’s agency, Rethink Investing. In today's chat, Glen, John and Scott touch on:👉🏾 Scott's property story and portfolio👉🏿 various types of commercial property👉🏻 the guidelines Scott uses to buy👉 the impact of COVID on the commercial space👉🏼 risks & rewards of buying commercial👉🏽 commercial property syndicates👉🏿 what to look for in a good asset and what to avoid👉🏾 interest rates👉🏻 commercial buyer advocate fee structure👉 value adding strategies 👉🏼 buying tenanted vs vacant📘 Scott's book, Rethink Property Investing: https://amzn.to/3IIlnCG🎙️ Scott's podcast: Inside Commercial Property PodcastBig thanks to our Thursday show partner Global X ETFs. Click here to learn more about their range of ETFs.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

What if you buy off the plan with a partner and then things go south? Yikes. Glen and John chat about a situation where this has happened plus:👉🏾 the pros and cons of refinancing every 12 months👉🏿 traveling with a credit card, do you need one?👉🏻 do you need to take out an ABN for a side hustle?👉 the ACCC inquiry into bank deposit interest rates👉🏼 why is my super rollover in amount less than the rollover out amount?📒 Sort Your Career Out & Make More Money🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

In today's show we're discussing the sensitive topic of gambling addiction with Jono, a licensed psychologist who has worked as the gambling help psychologist for North QLD. You may remember Jono from a previous episode on this topic (440b). In this episode Jono shares some great insights on how to approach a loved one who is struggling with a gambling addiction, the warning signs of addiction and practical steps that individuals can take to overcome their addiction. Whether you're directly affected by gambling addiction or want to learn more about this issue, this episode is a must-listen.Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs.Helpful resources:Gambling Helpline: https://www.gamblinghelponline.org.au or 1800 858 858Gambling self assessment tool: https://www.gamblinghelponline.org.au/take-a-step-forward/self-assessment/problem-gambling-severity-index-pgsiGamblers Anonymous Australia: https://gaaustralia.org.au/Remember to chat with your GP if you are experiencing any issues in regards to your mental health or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14.🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Are you feeling overwhelmed by all the news of inflation, rising living costs, and interest rate hikes? You're not alone. Today's episode is an encouragement to stay calm and and focused on what's in your control along with practical tips for recession-proofing your life.Skye Wealth free webinar: Young Families and Life Insurance: What You Need to Know📒 Sort Your Career Out & Make More Money🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

We asked the Facebook group what questions they had for our guest mortgage broker, Rachelle Kroon from Sphere Home Loans and received tons! In today's episode John goes solo with Rachelle to tackle a bunch of them. They cover:👉 when's the right time to chat with a mortgage broker about buying a house?👉🏼 financial tips before you buy👉🏽 process of applying or reapplying for an interest only loan👉🏾 how long should you expect for a pre approval?👉🏿 is using a buyers agent seen as a positive or negative?👉 how are mortgage brokers paid?👉🏻 how is borrowing capacity affected by career breaks, being self employed & parental leave?👉🏽 renovation loans👉🏾 what happens if rates rise during the pre approval term?👉🏿 what’s a rate lock and how does it work?👉🏽 the process of releasing a parental loan👉🏻 is it worth buying an investment first and forgoing FHB concessions?👉 are there risks of using online-only lenders?Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs.Want to chat with Rachelle & the Sphere Home Loans team? You can get in touch here: https://bit.ly/3HZBBH1🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today's bonus episode was recorded live at Earp Distilling Co. in Newcastle where we celebrated the launch of 📒 Sort Your Career Out & Make More Money, out now wherever good books are sold!Big thanks to everyone who came to support, the awesome Earp team and James, Cass, John, Tom, Tess & Ellen for some banger podcast questions. If you love that extra content make sure to stick around for the afterparty. This episode touches on:👉🏾 how to prepare for a significant pay cut when changing careers👉🏿 establishing boundaries around out of hours communication with your boss👉🏻 should I change jobs now to secure a pay rise or pursue internal growth where I currently work?👉 tips for managing imposter syndrome👉🏼 best away to approach your current manager for a reference when you’re looking for other opportunities Sort Your Career Out & Make More Money by Shelley Johnson & Glen James: https://booktopia.kh4ffx.net/rnK7xjLet's Talk Culture by Shane Hatton: https://booktopia.kh4ffx.net/5bQ12bThink Again by Adam Grant: https://booktopia.kh4ffx.net/Xx0Nm3🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Ponzi schemes, MLMs and scams 🚩 🚩 🚩...can you spot the red flags of a financial fraud? Glen and friend of the show Vicky D from She’s on the Money discuss the signs to be aware of.Celebrate this year's International Women's Day with She's on the Money! http://bit.ly/3YiZgI4🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Today’s my millennial story is with Lauren from Melbourne who has been on a crazy journey in the last couple of years. Like many, Lauren had some pretty big career, health and lifestyle goals that she was working towards until she got sick and everything changed. She shares what happened and her experience with making a life insurance claim.Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs📒 Sort Your Career Out & Make More MoneySort your life insurance out: www.skye.com.au/mmmThe Ruthless Elimination of Hurry: https://booktopia.kh4ffx.net/gbm3QODigital Minimalism: https://booktopia.kh4ffx.net/0Jg4BP🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

Glen’s riding solo today and this episode is a big one - strap in! The financial decisions that you make in yours 20s can setup the rest of your life but that doesn’t mean it’s too late to do things differently if you’re in your 30s, 40s and 50s. Get ready to be encouraged and armed with some practical tips. 📒Sort Your Career Out & Make More Moneymy money journalLearn more about John's clarity callsGet connected with one of Glen's recommended professionals🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.