money money money

Mike and his partner are thinking about leaving city life to buy a property out in the countryside. In today's episode Mike talks through his thoughts with John Pidgeon in a live clarity call!Want a sounding board for your property situation? Book a clarity call with John hereThanks to Global X for supporting our Thursday show! ✨Learn more about their range of ETFs.We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In today's Q&A we've got resident mortgage broker and friend of the show, Rachelle Kroon from Sphere Home Loans here to answer all of your burning questions about property loans! Rachelle shares what she's seeing on the ground in the mortgage space and gets into your questions around:👉🏼 parental guarantees👉🏽 saving a home deposit in your parent’s bank account👉🏾 FHB concessions + eligibility if buying with a partner who has bought before👉 the lending process for a land purchase and build 12 months later👉🏿 investment property loan vs PPOR 👉🏻 using the equity in your home to purchase an investment👉 how do banks factor in your age when providing loans👉🏼 using the same mortgage broker for a PPOR & investment purchase👉🏽 having an interest only loan for your investment property👉🏾 refinancing - why and how do we do it?👉🏿 how changing jobs affects lending👉🏻 subdividing👉 buying property in a trust structureNeed a broker in your corner for your next property purchase? Connect with the Sphere Home Loans team here.Thanks to Sharesies for supporting our Tuesday show! ✨ Get $10 added to your account ready to invest when you sign up to the Sharesies platform using the promo code MMM. Download the Sharesies app or visit https://bit.ly/sharesiesMMM. Promotion T&Cs apply.We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

Kate and Jonathan are keen to know if their finances are on track for how they want to live life on their own terms. In this focus session they discuss their plans and goals to live overseas, make renos on the house and building their financial future. To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

Let's talk about business, baby! Today we're answering all your biz questions with some special guests you would have heard on this Tuesday's episode, Sarah Kelsey from the OneUp Project and Sim Kaur from Girls That Invest. Glen, Sim and Sarah chat about:👉 using a personal loan to start your biz👉🏼 being a sole trader vs becoming a company 👉🏽 using a brand name vs your personal name for your business👉🏾 when is it time to leave your day job to pursue your side hustle?👉🏿 growing your team👉🏻 how to know if starting a biz is for you👉 investing in shares through your company vs under your personal nameThe Dip by Seth Godin: https://booktopia.kh4ffx.net/r5baGThanks to Global X for supporting our Thursday show! ✨ Learn more about their range of ETFs.We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In today's Q&A we chat investing, boundaries, work and more with special guests Sim Kaur from Girls That Invest and Sarah Kelsey from the OneUp Project! The episode touches on:👉🏼 simplifying your investing portfolio/strategy👉🏽 mortgages, cars and novated leases👉🏾 communication + setting boundaries at work + being a business owner/employer👉🏿 navigating burnout at work + cost of living pressure👉🏻 investing appsCheck out the my money journal hereWanna know how much you should spend on a car? Read the blog hereCheck out our upcoming and past webinars hereThanks to Sharesies for supporting our Tuesday show! ✨ Get $10 added to your account ready to invest when you sign up to the Sharesies platform using the promo code MMM. Download the Sharesies app or visit https://bit.ly/sharesiesMMM. Promotion T&Cs apply.We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In part 2 of investing for kids Glen answers a bunch of FAQs and shares some ways to teach your kids about money.👉🏽 what if I invest for my child in an informal trust and use the dividends myself?👉🏼 can I have a joint account for my two kids?👉🏾 what investing platforms allow you to set up investing for kids?👉🏿 how can you invest for someone else’s kids?👉🏻 what happens with the investments if you pass away prematurely?👉 can I claim investments as a tax deduction?👉🏼 can I invest using multiple methods?👉🏽 what happens if you change your mind and want to keep the money instead of giving it to the child?👉🏿 what happens if my spouse and I set up a join investment account and then get divorced?👉🏻 do you need to setup your will with details of the investing arrangements?👉 tax on investment accounts👉🏾 investing for kids vs putting extra towards a mortgage for them👉🏼 how to mitigate tax on inheritance for kids👉🏻 teaching your kids about moneyPrefer reading? Check out the blog post on this episode hereRead: How to explain compound interest to your kidsThanks to Global X for supporting our Thursday show! ✨ Learn more about their range of ETFs.We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

It's finally here - the highly anticipated deep dive on how to invest for your kids! In this bonus episode Glen shares 6 ways to build wealth for your child, touching on income tax, CGT, pros, cons and considerations for each option.my millennial investor: making your kid a millionaire is easy 🧒Prefer reading? Check out the blog post on this episode hereLearn more at these links below from the ATO:Children's savings accountsTax rates if you're under 18 years oldWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In today's Q&A Glen and John chat about: 👉🏻 escaping the rat race and moving from the city to the country👉 recession-proof investments👉🏽 changing your super fund to get better personal insurance👉🏼 how many units or townhouses are too many in a development?👉🏾 how to know when it’s time to change your career?📒 Sort Your Career Out & Make More MoneyCheck out our upcoming and past webinars hereThanks to Sharesies for supporting our Tuesday show! ✨ Get $10 added to your account ready to invest when you sign up to the Sharesies platform using the promo code MMM. Download the Sharesies app or visit https://bit.ly/sharesiesMMM. Promotion T&Cs apply.We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

In today's focus session Glen chats with Aly who's just achieved a huge financial goal and now wants direction on what to do next!Take a listen to episode 613b with Forever Projects founder, Mark Dombkins!Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

Today we're talking all things credit scores and credit reports! Credit reporting expert Geri Cremin from CreditSmart joins Glen on the show to share what the latest research reveals about Aussie habits, attitudes, and behaviours towards credit in the face of rising cost of living and answers all your burning questions:👉🏾 what's the difference between a default vs late payment?👉🏿 how long does a default stay on your report?👉🏻 is your credit score still relevant after you buy your house?👉 are credit scores shared across countries?👉🏼 should you get a credit card to build your score?👉🏽 does card churning impact your score?👉🏿 do you need to know your credit score?👉🏻 why does your score differ so much between reporting bureaus?👉🏾 how to remove incorrect info or inquiries on your reportCheck out the research referenced in the episode here: Australians' resilience shines through in the face of financial stress - CreditSmartThis is a sponsored episode.We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.