money money money

Listeners hear options for managing $450k from a property sale and practical steps before committing funds. The conversation contrasts ETF investing with property leverage and models how timing and contributions affect reaching $1M. They explore burnout in nursing and alternative career moves. The episode also covers super for kids, insurance basics and common behavioural traps with gearing.

Glen and Vince take a seat by the fire, munch on some marshmallows and answer your investing/money/economic questions in a campfire chat! They touch on:👉🏼 when do you sell shares or ETFs that have performed well?👉🏽 invest in shares or focus on mortgage offset - implications over 10/15 years?👉🏾 dying with zero - what do Glen and Vince think of this concept?👉🏿 joint investment accounts with a partner, worthwhile?👉🏻 what's a 3-year investing plan for a 30 year old?👉 why is gearing in shares not as popular as property?👉🏼 the perceived ETF bubble - is it a thing?👉🏽 what is modern monetary theory?👉🏾 is property in Australia really "safe as houses"?👉🏿 Life Sherpa Invest portfolio returnsCheck out Life Sherpa Invest: https://lifesherpa.com.au/investSubscribe to this is investing: https://www.youtube.com/@thisisinvestingWatch money money money on Youtube: https://www.youtube.com/@m3.podcastLearn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storemoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

Rachelle Kroon, Director of Sphere Home Loans and experienced mortgage broker, breaks down lending essentials and practical mortgage moves. She explains equity and how it can lower your rate. She compares fixed vs variable and repricing vs refinancing. She outlines parental guarantees, the 5% government scheme risks, and new flexibility for self-employed borrowers.

In this engaging chat, John Pidgeon, co-host from the Property Podcast, shares his expertise in property investing and financial strategies with Glen James. They dive into the sacrifices people make to reach their financial goals, revealing inspiring community stories. Discover four key budgeting levers to enhance your income, and the importance of using extra earnings wisely. They discuss aligning financial goals with your partner and emphasize that short-term sacrifices can lead to long-term rewards, framing risk as a vital muscle to develop.

Glen James dives into the dilemma of using an emergency fund to pay off a car loan. He discusses a case study involving significant debt and savings, addressing community reactions and assumptions. Listeners learn about Glen's debt reduction framework and the pros of refinancing a car loan into a mortgage. He emphasizes keeping emergency funds intact for true emergencies and suggests strategies for managing savings smartly. The conversation wraps up with insights on financial discipline and the importance of maintaining a financial safety net.

Brett Evans, founder of Atlas Wealth, specializes in financial guidance for Australian expats. He dives into the complexities of living overseas, discussing how Australian tax works for expats and when foreign income must be reported. Brett advises on maintaining an Aussie bank account and the implications of moving to places like Malta on age pensions and taxes. He also highlights the importance of preparing wills abroad and shares insights into his book, The Expats Handbook, covering everything from departure to repatriation.

Glen and John dive into the financial intricacies of turning your home into an investment property during a fixed mortgage period. They discuss the importance of emergency funds before buying a home and offer advice on estate planning for those facing terminal diagnoses. The duo also explores the challenges of blended finances post-divorce, emphasizing the need for clarity in ownership and wills. Additionally, they weigh the benefits of investing in ETFs versus buying a home, and share practical tips for navigating these big money decisions.

Explore the fascinating world of employee share schemes through a real-life case study. Discover why companies offer these plans to retain talent and boost cash flow. Glen dives into the intricacies of share classes, potential returns, and the risks employees like Melissa might face. He discusses the importance of understanding ownership structures and the implications of good versus bad leaver rules. Ultimately, listeners hear compelling reasons both to accept and decline such offers, making it an insightful listen for anyone considering investing in their employer.

In this discussion, John Pidgeon, co-host of the This Is Property podcast and property investment author, dives into actionable goal-setting strategies. He shares his fitness journey using Strava to reach his training milestones. The conversation also explores the psychology behind cash purchases versus leasing, and the power of the SMART-YO framework for personalized goals. They emphasize the importance of accountability, discussing how sharing goals with others leads to greater commitment and success. Plus, practical tips for spending less and changing habits are revealed!

Happy New Year! Glen is joined by fitness coach and founder of New Strength gym, Nathan Mandeno, to chat about how you build your best life sustainably. The chat touches on:👉🏻 the biggest myth when trying to get things back on track👉 a bit about Nathan and what he does day to day👉🏼 Nathan's health and fitness pyramid model + Glen's money hierarchy of needs👉🏽 how do people self sabotage themselves + what really works insteadDownload Nathan's PDF download: https://train.newstrength.com.au/fat-loss-acceleratorSubscribe to Nathan's podcast, The Newstrength Way👇YouTube: https://www.youtube.com/channel/UCkxE-UFKS-08jEJj27xdFYAApple: https://podcasts.apple.com/au/podcast/the-newstrength-way/id1819837786Spotify: https://open.spotify.com/show/0s5AERdwFxgqvzdhLeZkgb?si=6a1b6292544944aaWatch money money money on Youtube: https://www.youtube.com/@m3.podcastLearn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storemoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.