IBS Intelligence Global FinTech Interviews

Investigating the economics of the neobanks and the potential threat to their business models from ‘big tech’; FinTech guru Lex Sokolin discusses where the neobanks go from here with Robin Amlot of IBS Intelligence. Can cross-selling create a sustainable business model?

FeedStock is a platform offering solutions for both buy-side and sell-side players in the financial markets. Co-CEO Lucas Wurfbain spoke with Robin Amlot about how AI-driven data analytics can help protect revenue and support productivity through the proper evaluation of human-to-human relationships both within the organisation and with external stakeholders and clients.

Technisys offers Cyberbank – an API-centric, microservices-based digital banking platform. This cloud-native offering is performing strongly in the face of the Covid-19 pandemic, with Technisys expanding staff numbers, winning fresh deals and, as co-founder German Pugliese-Bassi explained to Robin Amlot, sticking to its pre-pandemic business targets.

Already 55% of all money services businesses’ (MSBs) transactions are FinTech-based with 73% of new entities relying on an internet-based model rather than an agent-based model. Christian Spaltenstein, Managing Director, Americas, for AFEX discusses with Robin Amlot how MSBs can and should differentiate themselves and how APIs will change the cash management ecosystem.

The global payment-as-a-service market is expected to grow at a CAGR of 16.9% to 2027. That presents opportunities. Volante Technologies recently raised $35m in a funding round led by Wavecrest with strategic participation from VISA Ventures, Poste Italiani, Citi Ventures, and BNY Mellon. Volante’ CEO spoke about the funding and the company’s future plans with Robin Amlot.

Italian FinTech Supply@ME offers a platform focused on inventory monetisation, which , the company says, enables a range of manufacturing and trading businesses to improve their working capital position via a “true sale” of the inventory to special purpose vehicles incorporated by Supply@ME that also provides a new asset class to investors.

The Investing and Saving Alliance (TISA) is a cross-industry financial services body in the UK. Its latest initiative is TISAtech – a new digital marketplace that brings together financial institutions and FinTechs for greater collaboration and innovation. Keith Phillips, CEO of TISAtech outlines the aims and ambitions of TISAtech to Robin Amlot.

In the face of the pandemic, digital customer services are coming into their own with consumers moving their banking activities to digital channels and institutions prioritising digital transformation. Dan Michaeli, CEO of Glia, explains to Robin Amlot why and how traditional contact centres are being replaced by what he calls engagement centres…

A new report entitled ‘Payments in a Post-Covid-19 World’ has been published by P20, the voice of the global payments industry. It explores the challenges faced by the international payments sector during the pandemic and offers suggested actions that payments companies can take to ensure effective, innovative and responsible operation. P20’s CEO Duncan Sandys discussed the report with Robin Amlot…

In the wake of the Wirecard debacle, the UK body, the Emerging Payments Association has published a review paper entitled ‘Avoiding a payments lockdown’, presenting it to the UK’s Financial Conduct Authority and HM Treasury. The paper seeks to identify vulnerabilities in the current payments business model, how UK institutions were impacted and what regulators need to do next. Tony Craddock discusses the paper’s findings with Robin Amlot…