IBS Intelligence Global FinTech Interviews

Daniel Carpenter, Head of Regulation at Meritsoft Trading activity and dividend arbitrage schemes are seeing increased scrutiny from authorities following the Cum-ex tax scandal. Sunniva Kolostyak speaks to Daniel Carpenter, Head of Regulation at Meritsoft, a Cognizant company, about what institutions can do to ensure compliance and in turn, build trust. 

Kasaye Eshetu, Director, Alternate Channels Department, Dashen BankYemiru Chanyalew, CEO, Moneta TechnologiesMeabh Maguire, Global Commercial Manager, CR2At the recent Global FinTech Innovation Awards, the Amole digital wallet from Dashen Bank was named Most Innovative Digital Wallet Deployment. Since the launch of the Amole Digital Wallet in Ethiopia in July 2018, spearheaded by Ethiopian based Fintech Moneta Technologies and Dashen Bank, underpinned by CR2’s Digital Banking Platform, Dashen Bank has transformed its digital customer base by a phenomenal 4,000%, accelerated customer acquisition, enhanced its liquidity position and are now deeply embedded in the daily spending habits of millions of Ethiopians every day.Robin Amlot of IBS Intelligence discusses the success of Amole with Meabh Maguire of CR2, Yemiru Chanyalew of Moneta Technologies and Kasaye Eshetu of Dashen Bank.

John Cragg, CEO, MYHSMMYHSM is the global provider of Payment Hardware Security Modules (HSM) as a Service. In January the business was acquired by Aachen, Germany-based Utimaco. MYHSM’s employees and customers will be integrated into Utimaco’s Information Security business. John Cragg of MYHSM tells Robin Amlot of IBS Intelligence what the deal means for MYHSM now and for the future. 

Christoph Gugelmann, Co-Founder and CEO, Tradeteq Tradeteq recently secured over $9 million in Series A funding. CEO Christoph Gugelmann tells Robin Amlot of IBS Intelligence how making trade finance an investible asset class can make banks work their balance sheets harder and in turn support more SMEs and corporates. Tradeteq provides banks, credit insurers and asset managers with technology and services to streamline asset distribution and reduce friction costs through automation. 

 Ed Adshead-Grant, General Manager, Payments, Bottomline TechnologiesNew competitors such as FinTechs and challenger banks are leveraging customer data to provide value-added services. The pressure on banks to shift their focus to such services in transaction banking will only multiply. Robin Amlot of IBS Intelligence discussed how the integration of ISO 20022 in payment systems can help with Ed Adshead-Grant of Bottomline Technologies.

Michael Whitt, Head of Partnerships, ApexEdgeApexEdge offers banks and financial institutions a ‘concierge’ service for their retail customers offering monthly bill and subscription management solutions to support their financial health. With the pandemic still raging and data suggesting that a significant majority of US consumers overpay on monthly bills, Michael Whitt of ApexEdge told Robin Amlot of IBS Intelligence that banks and credit unions have a real opportunity to be advocates for their customers.

Daniel Kornitzer, Chief Business Development Officer, PaysafeUK-regulated Paysafe is an online payments specialist operating around the world. The firm has identified 10 likely trends in payments for 2021:The impact of PSD2 on biometric authentication Real-time payments goes globalA renewed focus on 5GThe subscription model grows in popularity Paying with crypto goes mainstreamAI and machine learning as the cornerstone of fraud preventionDigital loyalty apps and payments on the riseCOVID-19 accelerates the divergence of digital payment methodsPayments becomes a tool to track spendingFurther growth of digital peer-to-peer payments Daniel Kornitzer of Paysafe highlighted some of the key issues to Robin Amlot of IBS Intelligence. 

 Duncan Barrigan, CPO, GoCardlessThe global pandemic has accelerated the need for recurring payments solutions, whether for businesses looking for liquidity or as a tool for the growing subscription economy. Sunniva Kolostyak speaks to Duncan Barrigan, Chief Product Officer of recurring payments specialist GoCardless, about the challenges of the past year, Success+, vaccines and Open Banking.

Brad Hyett, CEO, phos UK-based FinTech phos, which enables merchants to take payments directly on their NFC-enabled smartphone, has seen the popularity of software point-of-sale – softPOS – increase with the acceleration of cashless adoption. Brad Hyett, the CEO of phos, speaks to Sunniva Kolostyak about the technology, Apple’s acquisition of softPOS provider Mobeewave earlier this year, and Covid-19 as a driver. 

Stephane Leroy, Co-Founder & Chief Revenue Officer, Quanthouse We review the rise of the ‘robot’ trader and the evolution of screen-based trading to API-based trading with Stephane Leroy of Quanthouse. He talked to Robin Amlot of IBS Intelligence about how API tools and connectivity can help capital market participants lay the foundations for automated funds.