IBS Intelligence Global FinTech Interviews

Steffen Vollert, CTO & Co-founder, VoltThe potential for Variable Recurring Payments (VRP) to transform the payments landscape has grown since the UK Competition and Markets Authority issued a mandate of VRP for Sweeping in July. In November, the very first Open Banking VRP Hackathon focused on just how VRP will shape the payments ecosystem, looking to define the role that banks and PISPs will need to play. Robin Amlôt of IBS Intelligence speaks to Steffen Vollert, CTO and co-founder of Volt about the coming of VRP.

Sanat Rao, Chief Business Officer & Global Head, Infosys FinacleNew business model archetypes are being developed in the banking sector as digital business ecosystems reshape banking. In a report on Business Model Innovation, Infosys Finacle identified a total of 8 new business models including Banking-as-a-Service, Marketplace Banking, Banking Utilities, Digital Financial Advisor, and more. Robin Amlôt of IBS Intelligence discusses the new archetypes and examples being implemented by banks around the world, with Sanat Rao, Chief Business Officer and Global Head of Infosys Finacle.

Mandar Agashe, Founder, Sarvatra TechnologiesSarvatra Technologies is an India-based end-to-end solutions provider focused on enabling ‘Next-Generation Banking’ technology. The firm enables modern switching and payment services for over 600+ banks across India. Robin Amlôt of IBS Intelligence discusses the importance of digital payments technology in the Indian economy with Mandar Agashe, Founder, Managing Director and Vice Chairman of Sarvatra Technologies.

David O’Neill, CEO, APImetricsBetter standards for API measurement, particularly in the area of open banking are necessary. In fact, there are no real standards on what should be measured, how it should be measured and how to read those measurements! Without such standards, we will continue to see disagreement between providers and no way for regulators, especially in financial services, to talk about what is happening and what needs to happen. Robin Amlôt of IBS Intelligence speaks to David O’Neill, CEO of APImetrics.

Max Alvisini, SVP Europe CIS & Africa, Western UnionGlobal cross-border payments are expected to reach $156 trillion in 2022. Banks and financial institutions must leverage technology to remain competitive and compliant as new players enter the market. Robin Amlôt of IBS Intelligence speaks to Max Alvisini, SVP Europe CIS & Africa at Western Union about the current state of the cross-border payments industry and what the pandemic has meant for payments volumes and values.

Jouk Pleiter, CEO, BackbaseBackbase’s Engagement Platform will serve as the engagement layer of Microsoft Cloud for Financial Services for banks which adopt Microsoft’s industry cloud solution. What’s the significance of this collaboration and, more broadly, what are the current trends in banking technology? Robin Amlôt of IBS Intelligence discusses the issues and how customer requirements are forcing banks to re-think historically product-centric ways of doing business with Jouk Pleiter, CEO of Backbase

Jessie Danyi, Head of People, Pleo Lack of transparency in company spending can lead to employees’ financial stress and frustration due to paying out of their pockets. Danish FinTech unicorn Pleo aims to ensure transparency, automation and autonomy through the giving of both company cards and spending independence at all levels. IBSi’s Reporter Gaia Lamperti discussed Pleo’s mission to combat employee financial stress and create efficient systems to help finance teams gain back time with the company’s Head of People, Jessie Danyi.

Pranav Sood, VP Small Business at GoCardless, discusses the challenges faced by SMEs in collecting payments, including discomfort and revenue loss. He explores how automation and payment intelligence tools can reduce failed payments and shares success stories of small businesses benefitting from the system. The podcast also delves into the accelerated adoption of payment automation due to the pandemic, emphasizing the value of software and cloud-based tools for SMEs.

Corey Gross, CEO, SensibillThe Barcode Report aims to deliver insights on everyday consumer spending, breaking down spend data into actionable insights and trends thanks to a database of receipts and transactions from 220,000 merchants worldwide, including 96% of the top 100 in the US. Understanding how and on what consumers and businesses are spending their money are key factors in being able to tailor and personalise your products to your customers. Robin Amlôt of IBS Intelligence discusses the importance of customer data with Corey Gross, CEO of Sensibill.

Ran Goldi, CEO, First - Digital Assets GroupFirst DAG is developing the first global digital payment platform for PSPs and Acquirers, providing developers with the tools they need to make it safe and simple for merchants to accept digital payments, such as Diem. In fact the company is the principal payment rail for the soon-to-be-launched Diem Association-backed stablecoin. Since establishment, First DAG has raised more than $21 million from super-angel investors and leading VCs such as TargetGlobal, Yariv Gilat, and Sir Ronald Cohen. Robin Amlôt of IBS Intelligence discusses the future of payments with Ran Goldi, CEO of First – Digital Assets Group.