Radical Personal Finance

Do you wish to set out and travel but feel like you lack the money? Well, what if you did it anyway and just adjusted your style of travel to fit a more modest budget? My guest today is long-time listener of the show, Philip Frey. A few years ago he did exactly that. He set out across Europe with a schoolmate and they managed to cobble together a very fun trip on a very modest budget! In today's show we discuss Philip's experiences and advice for how to replicate a trip like his. I also share some of my tips and ideas for how I would approach a trip like this for myself. Enjoy the show! Joshua Philip's website: http://www.valiantgrowth.com/ A stand-alone episode that Philip did on his podcast "Extreme Travel: My Story of Hitchhiking Through Europe on Under $40 a Week" http://www.valiantgrowth.com/e32/ Also, "How to Spend $2/day on Food" http://www.valiantgrowth.com/e14/ Steven Harris's website on "How to Keep Your Phone Charged All the Time Anywhere in the World That You Go" http://www.cellphone1234.com/ Hitchwiki: The Hitchhiker's Guide to Hitchhiking the World http://hitchwiki.org Support RPF on Patreon! www.radicalpersonalfinance.com/patron

My guest today is Daniel Crosby. Daniel is a behavioral economist and he has applied his expertise to the question of investing. One of the greatest challenges investors face is managing their own behavior. Daniel has studied this problem extensively and has formulated specific recommendations to help investors manage their psychology and manage their behavior. Enjoy! Joshua You're Not That Great! http://rpf.link/2aIuwry The Laws of Wealth: Psychology and the Secret to Investing Success http://rpf.link/2aJLUiT Support RPF on Patreon: www.radicalpersonalfinance.com/patron

Explore the significance of developing a personal philosophy and making independent decisions. Reflect on the past mindset and the role of personal philosophy in determining success. Learn how to transform available resources into a better future. Discover the power of changing your personal philosophy and the importance of adopting good health practices.

My guest today is Kathy Fettke. Kathy has a very interesting story of learning to invest in real estate during a time of personal crisis. She has since leveraged her experience to build a business related to real estate in addition to managing her own investments. Enjoy! Joshua Kathy's website: http://www.realwealthnetwork.com/ Support RPF on Patreon: www.radicalpersonalfinance.com/patron

I'm fascinated with stories of immigrants to the United States. If you mentally put yourself in the shoes of an immigrant and then ask how you could become wealthy, even if you started with nothing, you have the opportunity to clarify the actions you can take which lead to wealth. A listener to the show, Manhar Patel, emailed me and asked me if I was interested in his story. After a bit of back and forth, I invited him on the show to tell his story. Manhar is an Indian immigrant to the United States who is working to build his fortune. Enjoy his story and take what you can learn from his tips and tricks and apply them to your life. Joshua Support RPF on Patreon. www.radicalpersonalfinance.com/patron

The past few weeks have been a bit depressing for me due to the absurdity of national politics here in the United States. I broke my personal rules of not getting involved with national politics and the results weren't pretty. I was thoroughly annoyed and saddened. Until Sunday afternoon. Which is when a young man in my neighborhood cheered me up by showing how it's possible for someone who wants something to get it, no matter what stands in the way. On today's show, I share with you some thoughts on the power of choice which we all have. We have the power to choose what we do and when and how. Ultimately, the politicians don't have the power over our lives. We have the power over our lives based on our choices. I cover some ways for you to build more freedom and independence (especially in the area of taxes) by understanding the laws that you're subject to and then simply avoiding the conditions of being subject to them! Enjoy, Joshua Britain banishes plastic bags Laffer Curve Window tax Support RPF on Patreon www.radicalpersonalfinance.com/patron Book a consulting call with me www.radicalpersonalfinance.com/phonecall

On Fridays we do Q&A! Are Bonds Necessary for Good Asset Allocation Traditional 401(k) or Roth IRA How to Leverage Long-Term Travel for Career Advancement What Kind of Retirement Plan to Put In Place at a NonProfit How to Rebuild after Bankruptcy If you'd like to get on a call like this, join as a patron! www.radicalpersonalfinance.com/patron Joshua Paper: "Non-Profit Organizations Have Few Options for Deferred Compensation" from Journal of Retirement Planning

How much money do you spend eating out? How much money could you save simply by learning to cook for yourself? My guest today is Ketura from www.FreeToCook.com and she's here to share her personal experiences in learning to cook from home to improve her family's budget. Enjoy! Joshua Support RPF on Patreon! www.radicalpersonalfinance.com/patron

Today we round out the 4-part disability series with: A wrap-up of some key concepts Taxation of disability insurance premiums Various types of disability insurance policies Pregnancy and disability insurance Q&A from the audience Enjoy! Joshua Looking for a financial advisor? Start here: www.radicalpersonalfinance.com/paladin Support RPF on Patreon: www.radicalpersonalfinance.com/patron Want to book a consulting call with me? Book here: www.radicalpersonalfinance.com/phonecall

College and all of its associated costs can make a big difference in your financial situation. Today, I've invited Brad Baldridge on the show to discuss the college planning process and the background to many of the financial decisions. I think you'll enjoy the interview. Be sure to stay tuned for the second half where we pull apart some strategies for making the student aid forms work to your favor. Enjoy! Joshua Support RPF on Patreon! www.radicalpersonalfinance.com/patron Want to consult with me on your specific situation? Book a call: www.radicalpersonalfinance.com/phonecall