

Radical Personal Finance
Joshua Sheats
Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
Episodes
Mentioned books

Oct 14, 2014 • 1h 18min
How to Live Without a Mortgage! Interview with Rob Roy, author of "Mortgage Free: Innovative Strategies for Debt-Free Home Ownership" RPF0081
Today, I have an interview with Rob Roy for you. Rob is an awesome guy. He’s the author of “Mortgage Free: Innovative Strategies for Debt-Free Home Ownership.” He and his wife live in a house they built in upper New York State. They’ve never had a mortgage! Today’s interview covers: Rob’s strategy for debt-free homeownership […]

Oct 13, 2014 • 2h 10min
How to Become a Millionaire on a Teacher's Salary In 20 Years – Interview with the Millionaire Educator RPF0080
I have a special spot in my heart for teachers. In many ways, the teaching career is an ideal career for building financial independence. But, it comes with its own unique set of challenges. Many people automatically assume that because of the “low salaries” that teachers earn, they can’t easily build wealth. But, our guest […]

Oct 10, 2014 • 1h 2min
What's It Actually Like Living in a Bus With Three Small Children While Saving for a House? Challenging! Interview with Noah & Sarah from Little Bus on the Prairie RPF0079
I’ve always been interested in bus conversions and people who live in them. Today’s show is an interview with a young family who is living in a bus while saving and building their house. Sarah and Noah Springfield have three young children and they’re expecting their fourth in the next month or so. They’re saving […]

Oct 9, 2014 • 1h 25min
Early Retirement FAQs: Should I Invest in Real Estate or Stocks? An Interview with Joe, AKA arebelspy (who is on track to retire at 30 on a teacher's salary) RPF0078
Joe, AKA arebelspy, is a passionate early retiree on track to leave the workforce by 30, all while teaching. He dives into the thriving early retirement community and the role of forums like Mr. Money Mustache in shaping his journey. Joe discusses the merits of investing in real estate versus stocks, sharing insights on property management and financial stability. He emphasizes understanding local markets for predictable growth and the importance of leveraging smart strategies, all while navigating personal risk tolerance in investment decisions.

Oct 8, 2014 • 59min
How to Pay for College Part 1: Teach Your Baby to Read RPF0077
Today, we start our series on intelligent and radical ways to pay for college. We will arrive quickly at the technical discussion on this topic but first, we start with one of my new interests: early education for infants and toddlers. Today, I share with you my recent discovery into this world and what I’ve […]

Oct 7, 2014 • 1h
Prudent Preparation for All Circumstances is the Core of a Financial Planning Mindset RPF0076
Today’s show is about prudence and preparation in all areas of life. One of the oft-ignored aspects of personal financial planning is to plan appropriately for the areas of life that can’t be solved with the purchase of a financial product. This risks can vary from the mundane, common things of daily life to the […]

Oct 3, 2014 • 2h 26min
Friday Q and A: Calculating Life Insurance for Special Needs Planning, How to Get Started as a CFP, Another Mistake I Made, What To Do When You've Done All You Can, Ethical Investing & 4% Rule Clarifications RPF0075
Explore strategies for calculating life insurance needs, especially for families with special needs children. Discover how to start a career as a Certified Financial Planner, including the importance of experiential learning. Delve into ethical investing, contrasting socially responsible choices with potential moral dilemmas. Learn how affordable hobbies can boost both financial health and personal well-being, emphasizing the connection between fitness, fun, and financial goals.

Oct 2, 2014 • 1h 16min
How to Save Money on Groceries, Hotels, and Everything Else! Interview with Josh Elledge, Founder of SavingsAngel.com and the 90 Days to Abundance Podcast RPF0074
After yesterday’s deep dive into the science of financial planning I decided today we need something a bit lighter. And, in many ways, more practical. Today we jump into some very practical and useful tips and ideas for saving money with a special focus on groceries and travel. Enjoy! Links: SavingsAngel.com – Josh’s coupon site […]

Oct 1, 2014 • 1h 19min
Introduction to the 4% Rule: History, Context, Problems, and Ongoing Research (Interview with Dr. Wade Pfau) RPF0073
There’s a great deal of information online about the “4% Rule” for retirement income. Much of the information is excellent. Some of it is flawed. It’s very challenging to work through the data in this area of research because much of it is highly technical. But, it’s worth the effort! In celebration of the 20th anniversary […]

Sep 30, 2014 • 1h 16min
What I Learned at #FinCon14 and my MSFS Residency…and How I Hacked the Two-Week, 3,200 Mile Roadtrip for $600 RPF0072
I’m back! After two weeks out of the office and on the road, it feels good to be home in front of the microphone! Today’s show is a bit more personal. I share with you some of the lessons I’ve learned over the last two weeks from two very different but very complementary events. I […]


