

Radical Personal Finance
Joshua Sheats
Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.
Episodes
Mentioned books

9 snips
Apr 3, 2026 • 56min
1134-Friday Q&A: Too Many Children, Building a Family Seat
A lively Q&A on knowing when family size becomes overwhelming and signs beyond finances that matter. Practical fixes for overload like hired help, multi-family living, and changing schooling. A deep dive into building a lasting family seat: materials, multi-generation design, civic purpose, location choices, and political risks to long-term landholding.

66 snips
Apr 1, 2026 • 1h 30min
1133-Should I Quit Radical Personal Finance?
A personal story about wrestling with whether to continue a long-running financial project and why it still matters. He walks through career shifts, entrepreneurship mistakes, and the loneliness of building online. The conversation covers buying a legacy-minded business, refocusing on big societal problems, and how real-life meetups changed his relationship with listeners.

Mar 30, 2026 • 17min
Radical Family Camp Tickets: Last 3 Rooms Released!
Last-minute rooms for a family-focused retreat are now available, including a cabin, lodge rooms, RV spots, and a couple of female bunk beds. The event mixes child-friendly camp activities like zip lines and canoeing with practical talks on building wealth, parenting, and family systems. Dates, location, and all-inclusive lodging and childcare details are highlighted for those considering attending.

47 snips
Mar 20, 2026 • 54min
1132-My Human-Scale Productivity System
A practical fight against brain rot with a human-scale productivity approach. Reducing phone dependence and using a cellular watch for reachability without distraction. Mixing paper maps, wall calendars, and Post-it project maps for big-picture clarity. Combining forever notes and Apple tools as a digital backbone. Build habits first, then safely automate repetitive flows with AI agents.

51 snips
Feb 19, 2026 • 38min
1131-Radical Egalitarianism is Destroying Us
A sharp take on how people fall into top, middle, and bottom tiers and why one-size-fits-all systems fail the middle 60%. A look at how legal and social changes reshaped marriage, risk, and accountability. Practical ideas for designing support and boundaries tailored to different capability levels.

30 snips
Feb 18, 2026 • 53min
1130-Married Fathers Are Richer BECAUSE Of Their Many Children, Not In Spite Of Them
A provocative look at why married fathers often have more wealth and well being. Neuroscience and hormone shifts that reshape men's brains are highlighted. The home is framed as a leadership lab where responsibility, small failures, and repeated trust build practical skills. The conversation argues having many children signals earned provision, empathy, and adaptability.

23 snips
Feb 17, 2026 • 1h 9min
1130-Ethical Considerations of Artificial Intelligence: Joshua's Take
A candid discussion about whether technology is morally neutral and how applications shape its ethical weight. Rapid AI progress and the choice to engage or cede influence take center stage. The conversation highlights Christian stewardship, protecting children from AI harms, and practical AI uses like language learning and app-building.

45 snips
Feb 16, 2026 • 1h 17min
1129-Advice For a Young Man on Building Passive Income
A 17-year-old’s plan for passive income sparks a breakdown of true passive versus residual income. Practical frameworks and four framing questions help clarify goals. Advice leans toward maximizing active income, pursuing hard credentialed skills, and scaling work rather than small-business traps. Visual tools like the 4% rule and real-world examples (dividends, rentals, network marketing) illustrate the path forward.

Feb 13, 2026 • 1h 23min
1128-Friday Q&A: Borrowing Money From Family, Housing Down Payment Analysis, Slow Travel with 2-Year-Old, Building a New Society
Listeners tackle whether to borrow from family and how to structure those loans versus formal financing. They analyze down payment tradeoffs and valuing assumable low-rate mortgages. A long segment explores slow travel with a two-year-old, practical childcare options, and RV life. Conversation closes on postpartum recovery, rebuilding family culture, and intergenerational planning.

Feb 13, 2026 • 43min
3rd Annual Radical Family Camp Tickets Now Available!
Tickets are available for an in-person family camp focused on building deeper relationships through face-to-face connection. The event blends family-friendly activities with focused sessions on finance, careers, AI, and household systems. Topics include multigenerational planning, dynasty-building, lodging details, pricing tiers, and a new low-cost household helper option.


