The Curve

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟This week we dig into the very viral Ben & Jerry’s saga - Jerry stepping away after 47 years, the Unilever peace-deal-gone-fraught, and what it really costs to put values ahead of vanilla. We unpack the “independent within a conglomerate” merger setup, the Gaza/Israel flashpoint that turbo-charged tensions, and why brave exits can still break your heart (and your P&L). Then it’s a rapid-fire news: TikTok staying in the U.S. via a new consortium and a licensed algorithm (hello, governance plot twist), China easing up on Google, chatter about shifting U.S. company reporting to twice-yearly, Klarna’s float and first-week vibes, Tesla’s big rebound plus a hefty insider buy (cue our “ethics vs returns” debate), and Sophie’s surprise portfolio hero, SharkNinja. Share, rate, and drop your thoughts - would you invest in Tesla or is that a hard pass?WTF Does That Mean? A Guide to All the Jargony Bits:Merger Agreement – The contract when two companies join.Board of Directors – The decision-making bosses.Independence Clause – “We’ll stay in charge” fine print.PE (Private Equity) – Big funds buying companies.VC (Venture Capital) – Startup money with big hopes.Algorithm – Code that decides your TikTok feed.National Security Risk – Gov-speak for “sketchy data.”Quarterly Reporting – Company report cards, every 3 months.Float / Going Public – When a company sells shares.Insider Buying – Bosses buying their own stock.Defaults – Missed payments.⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Sometimes the biggest lessons arrive completely out of the blue. In this episode, we sit down with 26-year-old Lily Foote, who shares the health scare that made her realise just how important health insurance really is. We talk through what it’s like to get an unexpected diagnosis, the overwhelm that comes with medical jargon, and how ADHD and anxiety can make the whole process even harder to navigate. Lily opens up about the financial relief of being covered, the reality of recovery (two weeks horizontal, not ideal for a self-confessed non-chiller), and the mindset shifts that came with it all. We also dive into why admin feels like climbing a mountain, how to make health insurance less intimidating, and that tricky balance between living in the moment and planning for the future. It’s an important conversation that’s honest, supportive, and might just be the nudge you need to finally tick “sort health insurance” off your list.The Income Protection Episode mentioned in this podcast: A guide to adulting - Getting your Plan B sorted before it’s too late What we share on this podcast reflects our own views and experiences, and not the views of Southern Cross Health Insurance. This is not intended to be a recommendation or financial advice. If you’re interested in getting health insurance, please seek appropriate advice from a qualified professional to suit your circumstances.⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟This week on The Curve Weekly, we’ve got a very special guest: Lucy Blakiston from Shit You Should Care About is in the studio - and we LOVED HAVING HER. Together we dive into Rupert Murdoch’s real-life Succession drama, Lululemon’s fall from athleisure grace, and the big one: Klarna finally hit the stock market. The giant IPO’d on the NYSE at $40 a share, shot up to $57, and closed at $45.82 - a neat little 15% glow-up on day one. We break down what that actually means, why Klarna is still losing money (but less than before), and whether you’d want it in your portfolio. Plus: Bowie bonds, activist investors, tube-strike survival stories, weddings that drain your bank account, and one very rogue hair intervention. Finance, but fun - and with Lucy in the mix, chaotic in the best way. 💖Subscribe to Lucy's Substack HERE (we highly recommend it 🙏)Watch our previous episode with Lucy HERE. 🎥WTF Does That Mean? A Guide to All the Jargony Bits:IPO – A company’s stock market debut.Ticker – The code a company trades under (Klarna = KLAR).Valuation – What the market says a company’s worth.On its knees – A stock performing terribly.Activist Investor – Buys shares to shake things up.Bowie Bonds – Musicians borrowing against future royalties.Royalties – Cash artists get when their music’s played.Private Equity – Investors buying companies off-market.Trust – A legal pot of assets (Murdoch-style).Succession Plan – Who takes over next.⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟What happens when your “dream first home” turns into the ultimate financial horror story? Enter Gabby, who found herself tangled in $700,000 of debt, a collapsing relationship, disappearing tenants, and the kind of stress that ages you a decade in six months. In this episode, she shares the rollercoaster of buying a property with her ex - from the excitement of auctions and shiny new builds to the gut-punch of surprise valuations and last-minute scrambles for tens of thousands of dollars. It’s brutal, it’s eye-watering, but it’s also packed with must-know lessons about contracts, worst-case planning, and why you should never assume property ownership is a simple path. Grab a wine (you’ll need it) and get ready to hear how Gabby turned her property nightmare into resilience, wisdom, and a story you won’t forget.📝 Read Gabby’s original blog hereWe’re proud to be partnering with BNZ, who know that home ownership isn’t a straight line. Sometimes life throws curveballs, and BNZ is all about supporting you through the hard stuff, not just the highlights. Whether you’re at the start of your journey or rebuilding after a setback, BNZ’s home loan experts have the tools and people ready to help you find a way.👉 To learn more, head here: bnz.co.nz/home-loan-partners-spotify-ep5BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Newsletter⁠⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟Bitcoin billionaires are swapping airport queues for £80k charters (cool cool cool), while the rest of us are price-checking Skyscanner and pretending our carry-on will magically zip. We chat why luxury travel is booming for the crypto-rich, gold hitting record highs as everyone panic-cuddles a safe haven, Jet2’s very un-holiday update, and how a viral jingle, Sydney Sweeney’s American Eagle moment, and Gap’s 90s groove actually moved markets. Plus: Nestlé’s CEO scandal and the succession-plan shambles, Pepsi getting an activist knock at the door, and real-life travel hacks that don’t nuke your payday. Takeaways: new money changes old habits, leadership risk matters, fear lifts gold, timing kills flight costs.Sorry for the late drop but we hope it was worth the wait!!👉 JOIN THE CURVE INVESTING CLUB⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟This week we’re diving into the engagement that shook both the charts and the stock market - yep, Taylor and Travis are officially on! From Krispy Kreme donuts to diamond stocks, Vic unpacks how one love story is moving billions. We also chat about Grindr’s surprising business pivot, whether Nvidia can keep bulking up the AI boom, and why boomers are quietly widening the generational wealth gap. Plus: Puma’s possible sale, Sophie’s singles party dilemma, and a curveball question involving sugar daddies and pineapple on pizza (spoiler: it’s a hard no).👉 JOIN THE INVESTING CLUB!Watch / Listen: How Sophie Actually Bought Her Investment PropertyWTF Does That Mean? A Guide to All the Jargony Bits:Prenup – A marriage contract about money.Market Cap – A company’s total value on the stock market.Shares / Stock – Tiny slices of a company you can own.Revenue – Money a company makes before expenses.AI Bubble – When AI hype risks popping like a balloon.Generational Wealth Gap – Boomers rich, millennials broke.ETFs – Bundles of shares in one handy package.Private Equity – Buying companies that aren’t on the stock market.Premium – Paying extra when buying a company.⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Know a small human? Cool - this one’s for you. Whether you’re a parent, godparent, auntie, uncle, or just someone who buys cute baby outfits on impulse, this episode is all about giving the kids in your life a serious financial head start (spoiler: it’s not another teddy bear). In this highly demanded episode, we unpack the power of investing for children - how even small, regular amounts can grow into life-changing money thanks to the magic of time and compound interest. We also dive into the when, how, and what to invest in, plus genius ways to teach kids the value of money without sounding like a boring textbook. Because nothing says “I love you” like an S&P 500 fund with their name on it.Link to the surveyWant the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠⁠⁠here.⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟This week kicks off with Sophie’s birthday (!!) - complete with surprise cake, a video montage, and a pair of speed-dealer sunnies that may or may not become her new personality. But once the candles are blown out, we get into friendflation: the growing cost of weddings, hens’ weekends, and keeping up with your mates when every catch-up seems to come with a price tag. We also dig into Soho House being taken private, the frustrating reality that the gender pay gap starts as soon as you graduate, and launch our brand-new Ask the Curve segment - tackling your big money questions. Got any to add? Leave a comment and we’ll get back to you in the next episode!WTF Does That Mean? A Guide to All the Jargony Bits:Friendflation – When hanging out with mates drains your bank account.Going Private – Company leaves the stock market. No more public shares.Takeover – One company buys another.Hostile Takeover – The “we said no, they did it anyway” takeover.Drag-Along – Big investors sell, you’re dragged along too.Tag-Along – Big investors sell, you can join the sale.Short Sellers – Betting a stock will crash.Meme Stocks – Shares that go viral online.Gender Pay Gap – Men get paid more than women (yep, still).Roadshow – Company road trip to woo investors.⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

In part two of our chat with property coach Peter West, Sophie walks us through the real, messy, and surprisingly empowering process of pulling off her first BRRR deal - and making $125K in five weeks. From dodging catfish listings and surviving auction-day adrenaline, to underspending on renos (yes, really) and using equity to go again, this episode is full of gold for anyone dreaming of getting on the ladder. There’s talk of foam mattresses, flipping fails, rentvesting revelations, and one very smug WhatsApp group called ‘Property Moguls’.Keen to work with Pete or learn more about what he does? Fill in this quick form and we'll connect you: ⁠https://crtfumnrsp0.typeform.com/to/y5GyHMcLWe’re proud to be partnering with BNZ, because no two journeys to home ownership are the same. BNZ’s home loan experts are there to help you navigate the process with confidence - from search to signing.To learn more, head here 👉 ⁠https://www.bnz.co.nz/personal-banking/home-loans/mobile-mortgage-managersBNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

🌟 WATCH THIS EPISODE ON YOUTUBE. 🌟This week we’re kicking off with Vic’s childhood jazz ballet ambitions (complete with fake panting for dramatic effect) before diving into a very big week in tech. We unpack why Apple’s been oddly quiet on AI while quietly buying back billions in shares, what Perplexity’s $35B bid for Google Chrome even means, and why meme stocks like American Eagle can skyrocket for all the wrong reasons. Plus, the luxury brand–name-drop effect in music, Duolingo’s glow-up, Gregg’s woes, and why it’s definitely not too late to invest in AI.WTF Does That Mean? A Guide to All the Jargony Bits:Share Buyback – Company buys its own shares to boost value.Dividend – Cash thank-you to shareholders.Capital Gain – Profit from selling for more than you paid.Laggard – Company that’s falling behind.Meme Stock – Share hyped online, not by profits.Short Seller – Bets a share price will drop.Antitrust – Rules to stop companies getting too powerful.Spin-Off – Company splits off part into a new business.ETF – Bundle of shares in one go.AI Value Chain – Companies powering AI, not just building it.⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.