The Culture Matters Podcast

“Let me put it this way, I’m standing in front of a burning house, and I’m offering you fire insurance on it. Saints don’t live on Park Avenue.”“How are you fucking us?”“When you come for pay day, I’m gonna rip your eyes out. I’m gonna make a fortune. The good news, vinny, is you’re not gonna care because you’re gonna be making so much money. That’s what I get out of it. You wanna know what you get out of it? You get the ice cream, with the hot fudge, the banana, and the nuts, and the sprinkles. And yeah, if this goes through, I’d get the cherry, but you get the Sunday Vinny.“Alright, I buy that, thank you.”“In the years that followed, hundreds of bankers and agencies and executives went to jail. The SCC was completely overhauled, Congress had no choice but to break up the big banks and regulate the mortgage and derivatives industry. Just kidding, the banks took the money the American People gave them and used it to pay themselves huge bonuses and to lobby Congress to kill big reform. Then they blame the immigrants and poor people, and this time, even teachers. And when all was said and done, only one single banker went to jail, that poor schmuck.” - The Big ShortBill Mervin is the leader of the Bill Mervin Mortgage Team and he's joining the show today to talk about (surprise)...real estate!  Bill drills down into the how of supply and demand in the housing market, what it means to be in an appropriate position for owning home, and gives a little insight into the potential risks of a side hustle and how the government regulates them.  We always enjoy having Bill on the show to share a little wisdom, so we hope you enjoy this episode of The Culture Matters Podcast. 

“Where the art of medicine is loved, there is also love for humanity.” - EpocratesTransformative health and wellness expert and great friend of The Culture Matters Podcast Dr. David Yerkes joins the show today to impart some of his medical expertise on our listeners.  Dr. David gives a little insight into his journey into the medical field and where that journey has taken him today, how the public perception of the medical field is often pretty far from the truth, and how true wellness comes from a combination of mental and physical exercise.  Jay and the good Doctor even discuss Jay's accident and Dr. David throws around a little medical advice pro bono!  Dr. David is an extremely knowledgeable and well-rounded medical professional and we are very happy to have him on today's show! 

“The trick is not to learn to trust your gut feelings, but rather to discipline yourself to ignore them.  Stand by your stock as long as the fundamental story of the company hasn’t changed.”  - Peter LynchWall Street financial advisor and consultant Gary Nash joins the show and if you hadn't already guessed, we're talking finance!  Gary shares some experiences from his early life including dealing with racism and overcoming barriers to becoming the first black president of his high school and how pursuing a degree in architecture turned into a career on Wall Street.  Gary and Jay are are also dive into Gary's thoughts on looking at investing as an opportunity instead of a gamble, technology's role in the stock market, and what a CEO's responsibility is to shareholders.  With over a decade's worth of experience, Gary really knows his stuff and we are extremely happy to share his knowledge on this episode of The Culture Matters Podcast. 

"Don't not ask who I am and do not ask me to remain the same.  More than one person, doubtless like me, writes in order to have no face." - Michel FoucaultVoice actor and coach and the founder of Duffin Media and Duffin Coaching John Duffin joins the show today and this professional talker is here to talk with Jay about a lot.  From the importance of articulation and staying in the game to being known for being honest and why you should never stop learning, John and Jay are covering a myriad of topics on today's episode.  It's easy to see why John speaks for a living after you've heard him speak and we can assure you there is never a dull moment when John stops by The Culture Matters Podcast. 

“You start the first third of your career on your back, your second third on your feet, and your last third on your stomach.” - Ben ReinbergOur guest today is a real estate professional and the founder and CEO of Alliance Consolidated Group of Companies LLC Ben Reinberg and he is here today to share a little of his knowledge with us today.  Ben and Jay are talking real estate, accountability, appreciating the little things, and why a good property management group is worth its weight in gold.  Ben has some great advice on investing in recession-resilient industries and he's here to pass that on.  Make sure you're paying attention to this episode of The Culture Matters Podcast. 

“A proud man is always looking down on things and people; and of course, as long as you are  looking down, you are unable to see what is above you.” - C.S. LewisRobert Frehafer is the owner and founder of Guardian Roofing & Siding and today we're talking about faith.  Jay and Robert dig into Robert's journey to finding his faith, how it affects and impacts his daily life, connecting and learning alongside the members of his church's youth group, and knowing who you are.  There are challenges in everyone's life and morality and ethics are going to be tested and Robert and Jay discuss what it means to turn to something higher in order to keep your priorities straight.  We're going pretty deep today and we hope you enjoy this conversation with Robert Fehafer. 

Darius Mirshahzadeh, author of Core Value Equation, creator of the Greatness Machine, and founder of multiple beneficial companies. In this episode, Jay and Darius talk about goals within their realms of business, how to achieve them with purpose, and how to make a difference. Tune in to challenge yourself and discover your own greater purpose.

Kevin DeLory has over 20 years of experience in the TPO space. Kevin has a leadership style that always puts him in the trenches working through any problem with his team versus a bird’s eye view from above. Kevin believes in the bottom-up philosophy that the leadership team at EPM has created. Kevin has several internal core values but among them his favorites are accountability, relationships over transaction, and integrity. Today, Kevin is the Chief Lending Officer and Partner at EPM (Equity Prime Mortgage) where he thought culture was just a buzzword, and boy was he wrong. Kevin explains his journey at EPM as a complete 180. “Everybody speaks about culture, but nobody lives it like I have seen in this organization” said DeLory after celebrating his one-year anniversary in August of 2022.More than anything, Kevin’s experience has left him an eager mentor. The greatest joy in Kevin’s life aside from his daughter is to help his team become the best that they can be. That means both in and out of the office. He learns from his people just as much as his people learn from him and for that he is eternally grateful.Having been in the industry through its ebbs and flows, Kevin is familiar with the stresses and rewards, and can turn ANYONE into a high performer. His strong sales training ability mixed with his leadership and culture knowledge is a perfect recipe for anyone who walks through his door ready to learn and grow.You can reach out to Kevin anytime by email at Kevin@epm.net or you can go to epmwholesale.com and fill out any form or see anything EPM’s team is up to there. You can also tune into his podcast, “The Whole Perspective” with his SVP of Lending at EPM and best friend of 30 years, Kenny Phillips. They air an episode every Friday at 11:30AM EST. In this episode, Jay hones in on Kevin's story, life experiences, and mortgage industry knowledge. Tune in for the ride that it is.

Graham Lichtner is the founder of Pillars Of Growth (Mind | Body | Spirit), a personal coaching company focused on helping men work to awaken their infinite potential and change the world by changing themselves. Through 1 on 1 sessions, group experiences and in person retreats Graham and his team create the space to make the unconscious, conscious, step into deeper levels of masculinity, and BEcome the Legend of your own journey.In this episode, Graham and Jay discuss what is possible with the pillars Graham has created and what Graham's success has looked like within this company. Listen in!

Joe Specializes in Helping those who need to move quickly and clients from out of state who need to relocate.Brooklyn Born, Joe Moved to Miami in 2014 and has Never looked back since! His Business is built onDedicationCommunication Determination & Trust. Joe has the unique ability to cater to and adapt to all of his client's specific needs. You will be delighted with how smooth it will be! In this episode, Joe and Jay discuss what Joe's experience and tactical movements have been in his career that shares his success today.Follow Joe: @gottacalljoe on IG and @JoeBrikman everywhere else.Check out Joe: JoeBrikman.com