The Higher Standard

Despite all the positive commentary regarding the increasing likelihood of a "soft landing," Chris, Saied and Haroon are not convinced that the economy is in a good place. Episode 209 kicks off with a look at the looming CPI report data and US national debt. Then they break down how the Fed has stopped talking about a recession for three consecutive meetings in a row now. The Higher Standard boys urge you not to make the same mistake that many made during the dot-com and housing bubbles because they believe The Great Correction is coming. Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. Click the link and start today: http://www.transcendcompany.com/THSP Resources:What To Look For From The December 2023 CPI Report (Forbes)US national debt hits record $34 trillion as Congress gears up for funding fight (Yahoo! Finance)The Federal Reserve is done talking about recession (Business Insider)A soft landing for US economy is 'increasingly conceivable' but not 'inevitable': Fed's Barkin (Yahoo! Finance)Recession deniers are making the same mistake as during the dot-com and housing bubbles, top economist David Rosenberg says (Business Insider)5 Best Money Resolutions for the Middle Class, According to Experts (Yahoo! Finance)Fed Minutes Suggest Rate Hikes Are Over, but Offer No Timetable on Cuts (Wall Street Journal)Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Trying something new, Chris, Saied and Haroon wanted to play a little game of "Cash or Trash." In this game they asked for you, the listener, to ask any questions you wanted to or name a popular social media personality you wanted to hear their opinion on. The idea was not to disparage anyone, but provide a roadmap and some insight in to what we look at when trying to determine if someone on social media is what they are representing themselves to be. Since The Higher Standard has not done an episode like this before, we really want to hear your thoughts. Did you like it or was it "trash?" Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. Click the link and start today: http://www.transcendcompany.com/THSP Resources:2024 Global Investment Outlook (BlackRock)Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Happy New Year friends! The Higher Standard is kicking off the year with some heat to make you think about all the positive data you are hearing. Chris and Saied were in the studio just before New Year's Eve to cook up this banger for you, while Haroon remained out on a prolongated PTO. He may be out on a sabbatical at this point. The boys dive in to the home prices and some red flags you need to be aware of. Then after giving you the you the good, bad and the ugly, they drop seven reasons why there is likely to be a recession in 2024. We hope it makes you think about what is in store for the year. Thank you for a wonderful 2023 and for supporting the show!Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. Click the link and start today: http://www.transcendcompany.com/THSP Resources:Home prices are up in all major U.S. cities, except one (CNBC Chart Of The Day via Instagram )2023 Home Price Growth, by City (The Kobeissi Letter via X)End of the Middle-Class Dream? (Newsweek) Home prices to heat up after Fed rate cuts with 88% of market overvalued (Business Insider) U.S. Pending Home Sales Stuck At 22-Year Low Despite Falling Rates (Yahoo! Finance via Instagram)10-Year Treasury Yield Sees Biggest December Drop Since 2008 Crisis (Yahoo! Finance via Instagram)Recession Outlook 2024: 6 reasons why a 2024 downturn looms RBC says (Business Insider) Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

That's right! While most other podcasts are on a winter break, The Higher Standard boys are still bringing you some fresh content the day after Christmas. We cover all the topics you want to hear most in this holiday banger. Mortgage rates could soon drop to 6.5% and Saied, Chris and Haroon will tell you why they know that is likely to be true. The housing market slowdown is rippling through the economy. Nike sinks 10% after it slashes their sales outlook leading to $2 billion in cost cuts. And, finally, we top you of with a U.S. is in a silent depression debate. 2023 isn't over yet, let's gooooooooo!Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. Click the link and start today: http://www.transcendcompany.com/THSPResources:Mortgage Rates Could Soon Drop to 6.5%. The Bond Rally Helps (Barron’s) How the Housing Market Slowdown Is Rippling Through the Economy in Five Charts (Wall Street Journal) Nike sinks 10% after it slashes sales outlook, unveils $2 billion in cost cuts (CNBC)Is the U.S. in a ‘silent depression?’ Economists weigh in on the viral TikTok theory (CNBC)Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

As fans of Patrick Bet-David, Chris, Saied and Haroon were getting asked to review his "Reverse Market Crash: The Worst Possible Economic Outcome" video on YouTube. So we thought we would take a stab at watching it for the first time live and giving you our visceral and real reactions to it. It should be no surprise that The Higher Standard boys agree with many of PBD's points; however, they do clearly disagree on some of it. Oh and yeah, we went full clickbait with the thumbnail and title. We blame our marketing department, Haroon. Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. Click the link and start today: http://www.transcendcompany.com/THSPResources:Patrick Bet-David (Wikipedia)Reverse Market Crash: The Worst Possible Economic Outcome (Valuetainment via YouTube)Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Spoiler alert, Haroon is once again out on PTO. Man, The Higher Standard podcast must have some incredible employee benefits. So to honor the unsupervised recording, Chris and Saied elected to go almost entirely off script. No show notes, no structure, just two old friends talking about the economy and their lives. Chris and Saied dive in to what a "soft landing" for the U.S. economy means for you. They hop in to regional bank indexes pivoting past their "contagion period" losses to erase all the damage done by Silicon Valley Bank's collapse. And, the boys go H.A.M. on Janet Yellen who predicted a soft landing for the U.S. economy. This episode was so good that Haroon actually text the boys that he thought it was a really good listen and we all know he hates listening to this show. Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. Click the link and start today: http://www.transcendcompany.com/THSPResources:Economists now predict the U.S. is heading for a soft landing. Here's what that means.. (CBS News)Regional bank indexes just erased all losses since the fall of Silicon Valley Bank (Yahoo! Finance)Janet Yellen on Why She Predicts a Soft Landing for the U.S. Economy (The Wall Street Journal)Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

After a brief hiatus, the boys are back and ready for the December 12-13 FOMC meeting results. They already know it's going to be a "pause," but Chris, Saied and Haroon predict what they think will be the rhetoric coming out of the meeting. More likely than not is a rally based on pure market optimism. The boys pivot to a thorough breakdown of the wealth stratification in America today because we have reached an alarming milestone. The top 1% of American earners now own more wealth than the entire middle class. Lastly, they round out the show with a discussion regarding the housing market and what lower rates could do to the economy while Larry Summers issues a sharp warning for the real estate entrepreneur bros. Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. Click the link and start today: http://www.transcendcompany.com/THSPResources:A 'severe recession' may be coming in 2024 as the stock market, job market flash warning signs, strategist says(Business Insider) The top 1% of American earners now own more wealth than the entire middle class (USA Today) Homebuyer conundrum: If mortgage rates fall, bidding wars will follow, expert says (Yahoo! Finance) Home prices will fall for the first time since 2012, Redfin’s chief economist predicts. Here’s why they will still be ‘out of reach’ for many buyers (Fortune)  Here's Where Mortgage Rates and Home Prices Are Heading, According to Zillow and Redfin (Money) Bank of America CEO Brian Moynihan says YOLO spenders aren’t wrung out just yet: They’re ‘in pretty decent shape’ (Fortune)  The Fed will spark a 'seismic moment' if it cuts rates, and should wait for overwhelming evidence the economy is slowing, Larry Summers says (Business Insider) How many times will the Fed cut rates? Here's what Wall Street expects for the key stock-market driver in 2024 (Business Insider) Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Jordan Franks is a fan of The Higher Standard having heard about it from the one and only Mind Pump! Having a huge personal interest in finance and building wealth has helped this former professional football player pivot to post football life with a zeal toward building his next chapter with the same discipline and commitment. After an impressive college football career at Jordan played in the National Football League (NFL) for the Cincinnati Bengals and Cleveland Browns. He capped his career by winning Super Bowl LVII as a member of the Kansas City Chiefs in 2022 just before his retirement. It's a fascinating episode with an inside look at how he plans to build wealthy moving forward, how NFL athletes are paid and his thoughts on the economy. Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. Click the link and start today: http://www.transcendcompany.com/THSPJordan's Links:Personal Training Website InstagramLinkedInWikipediaDisclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

Chris, Saied and Haroon are back and trying to read the economic tea leaves to help us all figure out what may or may not happen next.  Inflation cooled in October, but that doesn’t mean we have officially “beaten it.”  But, even the Fed’s Waller is out sounding confident that we have.  There has been a strong pull back in consumer spending, which the boys think is really good news for the battle against inflation.  The cost-of-living squeeze isn’t getting much better though.  Don’t forget that inflation dropping to the target of 2% still means things are getting slowly more expensive.  Even though all this is happening, cash hoarding investors are ready to invest in the market when the time is right.  Lastly, the great Charlie Munger has left us and the boy are slightly devastated in their own, special comedic way.  May he rest in peace. Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. Click the link and start today: http://www.transcendcompany.com/THSPResources:Inflation continued to cool in October (Yahoo! Finance via Instagram)Just How Bad Is the US Cost-of-Living Squeeze? We Did the Math (Bloomberg)Consumers Pulled Back on Spending, Inflation Eased in October (Wall Street Journal)Median New vs. Existing Home Sale Price (Kobeissi Letter via X)Fed’s Waller expresses confidence that policy is in the right place to bring down inflation (CNBC)Investors Are Hungry for Risk—and Holding Record Cash Sums (Wall Street Journal)Charlie Munger, Who Helped Buffett Build Berkshire, Dies at 99 (Bloomberg)Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.

In a jam packed episode 198, Chris, Saied and Haroon are very caffeinated and coming in hot.  You can just feel the palpable stench of the powerful combination of sarcasm and data.  Kicking off the show, the boys jump into US holiday retail sales.  They quickly pivot to how much the “typical American” has in a 401(k) account.  Then wham! Its all housing market updates all day for you the rest of the way.  Almost too much data for you to handle.  I guess that’s why we are the #1 financial literacy podcast in the world isn’t it? Let’s go!  Sponsored By Transcend Company:TRANSCEND your goals! With a telehealth physician directed personalized treatment plan you can get a PERSONALIZED PLAN for Peptide Therapy, Hormone Replacement Therapy, Cognitive Function, Sleep & Fatigue, Athletic Performance and MORE. Their online process and medical experts make it simple to find out what’s right for you. Click the link and start today: http://www.transcendcompany.com/THSPResources:Growth in US holiday retail sales (CNBC Chart Of The Day via Instagram)Here's how much — or little — the typical American has in a 401(k) (CBS News)Stocks, houses, and commercial real estate are all expensive – and prices are under 'notable' pressure, Fed economists say (Business Insider)40% of all US homes currently don't have mortgages (The Kobeissi Letter via X)Existing Home sales drop again in October (Yahoo! Finance via Instagram)Home prices are falling fastest in these 25 cities, helping buyers escape the least affordable housing market since 1985 (Business Insider)‘To buy or not to buy, that is the question’: BofA reveals rent is cheaper than mortgages in all but two of 97 major metros (Fortune)OpenAI brings Sam Altman back as CEO less than a week after he was fired by board (CNBC)Disclaimer: Please note that the content shared on this show is solely for entertainment purposes and should not be considered legal or investment advice or attributed to any company. The views and opinions expressed are personal and not reflective of any entity. We do not guarantee the accuracy or completeness of the information provided, and listeners are urged to seek professional advice before making any legal or financial decisions. By listening to The Higher Standard podcast you agree to these terms, and the show, its hosts and employees are not liable for any consequences arising from your use of the content.