Start with Small Steps

Jill from The Northwoods
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Mar 24, 2026 • 17min

274 - 5-Minute Habits That Actually Change Your Life

Short five-minute routines that quietly shift your life over months. Morning anchors like water, two minutes of sunlight, one page of reading, and a brief gratitude moment. Designing friction to make good choices easy and junk harder. Habit stacking and simple automatic systems that compound tiny gains into big change.
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Mar 17, 2026 • 29min

273 - How to Steer Your Life in a New Direction

Do you need a reinvention — or just a reset? In this episode I'm getting honest about the gap between wanting something in your life and actually deciding to go after it. This isn't about blowing everything up. It's about stopping the drift and quietly, firmly, pointing yourself in a new direction.What Does a Real Reset Look Like?Most people who try to reset their lives go too big — new city, extreme diet, dramatic quit. Three months later they're exhausted. A reset isn't a reinvention. It's a readjustment of your trajectory. Small, consistent course corrections compound into big change over time.Desire vs. DecisionIn your 20s you have plenty of desire. By your 50s you realize desire without decision is just a fantasy. A decision is expensive — not always in money, but in comfort, habit, and excuses. The shift happens when you stop wanting and start committing daily, not someday.The Cost of DriftingDrift feels harmless because it's slow. Health drifts. Finances drift. Relationships grow distant. And then one day you look up and a decade is gone. The good news: you don't have to fix it all at once. You just have to stop drifting and start steering.Subtraction Before AdditionEvery meaningful reset requires giving something up first — scrolling, convenience eating, saying yes to everything, avoiding hard conversations. What are you protecting that is actually keeping you stuck? What are you unwilling to give up that's costing you your future?Consistency Is the Unsexy SecretSpeed is overrated. Stability compounds. Whether it's filling one garbage bin a week to organize your house, or committing to one daily walk, small reliable actions done over time get you further than any dramatic leap. I've lost 80 pounds. It wasn't one big moment — it was a thousand small ones.You don't need a new life. You need a slightly new direction and the willingness to move toward it today — one small step at a time.Jill’s Linkshttp://jillfromthenorthwoods.comhttps://www.youtube.com/@startwithsmallstepshttps://www.buymeacoffee.com/startwithsmallstepshttps://twitter.com/schmernEmail the podcast at jill@startwithsmallsteps.comBy choosing to watch this video or listen to this podcast, you acknowledge that you are doing so of your own free will. The content shared here reflects personal experiences and opinions and is intended for informational and inspirational purposes only. I am not a licensed healthcare provider, psychiatrist, or counselor. Any advice or suggestions offered should not be considered a substitute for professional medical or mental health advice. You are solely responsible for any decisions or actions you take based on this content.
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Mar 11, 2026 • 17min

272 - Stop Trying to Control the River of Life

A conversation about quitting the battle to control life and learning to read its currents. It contrasts youthful brute force with wiser positioning in midlife. Practical shifts for health and career are shared as small, concrete moves. The show reframes fear-driven effort and encourages one small step to change your trajectory.
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6 snips
Mar 3, 2026 • 26min

271 - Stop Drifting: The Ground Rules That Keep Life on Course

Simple financial rules like avoiding consumer debt and living below your means to protect freedom. Practical health rules to prevent slow decline: move, sleep, eat real food, and get checkups. The drift principle: big problems grow from small unnoticed choices. Regular life audits, clear non-negotiables, and defining what 'enough' are recommended to keep life on course.
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Feb 24, 2026 • 25min

270 - You Don't Have to Be All In on AI — Here's How to Find Your Middle Ground

A candid exploration of how to use AI without losing your voice. Discussion of common worries like job changes, misinformation, and authenticity. A three-rule approach to treat AI as a mirror, not a mask. Practical techniques for using AI to clarify thinking, practice conversations, and visualize ideas. A call to find a balanced, honest middle ground with tools.
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Feb 17, 2026 • 20min

269 - When Budgeting Isn’t Enough: How to Earn More Without Working Yourself to Death

A practical look at why budgeting can hit a wall and why income often depends on market value, replaceability, and visibility. Concrete tactics for asking for raises using a data-backed ‘brag’ folder. Why specializing in a critical skill or highlighting hidden nontechnical strengths can boost pay. Low-drain side income options and paths like role changes or company moves are covered.
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Feb 10, 2026 • 27min

268 - From Money Panic and Avoidance to Peace and Security

They explore how money lives in your emotions and causes panic, dread, and avoidance. The squirrel saving analogy reframes emergency funds as protection, not restriction. The importance of a first $1,000 and building toward six months of savings is highlighted. A “noodle” bare-minimum budget and automating separate accounts are offered as ways to reduce stress and create financial calm.
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Feb 3, 2026 • 31min

267 - Getting Good With Money: Rewriting the Story We Tell Ourselves About Finances

They explore how fear and childhood experiences shape financial behavior and create avoidance. Budgeting is reframed as honest awareness rather than restriction. Simple categories and automation are presented as stress-reducing systems. Practical tips cover capturing hidden expenses, trimming subscriptions, negotiating bills, and using separate accounts to protect progress.
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Jan 27, 2026 • 29min

266 - Why Listening to Hard Stories Makes Us Stronger

Listeners hear about a grandmother’s hidden immigrant hardships and why uncovering family history matters. The conversation contrasts modern suffering with past generational trials to widen perspective. It explores where to find real-life stories—from senior centers to memoirs—and emphasizes small actions and ordinary resilience as tools for carrying difficult times.
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Jan 20, 2026 • 18min

265 - The Power of Pretending: How Psychological Halloweenism Can Improve Your Life

265: The Power of Pretending: How Psychological Halloweenism Can Improve Your LifeIn this episode, we explore a fascinating and unexpected idea: pretending your way into better choices. It might sound counterintuitive, especially in a culture that champions authenticity. But what if tapping into a different persona, even temporarily, could make you braver, healthier, and more productive? Welcome to the concept of psychological Halloweenism—the practice of stepping outside your own identity to access traits you need in the moment.Inspired by a quote from Jim Henson—“Life’s like a movie. Write your own ending. Keep believing. Keep pretending.”—this episode dives into how adopting a different mindset or character can push us toward growth and better decision-making.Top Topics in This Episode1. The Science of Pretending and the Brain's RolePretending isn’t about being fake—it’s about gaining perspective. When we imagine how someone else would approach a problem, the brain pulls from our own experiences and merges them with that imagined personality. This creates mental distance from our usual behavior patterns, helping us think and act in new, more productive ways.2. Lessons from Childhood: Halloween and BeyondKids know this intuitively—put on a superhero costume and suddenly they’re bold and unstoppable. That confidence boost doesn’t have to be limited to childhood. Adults can benefit from stepping into different roles too, whether it’s through visualization, intentional behavior changes, or playful role-play.3. Psychological Halloweenism in ActionWe look at a 2016 study that showed how pretending to be someone else—like a narrow-minded librarian or a creative poet—helped people think more creatively. The specific persona didn’t matter; what mattered was getting outside their default mindset.4. Real-Life Role Models and Borrowed TraitsFrom imagining a friend who’s super organized to channeling a bold, assertive personality in tough situations, you’ll hear practical stories about using alter egos to face challenges. Whether it’s Grocery Shopping Jill, a fictional rule-setter who keeps spending in check, or a fitness-minded adventurer friend, these personas offer clarity and motivation.5. Power Poses and the Missed MessageWe revisit the infamous “power pose” concept, not as a failed body language trick, but as an example of missing the point. It wasn’t the pose that created confidence—it was the story and persona behind it that mattered. Without imagination and internal narrative, the magic falls flat.6. Odysseus and Rule-Based Self-ControlDrawing inspiration from Greek mythology, the episode illustrates how we can create systems to protect ourselves from our own impulses. Just as Odysseus tied himself to the mast to resist the sirens, we can adopt personas that follow pre-set rules to avoid self-sabotage.Key TakeawaysSometimes, we need to borrow courage, discipline, or creativity. Pretending to be someone who already has the traits we lack in the moment can help us overcome inertia, make better choices, and reach our goals. This doesn’t fracture your identity—it builds a bridge to the person you want to become. Whether it's Grocery Shopping Jill, a fearless adventurer, or a highly organized roommate, those alter egos can be powerful guides.Using psychological Halloweenism gives us a break from self-judgment, allowing action and growth where there might otherwise be resistance. Pretending, far from being fake, can be one of the most authentic steps toward change. So the next time you're stuck, ask: Who would handle this better? Then, pretend you’re them—just long enough to take the next right step.This episode is your invitation to explore what it means to grow through imagination and intentional identity-shifting. Who might you become—if only for a moment—to move forward in your life?Jill’s Linkshttp://jillfromthenorthwoods.comhttps://startwithsmallsteps.comhttps://www.youtube.com/@startwithsmallstepshttps://www.buymeacoffee.com/startwithsmallstepshttps://twitter.com/schmernEmail the podcast at jill@startwithsmallsteps.comBy choosing to watch this video or listen to this podcast, you acknowledge that you are doing so of your own free will. The content shared here reflects personal experiences and opinions and is intended for informational and inspirational purposes only. I am not a licensed healthcare provider, psychiatrist, or counselor. Any advice or suggestions offered should not be considered a substitute for professional medical or mental health advice. You are solely responsible for any decisions or actions you take based on this content.

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