Student Loan Planner

Dr. David Donelson graduated from Tufts University School of Dental Medicine with $330,000 in student loan debt. After practicing in New York City for two years, he felt compelled to find a brand new environment and found himself in Dubai, United Arab Emirates. The foreign earned income exclusion has allowed him to tackle his student loans more aggressively. He still currently practices in Dubai, where he's been located for seven years. He plans to return to the U.S. in the next few years and to finally kick the rest of his student loan debt. In today's episode, you'll find out: David's background in dental school at Tufts University His experience practicing dentistry in New York City How he ended up leaving the U.S. for Dubai Why living in Dubai helped David's tax situation The cost of living in Dubai versus the U.S. How the foreign earned income tax exclusion works — and could help with student loan debt David's tips for anyone wanting to practice dentistry in Dubai How being a dentist in Dubai compares to the U.S. David's experience with refinancing his student loans How living in a tiny town can bump up your income His one regret while living in Dubai David's advice for living abroad Full show notes at: http://studentloanplanner.com/17

Lauryn Williams isn't just a student loan consultant here at Student Loan Planner. She's also a four-time Olympian and three-time Olympic medalist who grew up learning to save and work hard for what she had. Though she graduated without student loan debt, she had many friends who struggled under the pressing weight of it. At only 20 years old, she began earning a $200,000 income, and she trusted financial advisers to sort out what to do with her money. But when those advisers didn't end up having her best interests at heart, she decided to learn as much as she could about student loan financial planning to be the change she wanted to see in the world. She earned her MBA and CFP and started her own financial firm Worth While in Oct. 2015, where she currently works along with performing consultations for Student Loan Planner. In today's episode, you'll find out: How Lauryn became one of the most prolific student loan consultants in the world What her experience in the Olympics was like How she transitioned from a career as a professional athlete into the financial industry Her personal experience with the private wealth management world Her path from being a track and field star in college to becoming the first American woman to win a medal in both the Summer and Winter Olympic Games Lauryn's thoughts on professional athletes dealing with finances How she started her firm Worth Winning Why Lauryn is passionate about finances and helping people Full show notes at: http://studentloanplanner.com/16

Dr. Amanda Endsor graduated from vet school with $168,000 in debt. She worked through school to make ends meet while accruing fewer student loans, and she had little support from her school when it came to handling her loans after graduating. She also continued her education into veterinary dentistry, and she's now working to pay off her debt. She currently practices veterinary medicine in Knoxville, Tennessee, where she's also involved with Vinea, a women's mentorship program. In today's episode, you'll find out: • How Amanda decided on veterinary medicine and applied to vet school • How she made her way financially through school • Her thoughts on the lack of preparation and support from the school when it came to loan repayment • The ethics of schools raising tuition • Her reaction to her student loan payments right after graduating • How Amanda came across Student Loan Planner and got help with her loans • How Amanda talked with her husband about her vet school debt • What it's like to learn veterinary dentistry • How Amanda got involved with Vinea, a women's professional mentoring program • Why women mentorship is so important • Amanda's advice for young women professionals Full show notes at: http://studentloanplanner.com/15

If you have student loan debt and want to work either part time or not at all, this episode will blow your mind. Most people want to work less than they currently are, but they aren't sure how they can afford to do so. No matter your life situation, it can be confusing to know how you can make your payments while working less. The strategies I'll share in this episode will help you know how to approach both federal and private student loan debt if you want to cut your work hours — and how to live your life the way you want to. In today's episode, you'll find out: Is it possible to work only part time (or not at all)? Can you work less even if you have student loan debt? What are reasons you may want to work less? How to negotiate a part-time work schedule with employers Strategies for paying student loans and preparing for a "tax bomb" while working less How can you pay less on your federal student loans if you work less? How to work less if you're single Ways to approach private student loans if you want to work part time Can you take a sabbatical if you don't work in academia? How to approach student loan debt if you want to be a stay-at-home parent How to handle student loans while living abroad and traveling What's the Foreign Earned Income Tax Exclusion? Can you work part time while going for Public Service Loan Forgiveness? How to start limiting your budget and tracking expenses Full show notes at: http://studentloanplanner.com/14

Jessica Cox found herself in $300,000 of student loan debt after attending law school in New York. She went through many trials like losing her scholarships after her first year of classes. Despite the struggles during the first year, she was able to come back the next year and make the dean's list. It wasn't easy, but Jessica graduated from law school and is now working to pay back her debt. She's currently working in legal marketing and business development in Houston, Texas. In today's episode, you'll find out: Jessica's thoughts on law school after losing her scholarship after her first year Her thoughts on the bar exam What to do immediately after graduating law school What it's like to work as a legal manager? What moving to Texas did for Jessica's career Can you get get a license in one state and practice in another? Jessica's first approach to tackling her student loan debt. What did she do to get a better idea of her debt and how did she start paying it back? How she used forbearance to help her get out of debt Will refinancing make any impact on my credit score? Has Jessica ever considered what impact her student loan debt can have on a future spouse? What piece of advice would Jessica give someone who hasn't yet attended law school? What piece of advice would Jessica give someone who just graduated law school? My thoughts on the future of law schools. Is the schedule that a lawyer has worth the pay? For more information, visit the show notes at https://studentloanplanner.com/13

If you are over 50 years old with student loan debt or know someone who is, this episode is going to be life-changing. There are 1.9 million people over the age of 50 who still have student loan debt. It's no secret that the information surrounding most student loan debt is pretty bad and somewhat confusing. When you're in your 50s, 60s, and 70s dealing with student loan debt, it can be even more confusing as you deal with Social Security and different issues with Parent PLUS loans. The student loan repayment strategies that I'm going to share in this episode will help you understand the core issues surrounding those who are 50+ with student loan debt, along with how to overcome them and get rid of the loans. Full show notes at: http://studentloanplanner.com/12

Eric Meissner is a Marine JAG who knew there would be financial benefits to joining the military. Eric had some good mentors and family members who encouraged him to attend law school. He went in with the intention of getting a portion of his loans forgiven on behalf of the military. Eric graduated from law school with a little over $120,000 of student loan debt and his loans just came out of deferment. In this episode, we'll be discussing his repayment options, what led to his career path as a JAG in the Marine Corps, and any tips that can help someone who's also looking into a military career but is concerned about student loans. In today's episode, you'll find out: What type of minor did Eric pair with his undergrad criminal justice degree? What led him to join the Marine Corps Did the military give any money for law school? What type of assistance the military offers How much debt Eric walked away with So what would Eric have done if he did not join the military? Are internships an option in the military? Do you get extra time added to your term if you ask for tuition assistance? What kind of income Eric can make as a JAG in the Marine Corps What the retirement system is like in the military Tips for law students who want to become a JAG Does your five-year contract with the military start while you're still in law school? Full show notes at: http://studentloanplanner.com/11

Is student loan debt good or bad? This is a controversial topic because we hear all the time from colleges and universities that student loan debt is 'good'. Still having loan debt can be stressful, especially if you owe six figures. If you've ever wondered is student loan debt was better or worse than others or even how to turn your loan debt from bad to good, this episode is for you. In today's episode, you'll find out: Which debt is worse, credit card or student loans? What is negative amortization? How much interest would you be paying at the end of say a PAYE plan? How student loan debt accrues How to change student loan debt from bad debt to good debt Is student loan debt good debt or bad debt? Is forbearance ever a good option? Are graduate school programs good investments? 6 Factors to look at to decide if a debt is good or not Good debt is tax deductible. How having a repayment plan in place can make life less stressful How to determine if refinancing is right for you Links mentioned: Studentloans.gov Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Stitcher, or TuneIn Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out the refinancing bonuses we negotiated Book your custom student loan plan

Let's go back to the beginning when I landed my very first student loan consulting client. I've been very fortunate to have Elaina as a friend over the years and helping her with her veterinarian student loans is where it all began. We met on a grouper date when a bunch of us got together and hung out. I actually was just helping out as a friend and didn't take any sort of payment until I finally caved when she forced me to take some compensation. Going through veterinary school, her student loan debt quickly piled up, but I was able to help guide her to the correct repayment methods for her situation. In today's episode, you'll find out: Private schools or public schools? Which is "better" for professional degrees in terms of student loan debt? Differences between a DVM and a VMD How many different vet schools did Elaina apply for? Working with someone you know and someone you don't. (Travis as her SL advisor). If Elaina had a chance to look for and start a practice where would she look? What are the benefits of buying your own practice? Why don't some veterinarians want to become business owners? What has been holding Elaina back from buying a practice? Retirement accounts experience - What and how much Elaina decided to invest in? Elaina's ideal financial life? New or used car? What's a better investment? Full show notes at: http://studentloanplanner.com/9 __________________________ Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Stitcher, or TuneIn Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out the refinancing bonuses we negotiated Book your custom student loan plan

Financial independence is a goal that many people strive for. Two-thirds of Americans would rather be doing something else with their time than showing up to work. In this episode, I'm going to cover the FIRE movement and why people want to achieve it. Also, how can you achieve FIRE when you're juggling 6-figures of student loan debt? It's definitely possible, and I'll go over some ways that you can make it happen despite your massive loan debt. In today's episode, you'll find out: • What does it mean to be financially independent? • Why financial independence is not just a dream • What if you are in a situation where you owe more than double your income? • 10% or 20% of the population will be forced into retirement because of health problems • Are your monthly memberships and your subscriptions worth it? • Should you contribute as much as possible to your 401K? • What kind of thoughts should you have when buying a car? • Does actually loving your job affect any of this FIRE movement thinking? Link to episode: https://www.studentloanplanner.com/8