Wharton FinTech Podcast

Zoey Tang and Rocky Gowni sat down with Rex Salisbury and Nik Milanovic. In today’s episode, we discussed -Latest updates from This Week in Fintech and Cambrian -Nik and Rex’s experiences as solo GP -Their perspectives of the latest fintech ecosystem and what to look forward to in 2024 About Nik Milanovic & This Week in Fintech Nik is the founder of This Week in Fintech. He has been a key organizer in building the fintech community, bringing together fintech enthusiasts all over the world. Last year, he also started the Fintech Fund as the solo GP. About Rex Salisbury and Cambrian Rex is the Founder & Solo GP @ Cambrian VC. He started Cambrian previously in 2016 to cultivate a community focused on founders and builders in fintech. His community building had accidentally led him into the world of venture, as he ultimately became a founding member of a16z’s fintech practice, investing in companies such as Tally, Deel, and Oyster Technology. For more FinTech insights, follow us on: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Zoey's LinkedIn: https://www.linkedin.com/in/zoeytang1007/ Previous episodes with Nik & Rex: -https://medium.com/wharton-fintech/nik-milanovi%C4%87-founder-of-this-week-in-fintech-and-general-partner-of-the-fintech-fund-on-9023790f242c -https://medium.com/wharton-fintech/podcast-with-rex-salisbury-founder-of-fintech-devs-and-pms-e40869eb4de1

Gal Krubiner, Co-founder and CEO of Pagaya, discusses how AI can reshape credit underwriting and improve financial inclusion. They cover topics like Pagaya's AI-driven lender network, the future of AI in financial services, Pagaya's IPO, and more.

Dan Kimerling, founder of Deciens, discusses the challenges and opportunities in fintech. He shares insights into his journey in the industry, the role of coaching in venture capital, and the importance of customer satisfaction in banking. They also explore the founding of Deciens and Standard Treasury, as well as investing in disruptive companies to promote innovation and competition in the financial system.

Sarah Hinkfuss and Saanya Ojha from Bain Capital Ventures discuss their backgrounds and the impact of generative AI on financial services. They talk about the benefits and opportunities of generative AI in the industry, including compliance and insurance. The speakers also emphasize the importance of fostering community and building authentic relationships with founders.

Asaf Horesh, Managing Partner at Vintage Investment Partners, discusses the importance of building meaningful relationships in venture and the unique structure of Vintage's investment strategies. He shares insights on trends in early-stage fintech investments and offers advice for those looking to grow their careers in venture and fintech.

Wemimo Abbey and Samir Goel, co-CEOs of Esusu, discuss expanding financial access, their principled leadership, and lessons learned. They highlight the challenges of persuading credit bureaus to accept rental data and the power of collective resources. The speakers express gratitude for their work and reflect on the journey of building a company.

Airwallex's CEO and co-founder, Jack Zhang, discusses the company's growth story, their global money movement infrastructure, and their pursuit of AI opportunities. He also explains why he doesn't expect crypto to have a significant role in cross-border payments.

Bobby Morrison, Chief Revenue Officer at Shopify, discusses Shopify's uniqueness and fast-paced nature, their vision for enterprise e-commerce, Shop Pay's value, Shopify's approach to partnerships and building features, omni-channel features, and the migration of massive brands to Shopify.

Matt Watson, Co-Founder and CEO of Origin, discusses the importance of passion and understanding customer needs in building a successful business. They explore the challenge of balancing breadth and depth of services, the decision to launch a direct-to-consumer offering, navigating regulatory scrutiny, and the transformative potential of AI in personal finance.

Tommy Nicholas, CEO of Alloy, discusses Alloy's unified operating system for risk, fraud, and credit evaluation in retail financial services. They talk about overcoming early challenges, the future of Alloy and fintech, and end with a lightning round of quick questions for the guest.