HerMoney with Jean Chatzky

What is "rich" to you? How much are you looking to save before you feel "comfortable"? Tori Dunlap, CEO of Her First 100k is dedicated to fighting financial inequality for women, and is here to teach us all how to negotiate, the importance of maxing our Roth IRAs, and how to budget without depriving ourselves of what we love. In Mailbag, we break down how to fill out the FAFSA with your ex-husband, and the need to have a fiduciary listed in your will for ease of distributing your estate. In Thrive, what NOT to do if you win or inherit money.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Whether you’re planning on buying, selling, renting a property, refinancing, or just waiting out this crazy market, we’ve got you covered. In this dedicated Mailbag episode, Jean tackles questions on rental properties and cohabitation agreements, how income from rental properties should be added into our retirement equations, and how best to use an inheritance windfall — to pay off a mortgage or invest in the market? We then explore recasting loans, and the value of refinancing if you're considering a move.Thank you so much to all our listeners for writing to us! Reach us with your questions for Jean anytime at mailbag@hermoney.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

We know of absolutely no one whose careers were a straight-arrow trajectory, who absolutely loved very single job they've ever had. Sometimes, our jobs suck. Sometimes, we feel stuck. But we can always pivot, reinvent and find what’s been missing in our careers. Ashley Stahl, author of You Turn: Get Unstuck, Discover Your Direction, Design Your Dream Career. tells us how we can do just that. In Mailbag, bank account beneficiaries and student loan forbearance. In Thrive, the items on your credit report that will scare lenders. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans drank more — a lot more — last year. Alcohol sales were up by 54%, and women’s “heavy drinking days” increased by 41%. With wine-fueled 5K races, after-work happy hours and boozy brunches, we are surrounded by alcohol. This week we’re talking about it all with Laura McKowen, author of the bestselling memoir, We Are The Luckiest: The Surprising Magic of a Sober Life, and founder of The Luckiest Club, a global sobriety support community. We discuss why we drink, how much we spend on drinking, the sober life, addiction, and so much more. In Mailbag, we talk about refinancing student loans and rebalancing your 401(k) In Thrive, could your hybrid workplace be toxic?  Learn more about your ad choices. Visit megaphone.fm/adchoices

There’s been a shift in the job market. More jobs can be done remotely than ever before. More companies are hiring. And — great news — salaries are on the rise. So, how do you stand out and secure one of these jobs for yourself? Irina Novoselsky, CEO of CareerBuilder​, weighs in on all, including the biggest areas for growth, and how women can excel. In Mailbag, Jean and Irina tackle questions on how to make a career transition and how to ask for a raise. In Thrive, how to save money while working from home.  Learn more about your ad choices. Visit megaphone.fm/adchoices

What should we wear to work? What looks good in the modern office? Fashion and beauty expert Jacqui Stafford gives us a rundown on the investment pieces we need in our wardrobe now + forever. In Mailbag, we discuss long term care premiums, how to encourage a child to spend less and save more, and how to become a financial planner. In Thrive, are you falling victim to "revenge spending"? Our post for this episode at HerMoney.com has links to our favorite products! Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you an investor? Do you want to be more successful at playing the markets? In this episode, we're looking at what makes a “great” investor, and how we can all get there. This week, we're joined by William Green, author of the book: Richer, Wiser Happier: How the World’s Greatest Investors Win in Markets and Life, and Laura Geritz, CEO and Founder of Rondure Global Advisors, a woman-owned investment firm. The pair tell us how many of the world’s super-investors found their path, and how we can do the same. In Mailbag, we talk IRA conversions and getting financial power of attorney for a mother-in-law. In Thrive, the skills you learned in your entry-level job that need to go on your resume, ASAP.  Learn more about your ad choices. Visit megaphone.fm/adchoices

What’s at the top of your list of needs? Specifically, your financial needs? Maybe — just maybe — you need a budget. At HerMoney, we would argue that everyone does, and so would our guest this week, Jesse Mecham, founder of You Need A Budget. Listen in as Jesse advises us how to break the paycheck-to-paycheck cycle, get out of debt, and save more money. In Mailbag, we discuss saving for retirement while in med school, and investing in moving homes due to negative experiences with a neighbor. In Thrive, ways lower your healthcare costs. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans spent $143 billion on mobile apps in 2020. Since the pandemic began, Amazon's sales have grown by more than 40% and its stock nearly doubled. But who is really winning and losing in one-click America? Alec MacGillis, author of the new book"Fulfillment" tells us what Amazon is doing to our hometowns, our wallets and even our brains. In Mailbag, we discuss moving funds from tax-deferred accounts into Roth accounts, and managing rental properties in retirement. In Thrive, how to cut out food waste. Learn more about your ad choices. Visit megaphone.fm/adchoices

Over the course of the last year, it seems change happened all around us — but this week’s episode is for those who are aspiring to change themselves. Dr. Katy Milkman, author of "How To Change" discusses how our daily decisions affect our prosperity and our happiness, and how to create real and lasting change in our lives. We also discuss women and work, and how to make some of the big decisions many of us are facing now. In Mailbag, navigating an inheritance while on SSI, and corrective distributions for 401(k)s. In Thrive, reassessing our financial goals.  Learn more about your ad choices. Visit megaphone.fm/adchoices