BT Money Hacks

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips as correspondent Howie Lim interviews experts in their fields.  As property prices remain high in 2023, according to some experts, real estate investors will be left looking for alternative investing outside of traditional property ownership, like fractional property investing. Find out which sectors are now within your reach as Howie Lim speaks with Keith Ong, CEO and co-founder of RealVantage.  Highlights of the conversation:  01:10 How property market fared in 2022 02:54 Difference between fractional investing and tokenisation 04:41 Benefits of fractional investing vs REITS 08:56 Pitfalls to avoid in fractional property investing 13:00 Sectors to look into in 2023 Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro Edited by: Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt  WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Podcasts at: https://bt.sg/pcOM   BT Branded Podcasts: https://bt.sg/brpodSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Many asset classes took a beating in 2022 but look poised to make a comeback. Which ones will help you fortify your portfolio against possible recessionary pressures in 2023? Correspondent Howie Lim speaks to Daryl Ho, Senior Investment Strategist at DBS’ chief investment office to find out.  Highlights of the conversation:  01:11 Will market trends of 2022 reverse themselves? 02:11 Asset classes which suffered in 2022 04:31 The one thing to focus on in 2023 06:17 Flexibility in your portfolio 09:20 What to back in 2023 11:30 Value tech and Chinese equities Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro Edited by: Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt  WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Podcasts at: https://bt.sg/pcOM  BT Branded Podcasts at: http://bt.sg/brpod  --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. What is wrong with cryptocurrency? Or is it the players and ecosystem? How affected were you by the collapse of FTX and is there recourse for your loss? Correspondent Howie Lim speaks to Wayne Huang, co-founder and CEO of XREX to find out.  Highlights of the conversation:  01:07 Cryptocurrency in 2022 03:37 The main issue with FTX’s collapse 08:33 How much will regulation help? 10:46 Balancing decentralisation and safety of customer assets 12:30 Recourse for customers hurt by FTX collapse Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro Edited by: Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt  WealthBT at: http://bt.sg/btwealthbt PropertyBT at: http://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Podcasts at: http://bt.sg/pcOM  BT Branded Podcasts:  http://bt.sg/brpod    --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. What are the hot investment trends for 2023 and how were they shaped by one of the most punishing years for investors: 2022? Correspondent Howie Lim chats with Kelvin Tay, UBS global wealth management's regional CIO and adjunct associate professor at the Wealth Management Institute, NTU. Highlights of the conversation:  01:23 No surprises: few sectors did well 02:25 Growth vs Value investing 04:58 Loss making tech stocks bore the brunt 07:00 Do investors abandon ‘the plan’? 09:05 The ONE piece of advice for 2023 10:53 Bright spots for 2023 Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro Edited by: Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt  WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Podcasts at: https://bt.sg/pcOM   --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. With everyone staring down the barrel of inflation these days, how can we protect our portfolio returns? What should we be investing in to beat inflation? Correspondent Howie Lim speaks to co-founder of the Smart Investor, David Kuo to find out. Highlights of the conversation:  01:18 Who benefits from inflation? 05:05 Focus on stock market and companies which can increase prices 06:53 Continue to invest 09:01 Inflation and recession should NOT change your strategy 13:05 How to outperform inflation Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro Edited by: Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt  WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Podcasts at: https://bt.sg/pcOM   --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. How can you make sure you don’t suffer ‘lost earnings’ from having to take time off work to recover from an illness? And how affordable is critical illness coverage in this inflation-riddled environment? For more insights, correspondent Howie Lim speaks to Colin Chan, managing director for group marketing at Great Eastern. This episode is brought to you by Great Eastern. Highlights of the conversation:  01:53 The concerning critical illness insurance gap 04:44 The lingering misconceptions debunked 08:31 Affordability of C.I. plans 09:56 C.I. coverage continues to evolve 12:19 How to reframe the message Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro Edited by: Howie Lim More about: Great Eastern https://www.greateasternlife.com/sg/en/about-us.html Critical Illness Coverage https://www.greateasternlife.com/sg/en/personal-insurance/our-products/health-insurance/great-critical-cover.html How to donate www.giving.sg/campaigns/SCS_Return_to_Role_Programme Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt  WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Podcasts at: https://bt.sg/pcOM   --- For more on personal finance, go to: bt.sg/moneyplaybook #BTPodcastSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Wines’ clear capital preservation across the pandemic and its outperformance in 2021 may mean wine could very well be your hedge against inflation. But how’s it been doing so far in 2022 and will these volatile times have an adverse effect?  Correspondent Howie Lim speaks to Anthony Zhang, co-founder and CEO of Vinovest to find out. Highlights of the conversation:  01:53 Collectible, age-worthy and investment grade wines 06:20 A ‘wasting’ asset? 08:08 Collecting for passion vs. profits 09:09 Wine prices outpacing inflation 12:12 Outlook for wine investing is good Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro Edited by: Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt  WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Podcasts at: https://bt.sg/pcOM   --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Which collectibles don’t suffer in higher-inflation regimes? Many have become lucrative in recent years but only some are good hedges against inflation. For more insights, correspondent Howie Lim speaks to Nannette Hechler-Fayd’herbe, Chief Investment Officer for the EMEA region and Global Head Economics & Research of Credit Suisse. Highlights of the conversation: 02:04 Collectibles not just for the wealthy 03:30 Impact of inflation on collectibles 06:35 Importance of categorisation; some categories don’t respond to inflation 11:23 Invest for passion or profits?  Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro Edited by: Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Podcasts at: https://bt.sg/pcOM   --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Rare and collectible cars are growing in value, with indices in an all-time high territory. But can you actually make money off of your ‘old jalopy’ and are cars good hedges against inflation? For more insights, correspondent Howie Lim speaks to Julian Kho, editor at Sgcarmart. Highlights:  01:38 Investing in cars a double edged sword 04:40 Trends in the space: modern classics taking off 06:39 What investors can do to maintain value of car 09:57 Do NOT drive your investment; mint condition is key 12:06 What exactly to invest in Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro Edited by: Howie Lim and Claressa Monteiro Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt  WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/mktfocus BT Podcasts at: https://bt.sg/pcOM   --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Which wealth management models are outdated and how can the mass affluent ‘move with the times’ and get the proper advice we deserve? Correspondent Howie Lim speaks to Adam Reynolds, CEO, Saxo Markets Singapore to find out. Highlights of the conversation:  01:29 Which wealth management models are obsolete? 04:21 Why an individualised plan is important 05:16 How feasible the ‘individualised’ model is 08:08 Drawbacks of robo advisors 09:55 Outlook for 2H 2022 Produced by: Howie Lim (howielim@sph.com.sg) and Claressa Monteiro Edited by: Howie Lim Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on: Channel: https://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe  Spotify: http://bt.sg/oeGN  Google podcasts: http://bt.sg/oeGP  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: http://bt.sg/btmark2mkt WealthBT at: http://bt.sg/btwealthbt PropertyBT at: https://bt.sg/btpropertybt BT Market Focus: http://bt.sg/btmktfocus BT Podcasts at: https://bt.sg/pcOM   --- For more on personal finance, go to: bt.sg/moneyplaybookSee omnystudio.com/listener for privacy information.