The NZ Property Market Podcast

Send us a question/idea/opinion direct via text message!In this special guest episode of the NZ Property Market Podcast, Kelvin Davidson and Satish Ranchhod discuss the inaugural co-branded Cotality Westpac NZ First Home Buyer Report.They explore the current economic landscape for first home buyers, key insights from the report, demographic trends, and the future outlook for the housing market.The conversation highlights the resilience of first home buyers in the market, the impact of interest rates on affordability, and the changing demographics of buyers.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!In this episode Nick and Kelvin discuss the recent monetary policy statement, focusing on the decision to lower the official cash rate (OCR) to 3.25%. They analyse the economic forecasts, including GDP and inflation expectations, and their implications for the housing market. The conversation also highlights upcoming economic indicators that will influence future monetary policy decisions. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss discuss the current state of the property market, including recent trends in sales volumes and property values (following the release of the Cotality Monthly Chart Pack). They analyse the upcoming OCR decision and its implications for the economy, as well as the recent government budget and its limited impact on the housing market. The conversation highlights the balance between monetary and fiscal policies and the overall economic landscape, emphasizing the importance of understanding inflation expectations and market dynamics.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!In this episode of the New Zealand Property Market Podcast, Nick Goodall and Pete Eastwood discuss the unique property market in Wanaka. They explore the current trends, buyer demographics, and the implications of the foreign buyer ban. Pete shares insights on the ongoing development in the area, the challenges faced by buyers, and the opportunities available in the market. The conversation highlights the importance of understanding local dynamics and the need for professional advice in navigating the real estate landscape. In this conversation, Nick and Pete discuss the complexities of property purchasing, focusing on the importance of understanding the mortgage process, navigating interest rates, and the impact of lending regulations. They emphasize the need for professional advice, especially for first home buyers, and explore the role of KiwiSaver in home purchases. The discussion also highlights the increasing reliance on mortgage advisors and the core values that guide their practice, including communication and client education. Finally, they touch on the potential impact of AI in the mortgage advisory space.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest quarterly Pain and Gain report, highlighting key statistics on property resales, profit margins, and market trends. They delve into regional variations in property performance, the dynamics between investors and owner-occupiers, and the impact of migration trends on the rental market. The conversation also touches on economic indicators, inflation concerns, and the upcoming government budget, providing insights into the current state of the New Zealand property market. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest trends in the property market, focusing on first home buyer activity, labour market data, and the implications for the economy and the RBNZ's OCR decision at the end of the month. They also explore the importance of energy efficiency in housing (thanks to the NZGBC report) and the dynamics of the rental market, thanks to a listener question. The conversation highlights the challenges and opportunities facing buyers and investors in the current economic climate.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!As first featured and published on the Home Run podcast with David and Harps, here's the full interview with Cotality Head of Research Nick Goodall. In the interview the team explores key factors influencing property prices, buyer behavior, and market dynamics. The discussion highlights the impact of interest rates on affordability, the segmentation of buyers, and the challenges faced by first-time buyers. It also touches on the resurgence of investor interest and the tools available for navigating the property market. Overall, the conversation provides insights into the evolving landscape of real estate and offers predictions for future trends. In this conversation, Nick and the hosts delve into the motivations behind home ownership, the current state of the real estate market, and the psychological factors influencing buyers. They discuss investment yields, migration trends, and the appeal of Australia for New Zealanders seeking better opportunities. The conversation also touches on the need for improved economic productivity in New Zealand and the potential for foreign investment policy changes.Finally, they explore long-term growth expectations in the property market, emphasising the importance of focusing on yield rather than speculative capital growth. Further, they delve into the complexities of global geopolitical tensions, the economic implications of these events, and the role of monetary policy in shaping financial landscapes. They discuss the impact of uncertainty on markets, particularly in relation to interest rates and mortgage strategies. The conversation also highlights the differences in property markets across countries, with a focus on New Zealand, Australia, and the US. CoreLogic's contribution to providing accurate data and insights is emphasised, along with personal reflections on life choices and the importance of community.For more info go to www.homerunpodcast.co.nz Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest trends in the property market, including the Home Value Index (HVI) and lending data from the Reserve Bank. They explore regional performance variations, the impact of recent weather events on property, and the cautious approach of borrowers in the current economic climate. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!In this episode of the New Zealand Property Market Podcast, Nick Goodall and Becs McCallum discuss the current lending environment, the impact of global events on the New Zealand property market, and the changing dynamics of borrowing capacity. Becs shares her personal journey from working in the family butchery to becoming a mortgage advisor, and they explore how recent changes in interest rates and lending policies are affecting first home buyers and investors. The conversation also touches on the importance of long-term planning in the current market climate. In this conversation, Becs McCallum discusses the current state of the mortgage market, focusing on interest rates, buyer behaviour, and the challenges faced by first home buyers. She highlights the importance of diversifying mortgage options and the shift towards fixed rates. The discussion also covers the dynamics of the new build market and the impact of processing delays in mortgage applications. Becs emphasizes the need for education and communication in navigating the mortgage landscape, particularly for new advisors and first-time buyers.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the current state of the property market, focusing on listings, sales activity, and regional variations, following the release of the monthly chart pack. They explore the impact of macroeconomic indicators on the market, including GDP growth, inflation expectations and business confidence.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.