The NZ Property Market Podcast

Send us a question/idea/opinion direct via text message!In this episode Nick and Kelvin discuss the just-released GDP data for Q3, which reported a 1.1% growth in the economy, and what the implications are for the future of the economy and importantly, monetary policy. They analyse the sectors contributing to this growth, the revisions to previous GDP figures, and the potential impact on the Reserve Bank's decisions regarding interest rates. The conversation also touches on the importance of monitoring economic indicators moving forward and the challenges that may arise in the housing market due to fluctuating interest rates.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week, following the release of Cotality's Best of the Best report, Nick and Kelvin discuss the latest suburb performance metrics, review the year in the property market, and set expectations for 2026. They explore economic indicators, migration trends, and the implications of recent RMA changes on housing supply. The conversation also delves into long-term property market outlooks and personal reflections on the year.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Discover the dynamics of Auckland's housing market and its surprising influence on national property values. Explore how shifting supply levels lead to remarkable variations across regions. Experts discuss interest rate predictions, revealing the potential of long-term rates climbing higher. Additionally, the looming threat of flood risk could impact property values significantly, prompting talks about the necessity for better insurance data and transparency. Tune in for valuable insights on navigating the complex property landscape!

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin delve into the latest Pain and Gain report, discussing the current state of the property market, resale performance, and economic indicators.Thanks to a listener question they also explore the implications of unemployment as a lagging indicator and the complexities of migration data (and revisions of).Plus, Nick provides an overview of the Opes Partners Property Academy Podcast which he featured on last week - all about the detail of the Home Value Index (HVI)There's also discussion about the growing concerns around climate change and its impact on property values, following a recent article, which Kelvin featured in, on Stuff. The conversation wraps up with insights on the importance of understanding insurance costs in property transactions and the need for accurate flood mapping.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!As expected the RBNZ cut the OCR to 2.25% today, and also signalled that this may be the last cut in the cycle.In this reactionary episode of the podcast, Nick and Kelvin run through the reasons for the latest decision, and also what the RBNZ forecasts look like in 2026 and beyond - for GDP, employment, house prices, inflation, and the OCR itself.A house price upturn looks likely in 2026, but restraints such as DTI caps should mean it's modest rather than a fresh boom.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week, following the publication of the latest Monthly Chart Pack, Nick and Kelvin discuss the latest trends in sales volumes, the implications of a proposed capital gains tax, and with the final MPS of the year this week, the outlook for monetary policy.  They explore how these factors influence the housing market and investor sentiment.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin delve into the latest insights from the first home buyer report, migration trends, and retail spending data. They discuss the resilience of first home buyers in the current market, the tentative signs of a turnaround in migration, and the cautious optimism surrounding retail spending. The conversation also touches on the importance of community engagement and the recent client dinner, highlighting the diverse range of clients and the connections made. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This special guest episode launches the latest joint research by Cotality and Westpac, looking at first home buyers.Kelvin Davidson, Chief Property Economist at Cotality, is joined by Westpac's Senior Economist, Satish Ranchhod to discuss the latest report, including the broader macroeconomic and interest rate environment.They then move into the detail of FHB activity, including % market share (by region and price bracket), types of properties bought, prices paid, LVRs, average age, and also a medium term outlook.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest trends in mortgage lending, interest rates, and the labour market. They explore the rise in mortgage lending activity, the implications of interest-only lending, and the slight increase in the unemployment rate. The conversation also covers the recovery in building consents and the overall economic outlook, highlighting the importance of adapting to market demands in property development.For more info about the webinar in conjunction with NZGBC click here.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.

Send us a question/idea/opinion direct via text message!With Nick away on holiday across the ditch, in this episode Kelvin Davidson is joined by Eliza Owen, Cotality's Head of Research for Australia.First Kelvin discusses the recent Cotality Home Value Index results for NZ, as well as a look ahead to this week's Financial Stability Report and key labour market figures for Q3 - both out on Wednesday.Then Kelvin and Eliza kick into a wide-ranging discussion about the similarities and differences between the markets on both sides of the Tasman, including sales, prices, listings, buyer activity, as well as the regulatory environment.Over the past few years, NZ's property values have remained weak, but Australia has climbed to new highs.All of this is also in the context of recent proposed changes to LVRs and the potential capital gains tax in NZ after the next election.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email ngoodall@cotality.com or kdavidson@cotality.comThis podcast is for educational and entertainment purposes only and does not constitute financial, legal, or tax advice. The hosts are not licensed Financial Advice Providers in New Zealand. All information is of a general nature and does not take into account your personal situation or goals. Please consult a qualified professional before making any financial decisions.