The Clark Howard Podcast

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Airbnb is a great concept - subject to problematic execution. Learn what potential problems await both guests and hosts and how to prepare.  Clark Stinks: Segments 1 & 2 Airbnb: Opportunity & Hazard: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Never Invest With a Bank What Is a Fiduciary Financial Advisor and Do I Need One? 3 Places You Should Never Invest Your Money Best Investment Companies for Investors in 2022 8 Things To Know Before Your First Trip to Aldi Resort Pass Best Free Password Managers: 7 Top Picks Netflix on Us: We Offer this Streaming Deal with Your Plan Charity Navigator - How To Choose the Best Charities for Your Donations Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Consumers are often told they must use authorized service dealers to maintain a warranty. Not so. What you need to know about parts and repairs. Also, T-Mobile and Apple are utilizing advances in satellite technology to expand communication world-wide, initially facilitating emergency alerts. Clark explains this new safety net, and where this tech is headed.  The Truth About Warranties: Segment 1 Ask Clark: Segment 2 Cell Phone + Satellite Technology: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Will You Void a Car Warranty by Not Having Your Car Serviced at the Dealership? How to Freeze Your Child's Credit WSJ.com: Apple’s iPhone Satellite Service Kicks Off Smartphone Space Race Apple & T-Mobile offer stranded people satellite connections If You Are Buying an iPhone 14, Some Ways to Save on Your Wireless Bill - WSJ From iPhone 14 to Apple Watch 8: Everything Apple Revealed at 'Far Out' How to decide if medical tourism is a viable option for you Betterment vs. Wealthfront: Which Robo-Advisor Is Best for You? Fidelity Investments Review 2022: Pros & Cons What To Do With a Lump Sum, Inheritance or Windfall Best Cell Phone Plans in 2022: The Cheapest Plan for Every Need Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The average American is spending around $15 more a day - all things being equal vs. a year ago. Clark updates the economic lay of the land including housing, gasoline, service businesses and jobs - in global context as we endure inflation rotation. Also, if you’re considering moving, there are new considerations that are absolutely vital now. Homeowners insurance has become a complete wildcard. Clark has MUST DO advice before you buy in an area new to you. Inflation Update: Segment 1 Ask Clark: Segment 2 DON’T MOVE Without Knowing This: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 4 Ways To Get Your Free Credit Score Report: The Most Reliable Car Brands NYTimes.com: As Wildfires Grow, Millions of Homes Are Being Built in Harm’s Way These maps show how climate change affects your city in real time—and what will happen in the future Insurance Archives - Clark Howard  Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Many failed to file taxes in 2019 and/or 2020. Well the IRS will forgive those penalties, IF you can hit a fast approaching deadline. Already paid the penalty? More good news. Clark explains. Also, big players like Amazon and CVS are getting into the healthcare industry. But Walmart Health Centers offer unique services and savings to more people.  IRS Cuts Late Filers A Break: Segment 1 Ask Clark: Segment 2 SAVE on Healthcare: Segment 3 Ask Clark: Segment 4  Mentioned on the show: There’s an Important IRS Deadline Coming This Month NYTimes: I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns 5 Things To Know About Series I Savings Bonds Uninsured Motorist Coverage (UM) Definition - Investopedia NYTimes.com: CVS Makes $8 Billion Bet on the Return of the House Call Axios: CVS beats out Amazon for Signify Health Walmart Health Center price list How To Open a Roth IRA The Best Places To Buy Eyeglasses Mint Mobile Review: 5 Things To Know Before You Sign Up Vanguard, Fidelity, Schwab - Investing - Clark Howard Community FREE ADVICE: Clark’s Consumer Action Center (CAC)  Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

There’s a right way to use standing desks, and to deal with a traditional sitting desk job - to improve your health. Clark explains. Also - Inflation and supply shortages have made buying used much more popular. Clark shares the secondhand market’s best categories, and a new offering from Walmart - to help you save more.   Sit-Stand Desks: Segment 1 Ask Clark: Segment 2 Explore the Resale Market: Segment 3 Ask Clark: Segment 4  Mentioned on the show: Your Biggest Questions About Standing Desks, Answered Walmart Restored helps customers find affordable refurbished items What Is Disability Insurance and How Does It Work? Best 529 College Savings Plans By State The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report 401(k) Match: What Is It, How It Works Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Clark shares some valuable resources for those considering trade school and apprenticeship programs towards a new solid career path.  Clark Stinks: Segments 1 & 2 Trade School & Apprenticeship Resources: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Cancel for Any Reason - Travel Insurance Benefit - InsureMyTrip 4 Things To Know Before You Buy Renters Insurance How Do I Check Tire Air Inflation Pressure? Men Make 48% More Than Women in the Gig Economy, Study Finds - Bloomberg Registered Apprenticeship Program - LeanHowToBecome.org Google Workspace Pricing How to Buy Individual Dental Insurance Price Hike: Sam's Club Is Raising Membership Fees Soon Welcome to the Clark.com Community Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

We’re here to help you avoid rip-offs and scams. Pretext, aka imposter & impersonation scams comprise the top rip-offs and they come in many forms. Be in the know so you don’t get taken. Also, credit card interest rates haven’t been this high since the 1990s - while the banks are pushing offers to get you hooked. Solicitations are as sky high as interest rates. They want to own you!  Impersonation Scams: Segment 1 Ask Clark: Segment 2 The Credit Card Trap: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Find out what scams are happening in your area Real Money, Fake Musicians: Inside a Million-Dollar Instagram Verification Scheme 5 Best Ways To Send Money Online The Best Places To Sell Your Cell Phone MaxBack: 5 Things To Know Before Selling Your Phone Backflip: 5 Things To Know Before Selling Your Phone BuyBackWorld: 5 Things To Know Before Selling Your Phone ecoATM: 5 Things To Know Before You Sell Your Phone Swappa: 5 Things To Know Before Selling Your Phone Gazelle: 5 Things To Know Before Selling Your Phone Amazon’s Subscribe & Save program might actually cost you more money How To Manage Your Monthly Subscriptions To Save Money How To Open a Roth IRA Fidelity Investments Review 2022: Pros & Cons Best Investment Companies for Investors in 2022 How to stay smart about Android app permissions How To Save $1,000 in 15 Weeks Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transformational shifts are underway in how we buy and own homes.. There’s a home improvement boom in progress around the country, but timing is everything. Get Clark smart about when to renovate and how to choose a contractor. And - Now hear this! The average price of hearing aids in the U.S. is around $2700, compared to $200 in the rest of the world. The long awaited end of this pricing cartel will bring both opportunity and some pitfalls over the next few weeks. Home Renovation: Segment 1 Ask Clark: Segment 2 The Arrival of OTC Hearing Aids: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 6 Tips for Hiring a Contractor Leaving an apartment? Here's how to avoid those move-out charges Hearing Aids Will Soon Be Sold Over The Counter Follow these 5 steps to prevent a hotel bed bug attack Major Tax-Reporting Change for Users of Venmo, PayPal and Others Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The airline industry has been a mess, stretched thin by labor shortages as the travel industry rebounds. Thanks to DOT and public pressure, for the first time in 40 years passengers have a clear guide to their rights when flights are canceled or delayed. Clark walks you through the new DOT - Airline Customer Service Dashboard and what YOU need to do when grounded. Also, a worker warning: Why you need to be cautious when an employer offers you any kind of internal training. DOT Airline Dashboard: Segment 1 Ask Clark: Segment 2 Training Repayment Agreements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What America’s 10 Largest Airlines Offer if Your Flight Is Canceled or Delayed Google Flights File a Consumer Complaint - Department of Transportation Air Travel Complaints | US Department of Transportation Online travel itinerary and trip planner - TripIt Lemonade Insurance Review: How It Works, Coverage Options Best Renters Insurance Companies and Ones To Avoid Clark's National Travel Deals Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Rents have increased dramatically in a short period of time, the biggest rise since the aftermath of WWII. Clark explains how we got here today and the idea of rent control, plus, some good news on the rental front. Also - Is renting out your car on a peer-to-peer platform to make extra money a good idea? Clark breaks down the pros and cons.  The Rental Housing Outlook: Segment 1 Ask Clark: Segment 2 Peer-To-Peer Car Rental: Segment 3 Ask Clark: Segment 4 Mentioned on the show: AAA Membership: Is It Worth It? Costco Travel: 5 Things To Know Before You Book How To Use 'Vacations To Go' To Find Bargain Cruises Travel Insurance? What You Need To Know Before You Buy CNET - How to Make Extra Money by Renting Out Your Car Online Peer-to-peer car sharing: A potentially risky side gig Turo: 5 Things To Know About the Cheap Car Rental Service AutoSlash Review: How To Save on a Rental Car Cheapest Way to Rent a Car: Expert Tips No Surprises Act - CMS Your health insurance says, ‘Claim denied.’ How to fight back Should You Buy Cell Phone Insurance? Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone Clark.com - CELL PHONES Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices