The Clark Howard Podcast

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - your privacy online. Europe's Digital Service Act is changing the online experience. Many of us are ignoring new privacy reminders. Clark explains why we’re seeing these, and why you should respond. Clark Stinks: Segments 1 & 2 Enhanced Online Privacy: Segment 3 Ask Clark: Segment 4 Mentioned on the show 8 Tips for Staying Cool Without Heating Up Your Energy Bill Travel Insurance? What You Need To Know Before You Buy InsureMyTrip Review: Why We Like It and How to Use It Apple Recycling Programs [The Washington Post] What the E.U.’s sweeping rules for Big Tech mean for your life online Privacy Archives - Clark Howard Who Should Consider Setting Up a Trust? Reasons To Consolidate Retirement Accounts Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark.com provides in-depth coverage of cell phone plans, including pre-paid options. While the big 3 push higher bills at a time of marginal growth, 1 in 4 customers have gone to discounters. There are so many new cell phone plans out there - consider switching to save big bucks. Something else that can save  big money is to travel to a foreign country for dental care. This potential alternative is an important, individual, research based choice. Prepaid Phone Plans: Segment 1 Ask Clark: Segment 2 Dental Tourism: Segment 3 Ask Clark: Segment 4 Mentioned on the show Best Cell Phone Plans in 2023: The Cheapest Plan for Every Need Why You Should Consider a Prepaid Phone Plan Fierce Wireless - AT&T launches new prepaid plan at Walmart, Target Cricket Wireless: New Multi-Month Unlimited Plans From $30/Month Cricket Wireless Review: 5 Things To Know Before You Sign Up Clark Howard's Guide to Saving Money on Your Wedding How a Tiny Mexican Border City Built a Budget Dental Empire - Bloomberg Clark.com - Is Medical Tourism Right for You? Best 529 College Savings Plans By State Families can make a tax-free rollover from 529 plans to Roth IRAs in 2024 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

There’s a brewing war between food delivery services and restaurants and it’s costing customers. Clark discusses the big price difference between food delivery vs pickup or dining in, and the embedded cost of using food apps. Also, due to the unreliability of flight schedules, more people are driving to destinations they can reach in 8 hours or less. As an alternative, there are more discounted bus service options today to consider. A look at regional bus radial routes may save you money on travel Food Delivery Costs: Segment 1 Ask Clark: Segment 2 Bus Travel: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ: Who Should Eat the Cost of Pricier Delivery Menus? Food Delivery - DoorDash UberEats etc - Clark Howard Community What Is a Spousal IRA and What Are the Rules? 5 Things to Know About the Costco Car Rental Program Credit Card Car Rental Insurance: What You Need To Know Traveling by Bus Is No Longer a Plan B for Many Americans - The Wall Street Journal. Skiplagging: How it works and why the airlines can't stand it Amazon Clinic Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Thanks to the sheer magnitude of retail theft, until solutions are found, we’ll continue to see more items under lock & key in many retail stores.Mentioned on the show Dollar Tree said theft is such a problem it will start locking up items or stop selling them altogether The Best International Phone Plans Google Fi Wireless Review: Things To Know Before You Sign Up Google Fi Wireless: Free Trial and New Plan Perks How To Freeze Your Credit With Experian, Equifax and TransUnion How Do You Decide if You Should Buy a Leased Vehicle When the Lease Ends? What Are Index Funds? Best Financial Advisors in 2023 Wills & Funerals Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The auto insurance industry is in a world of hurt and aggressively raising rates. Clark explains the factors involved and what you can do to help keep your costs down. Also today, life expectancy is a roll of the dice but generally, people are living longer. There’s a little known and very smart way to avoid outliving your money - longevity insurance.  Auto Insurance Bill Shock: Segment 1 Ask Clark: Segment 2 Longevity Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show Clark Howard: Habitat for Humanity - Clark Howard Car Insurance Archives - Clark Howard What Is Umbrella Insurance and Do You Need It? Best Travel Credit Cards: Top Rewards Picks for 2023 Marketwatch - Can you answer this crucial retirement-planning question? Most people can’t. Want to live to 100? "Blue Zones" expert shares longevity lessons in new Netflix series Clark.com: Longevity Insurance: What Is It and Do You Need It? How To Open a Roth IRA Clark.com - Best High-Yield Online Savings Accounts Target Date Funds: Clark's Favorite Retirement Investment Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, the U.S. has the highest credit card processing merchant fees in the world - the system that feeds credit card rewards. Clark explains the industry battle surrounding the proposed Credit Card Competition act of 2023, which would allow free market competition for merchant processing. Learn what’s at stake and where Clark stands on getting U.S. fees aligned with the world standard. Clark Stinks: Segments 1 & 2 The Credit Card Competition Act: Segment 3 Ask Clark: Segment 4 Mentioned on the show Home Equity Loan vs. HELOC: What's the Difference? Aven HELOC Card: 5 Things To Know About the Home Equity Credit Card Credit Card Car Rental Insurance: What You Need To Know Target Date Funds: Clark's Favorite Retirement Investment Equifax - Can Creditors Go After My Retirement Accounts? 3 Strategies for Building a Core Portfolio Should I Buy an AirTag for My Checked Airport Luggage? 4 Things To Know Before You Buy a Digital TV Antenna WSJ - Visa, Mastercard Prepare to Raise Credit-Card Fees Congress.gov - S.1838 - Credit Card Competition Act of 2023 Clark.com -Are Credit Card Rewards Going Away? The Best Places To Buy Unlocked Phones 6 Things To Know Before You Buy Gas at Costco Wholesale TOP TIER™ Gasoline Brands Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark shares new information about the job market including what workers want most, and opportunity for over 50 workers. Also today, an uncertain economy has bred many finance stories about the cheapest places to live. But moving for financial reasons is a big decision with multiple factors to consider. How to figure out if you should move for money.  Employment Trends: Segment 1 Ask Clark: Segment 2 Financial Relocation: Segment 3 Ask Clark: Segment 4 Mentioned on the show Over 50? You’re a Hot Ticket in Today’s Labor Market What 89% of Workers Are Willing To Give Up Their Job For This Company Created a Return-to-Office Plan That Employees Actually Like What Is Deferred Compensation? - Investopedia Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023 How Does Booking Travel Through a Credit Card Rewards Program Compare? Charging an EV? Get Cash Back from Your Credit Card Should You Move for Financial Reasons? What to Know What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor How to Sell Your Car in 5 Steps What's the Best Place To Sell a Car in 2023? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this podcast, Clark Howard warns about fake travel guides and discusses the rise of gig work shaping the economy. He shares tips on spotting fake reviews, finding cheap flights, and saving money on gas. Clark also talks about the opportunities for entrepreneurs in the current market and the importance of using secure financial tools like a 'Financial Chromebook'.

As the enrollment period for health insurance approaches, an underused option offers new opportunity involving the best savings plan offered in America. Clark explains. Also, another entity promising big returns in real estate made off with investor money. Clark amplifies his warning against private placement investing - which comes in many forms, including this crowd funding real estate company gone bust.  Is An HSA Right For You? Segment 1 Ask Clark: Segment 2 Beware Private Placement Investing: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ - The Healthcare Plan Most People Should Buy—and Why They Don’t WSJ: Couples Can Soon Put Over $10,000 a Year Into Health Savings Accounts What Is an HSA Account and How Does It Work? Raisin Review: Can You Trust This Online Savings Marketplace? Price Drop on Used Electric Cars: Is Now the Time To Buy? Real-Estate Deal Gone Bad Hits Popular Crowd Funder - The Wall Street Journal. Should You Buy an Extended Warranty on Your Car? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark explains the forces behind a reversal in home building trends, bringing more affordable homes to the housing market. Also today: New data shows the net cost of attending college is moderating. Clark discusses cost factors to consider when choosing a college and most importantly - a course of study and skill set. Is prestige worth the price, or is it better to hold the cost and borrowing down? Plus, a NEVER NEVER rule on student loans.  Back To Smaller Homes: Segment 1 Ask Clark: Segment 2 College Major and School Choice Decisions: Segment 3 Ask Clark: Segment 4 Mentioned on the show Goodbye Bathtub and Living Room. America’s Homes Are Shrinking. Divvy Wants to Make Rent-to-Own Deals Easy. Many Customers Find Them Hard. Should You Buy an Extended Warranty on Your Car? Want high earnings? Focus on the major, not a college's prestige Student Loan Payments Are Restarting: 4 Things To Know How Do Student Loans Work? 7 Things to Know ‘I’ve had this black cloud looming over me’: How private lenders have left millions of college students with no hope for the future Simple Interest: Who Benefits, With Formula and Example Rule of 78: Definition, How Lenders Use It, and Calculation Submit a complaint | Consumer Financial Protection Bureau Why Clark Howard Shifted to a Digital Wallet and You Should Too Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices