The Clark Howard Podcast

Banks are heavily exposed to the troubled commercial property market. Clark discusses what this means for small businesses and individuals.  Also, facial recognition and biometric digital ID is becoming more prevalent, transforming your airport experiences. This brings both convenience and privacy concerns.  Clarkonomics: Segment 1 Ask Clark: Segment 2 Travel Biometrics: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Bad property debt exceeds reserves at largest US banks IntraFi - CEDARS Why Big Banks Are a Bad Place for Your Cash Best Investment Companies for Investors in 2023 How To Open a Roth IRA When Do You Need a Travel Agent? Booking a Cruise? Here Are 5 Ways To Do It for Less Facial Recognition: Coming Soon to an Airport Near You TSA PreCheck® vs. Global Entry vs. CLEAR: Which Is Best for You? 5 Money Tips To Know Before You Travel Abroad What’s the Best Way To Exchange Dollars for Foreign Currency? MouseSavers.com: Disney discounts, deals & coupons guide Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

A wonderful culture shift has taken place. Younger generations are becoming rich, and not through hitting the lottery or buying hot stocks. There are simple ways to make this happen, and we have a new tool at Clark.com to help you see how much you can save over time. Also today, bargains keep getting better! Target is getting more competitive with a storewide discount brand. Youth Saving & Investing: Segment 1 Ask Clark: Segment 2 Target’s New Discount Brand: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com SAVINGS TABLE Want to retire with a million bucks in the bank? Here's one tip on how to do it. - USA TODAY WSJ.com: These Teenagers Know More About Investing Than You Do Wealth Inequality by Age in the Post-Pandemic Era How Much Should You Have Saved for Retirement by Now? How a summer job could turn you into a millionaire Investing & Retirement Archives - Clark Howard Understanding Velocity Banking, and How It Helps You Rapidly Pay Down Debt What Is Homeowners Insurance? Target creates its cheapest in-store brand as consumers are squeezed Target's new low-cost brand dealworthy gives bargain hunters a new department to shop at with prices lower than $1. The Best Car-Buying Services in 2024 / How to Buy a Used Car in 7 Steps 5 Reasons Sam’s Club Is Better Than Costco Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Topics discussed include the implications of carrying a mortgage over age 65, the trustworthiness of website chatbots, and the pitfalls of AI in the information space. Clark also touches on cell phone plans, life insurance, investment companies, and the importance of re-shopping car insurance. Be cautious when exchanging foreign currency and be aware of the benefits of electric vehicles during travel.

In this podcast, they discuss important tax tips for selling I Bonds and receiving 1099s. They also talk about evolving worker salary expectations and the desire for more control over work schedules. Tips on finding a job you'll like and cheap flight booking are also shared.

In this podcast, learn key financial strategies like distinguishing needs from wants, starting retirement savings early, saving on transportation, and protecting your identity. Tips include setting aside 1% for retirement, buying affordable cars, and freezing your credit to prevent fraud.

Clark discusses hotel industry standards, booking warnings, and financial priorities. Topics include Costco shopping tips, pronunciation challenges, and retirement class concerns. Also covered are strategies for negotiating ambulance bills and community involvement in Habitat for Humanity projects.

Topics discussed include car theft prevention strategies, challenges in the gym membership industry, tips on saving money on car insurance, opening a Roth IRA, and obtaining non-owner car insurance. The podcast also covers the benefits of umbrella insurance, getting a gym membership for free, and whether to buy out a leased car.

Scammers are now showing up in person to scam people out of money. Clark also talks about the changing job market and how to achieve financial stability. Other topics include reliable cars, reducing food waste, finding cheap flights, and saving money on mattresses and food.

Learn how to negotiate hospital bills effectively and protect your finances when investing in rental properties. Discover the challenges of Airbnb rentals and the risks of hidden cameras. Get insights on Roth IRAs, credit card usage, and legal issues in tenancy.

The podcast addresses a text scam targeting companies, advice on dealing with suspicious packages from online retailers, and the dangers of retail return fraud. Other topics include avoiding gift card scams, water-saving techniques, sharing streaming services, maximizing productivity, and navigating health insurance options for small businesses.