The Clark Howard Podcast

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark talks about the changing nature of dining out, including shortened restaurant hours and the use of robots - trends that show how businesses adapt to labor shortages and other challenges. And Clark and producer Grace reflect on the personal and national significance of the 4th of July. Clark returns after next week. Have a wonderful 4th of July Holiday!  Clark Stinks: Segments 1 & 2 Dining Out Is Changing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Freeze Your Credit With Experian, Equifax and TransUnion NYTimes: Feeling Consumers’ Pain, Retailers Bring Back Discounts When Should You File a Claim on Your Homeowners Insurance? SmartPlug Instant Hot Water Control The robots preparing to get their hands on your lunch [The Washington Post] The new dining reality: Smaller groups and shorter weeks Axios: Restaurants are having their biggest year ever Clark Warns Major Changes To Credit Card Rewards Are Coming Soon In California, Hotels and Rentals Must Reveal Fees Upfront. What Does That Mean for You? Fourth of July - Origins, Early Celebrations & Traditions A message from Clark about the 4th of July Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover the basics of 403(b) and 401(k) plans for optimal savings. Dive into the intriguing world of the 'No Buy Challenge' where individuals limit non-essential purchases. Explore tips on maximizing retirement savings, controlling spending habits, and investing wisely with Stash app.

Learn how Ace Hardware thrives against big chains with personalized service. Save money on Amazon gadgets. Explore small business success, dealing with medical debt, lab-created diamonds, insurance riders, and airline miles evolution.

Learn how to save big by shopping mortgage lenders. Discover the secrets behind Shein and Temu's low prices. Get advice on finding a financial advisor and understanding umbrella insurance. Find out about the challenges of no-tariff shipments and the benefits of buying used items. Also, get tips on saving money on clothes and buying new or used cars.

Social Security funding issues and solutions, rising student loan interest rates, alternative college funding ideas, benefits of dash cams, affordable dentistry abroad, strategies to reduce property sale taxes, navigating high student loan interest rates, challenges of financing college education, concerns about rental insurance, credit card benefits, managing hospital bills

Topics include Clark Stinks feedback, slow home renovations, importance of hiring contractors, maximizing travel rewards with credit cards, and tips on home improvement projects.

Financial expert Clark Howard celebrates his birthday with a health update and discusses safe cars for teen drivers, highlighting affordable used options. Topics include men's health awareness, USPS costs, resolving disputes with Verizon, and the importance of choosing a safe vehicle for teenage drivers.

Topics include longevity science and financial security, potential power grid blackouts, Blue Zones lifestyle habits, Vanguard customer service issues, rewards for disloyalty, challenges in the power grid, Frontier airline's Go Wild Pass, stacking insurance policies for increased coverage, Starbucks rewards dissatisfaction, and home espresso makers.

Learn how to prevent auto theft with a simple solution and be cautious of job scams for remote work. Get valuable financial advice for teenagers and avoid falling for job scams. Seek help from NFCC for credit card debt issues.

Tips to protect against title fraud and underinsurance in homeownership. Discussion on credit freezes, title insurance, and challenges in the insurance industry. Importance of adequate coverage, HVAC system replacements, term life insurance, and gold investments.