The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
Oct 22, 2024 • 27min
10.22.24 SCAM WARNING: Fake Credit Card Text Alerts / SAVE On Eating Out
Beware of a growing text message scam that mimics credit card alerts—know how to identify it to protect your finances. Plus, learn about restaurants trimming costs and how to save money while dining out, including choosing smaller portions. Explore the debate on whether 10,000 steps a day is necessary for health. Understand the pros and cons of trip insurance, especially when booked through Costco. Finally, discover the benefits of lab diamonds and the value of home warranties for newer homes.
Oct 21, 2024 • 28min
10.21.24 Clark Rage: Mandatory Arbitration / What’s Better Than A Roth?
Discover the ins and outs of mandatory arbitration and its implications on consumer rights. Hear a compelling case about a couple's fight for justice against corporate power. Explore the advantages of Health Savings Accounts during open enrollment, including how they help with long-term financial security. Gain insights into managing your finances with tips on gifting to reduce taxes and the benefits of Roth IRAs. Plus, learn essential travel tips to navigate airline baggage issues.
Oct 18, 2024 • 29min
10.18.24 Clark Answers His Critics on Clark Stinks / Cell Phone Theft Or Loss
Get ready for a lively discussion around consumer empowerment! The show highlights the alarming rise of cell phone theft and provides essential tips on how to protect your personal information. Clark dives into listener feedback with a humorous take on financial advice and new technologies. Hear about the significance of umbrella insurance and learn how to navigate the complexities of credit ownership. Tune in for practical advice that helps safeguard your assets and personal security!
Oct 17, 2024 • 35min
10.17.24 Flood Insurance / Remote Work Scams & Legit WFH Jobs
In the wake of recent natural disasters, find out how homeowners can navigate the tricky waters of flood insurance and understand their risks. Discover tips for securing legitimate remote work opportunities amidst a surge of scams. The conversation dives into the ramifications of hurricane damage, financial resilience, and the importance of construction standards. Plus, explore smart strategies for managing college funds with 529 plans, ensuring kids have a brighter financial future. Empower yourself with knowledge to tackle these pressing issues!
Oct 16, 2024 • 33min
10.16.24 Oil & Gas Price Outlook / Medicare Open Enrollment
This discussion highlights the impact of geopolitical tensions on U.S. oil prices, including unexpected trends amidst global conflicts. With Medicare open enrollment in full swing, understanding Advantage plans is crucial, especially with recent upheaval. Listeners learn about navigating energy prices and deceptive cell phone deals. Valuable resources for evaluating Medicare options and managing student debt provide essential insights. Plus, there’s advice on travel insurance for cruises and protecting personal information through credit freezes.
Oct 15, 2024 • 29min
10.15.24 Retail Perils - Overcharged & Store Cards
As holiday shopping ramps up, be wary of overcharging at checkouts! Tips on staying vigilant while navigating retail pitfalls are essential this season. The discussion highlights the dangers of store credit cards, including sky-high interest rates that can derail savings. Insights on smart financial choices and the significance of growing investment habits, especially for teens, add a layer of importance. With practical advice and a sprinkle of humor, consumers are empowered to make informed decisions.
Oct 14, 2024 • 29min
10.14.24 Consumer Warning: Booking Travel / How To Shop Prescriptions
Travelers beware! Fraudulent booking websites are on the rise, leaving many stranded and out of pocket. Learn how to dodge these traps and save on your next trip. Plus, explore why prescription benefits managers might cost you more than paying out-of-pocket. Discover smart strategies for shopping prescriptions and avoiding inflated prices. From travel safety tips to managing healthcare costs, this episode is packed with key insights to help you save money and stay informed.
Oct 11, 2024 • 34min
10.11.24 Clark Answers His Critics on Clark Stinks / Real ID & Passport Renewal
Critics weigh in during the 'Clark Stinks' segment, sparking an engaging discussion. Listeners discover new info on Real ID requirements and electronic passport renewals. Tips for navigating the complexities of credit scores and the best hotel loyalty programs are revealed. Travelers learn about upcoming regulations for visiting the UK and EU, while concerns over social security number usage are addressed. The podcast dives into ethical considerations in various industries, leaving listeners with valuable financial strategies to ponder.
Oct 10, 2024 • 29min
10.10.24 Safe Saving: An FDIC Update / The Risks Of Seller Financed Mortgages
In a timely update, listeners learn about the risks of 'blended banking' and how to identify fraudulent savings account offers from the FDIC. The discussion highlights the potential pitfalls of seller financing in real estate, particularly with rent-to-own schemes. Insight is provided on the dangers posed by fintech failures and their implications for consumer savings. Additionally, tips are shared on using insurance quote comparisons effectively and the hidden costs of low-priced goods in the modern market.
Oct 9, 2024 • 33min
10.09.24 Becoming A Millionaire - It CAN Happen / A New Tip For Avoiding Fraud
Discover how the average earner can become a millionaire through consistent saving and smart investments. Uncover effective retirement strategies like Roth 401(k)s and index funds. Learn vital tips for protecting your identity in today's digital world, including the importance of managing abandoned online accounts. Explore the alarming rise of identity theft, and hear about real-life scams affecting everyday people. Gain practical advice to safeguard your finances while navigating the complexities of modern technology.
