The Clark Howard Podcast

In a tsunami of economic turmoil, Clark talks about the companies that are hiring and where to turn if you are in need of work.The Fed announced this morning that they will be supporting the markets with massive amounts of quantitative easing.Work from home scams are popping up in a big way right now. What to watch out for.Working from home with kids is hard - especially since you are likely having to help them with their schoolwork too. Clark talks about finding a family rhythm during this time. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark talks about how Taiwan is handling Covid 19. There's a lot of uncertainty right now and economic difficulties are increasing in light of the stricter quarantine situations.Clark talks about how the mortgage market has changed in recent days. Rates have actually swung UP a good bit - but they won't stay up for long. Learn more about your ad choices. Visit megaphone.fm/adchoices

The market is still experiencing a lot of volatility. Clark discusses how you should approach your retirement account in light of the current turmoil.Clark discusses what the Coronavirus relief bill means for the American public. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark discusses how the grocery stores are doing and the unique way human beings come together in crisis.Some travel companies are doing a good job of responding to their customers. Others, not so much. Clark talks about how to approach the travel bookings you already have. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark continues to talk about the fallout from the Coronavirus pandemic. There won't be a way of avoiding a recession, and many American jobs and small businesses are at risk right now.The government is working on ways to prop up the economy during the pandemic. But they seem to be more focused on big business than individual Americans. Learn more about your ad choices. Visit megaphone.fm/adchoices

The stock market had a rough day. But the impacts of the Coronavirus extend far beyond that. Clark discusses stock market reaction, small business difficulties, and how to handle your personal finances in these uncertain times.Clark also discusses the Fed injecting cash into the economy, mortgage refinancing, and the current travel situation as well. Learn more about your ad choices. Visit megaphone.fm/adchoices

Savings bonds are great place to put money these days. They could be a better option for you instead of a savings account or CD.Ikea is recalling more dressers. Clark tells you what to watch out for and how to keep your kids safe. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mortgage rates have sunk to historic lows. But there's a LOT you need to know before you pull the trigger on a refinance.Fifth Third Bank is being sued by the CFPB stating that the bank opened up fraudulent accounts in customers names without their knowledge. Sounds like Fifth Third took a page out of the Wells Fargo playbook!We officially hit bear market territory yesterday. Clark tells you what to do with your investments and how to think about Learn more about your ad choices. Visit megaphone.fm/adchoices

As the WHO has called coronavirus a pandemic, there are many ways this impacts individual Americans. Clark says that our politicians are failing us and should be putting a higher priority on public health. He also talks about how we should approach our personal finances in light of the current scary health conditions.Travel companies are having a difficult time and the travel cancellation policies are being changed as coronavirus facts come in. Clark tells you what you need to know. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's hard to know how your financial advisor is being paid. And it recently became even more difficult to figure it out. The CFP board is no longer noting how planners are paid on the site LetsMakeAPlan.org. Since the CFP board isn't going to help consumers out, you'll need to help yourself and ask your advisor specific questions before you enter into a relationship. And make sure that any planner you choose to work with is a fee-only planner who has a fiduciary responsibility to his or her clients.‘Limit 5 per member’ – seen at Costco regarding sanitation wipes as people were trying to buy entire palette quantities. In times of uncertainty, people tend to hoard. There’s been a run on hand sanitizers and toilet paper as well. Think through what you actually need. We need to make sure there’s enough for all. Hoarders create false shortages. Manufacturers catch up and supplies are restored so don’t take on more than you need. Think before you buy too much.Cable monopolies are fighting new regulation to restrict their spying on consumer internet activity for sale. Receiving free Google services in return for data sales is one thing. But most of us are prisoners of a monopoly internet provider. We’re paying huge money for access while they’re spying on all we do and selling it off. Google at least now allows you to see and delete their collected info on you and set up auto deletion. Maine passed a law requiring privacy and the state is being sued by the cable monopolies, alleging Maine is discriminating against them. Firefox to the rescue with a new, free encrypted service to cut off almost all spying from the cable monopolies. Defeat their lobbying power in a now corrupted Congress by using the Firefox encrypted browser and surf in relative privacy. Those who said the only way to preserve privacy is to carry no tech and separate from the grid have turned out to be right. Learn more about your ad choices. Visit megaphone.fm/adchoices