The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
Feb 4, 2021 • 26min
02.04.21 Future of the stock market; Chase credit card terms; Clark's Amazon saga update
Clark's latest take on the GameStop and other market mania and what it means about the future of the stock market. Clark fields questions about Chase's new credit card policy, social RobinHood and security numbers, buying a new car, buying a car on eBay, charitable donations. Links mentioned in this episode:Clark.com article on Stock Trading and Investment Apps: https://clark.com/personal-finance-credit/investing-retirement/best-investment-apps/Clark.com Credit Freeze Guide: https://clark.com/credit/credit-freeze-and-thaw-guide/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 3, 2021 • 27min
2.3.21 Do you need an 8k TV!?; Here's what you should do if you've fared well through this pandemic
In recent years we've been buying 4k tv's even though there isn't much content delivered in 4k! But the tv manufacturers are now starting to sell us on 8k televisions. Don't buy the hype. Now you can get 4k programming over the air with an antenna for free!The pandemic has made the wealth inequality in our country worse than ever. If you've fared well during the pandemic, think about how you can care for others who haven't.Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 2, 2021 • 31min
2.2.21 How vaccines will affect employment and travel; Paramount+ prelaunch discount
Being vaccinated will be a green light for both employment and travel moving forward. Employers seek to reduce liability risk. Vaccination comes with digital verification and will be required for travel.With more and more streaming products hitting the market, how do you decide which ones to sign up for? Sometimes prepaying will get you a better deal. That's the case with the new Paramount+ prelaunch discountWant more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Feb 1, 2021 • 29min
2.1.21 Producer Joel announces his departure; The pandemic has changed the way you should think about auto insurance.
Producer Joel is moving on to pursue his own podcast called How To Money full time. He and Clark discuss Joel's venture and the current real estate market for potential landlords.The pandemic has reduced how much we drive and Clark recommends rethinking auto insurance to include companies that charge by the mile (Metromile) and/or track driver distance and performance. The trade-off of privacy for more accurate pricing can reduce costs for you and improve industry pricing practices overall.Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 29, 2021 • 29min
1.29.21 Clark Stinks; How people are handling stimulus funds
Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks.New stats reveal how Americans are spending stimulus funds. For many, the money is vital to survival. For others, it's been used to pay down debt and increase savings, which in turn will contribute to economic recovery gradually, starting mid-year. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 28, 2021 • 30min
1.28.21 Where Americans are moving right now; Retailer closings mean you need to use your gift cards now
A new report from Uhaul shows which states Americans are moving to and which states people are leaving. The top 3 states don't have a state income tax! But it turns out that one of the largest reasons that people are moving is to find cheaper housing. And if you are moving, Clark tells you what to watch out for when hiring a moving company.Godiva announced that it will be closing all of its US and Canadian locations. Don't worry, you can still buy your Godiva chocolates elsewhere. But there's a lesson in this for consumers - use your gift cards ASAP. Retailers and restaurants are feeling the pain right now, so make sure to locate and use any gift cards in your possession soon so that you aren't left with worthless plastic. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 27, 2021 • 28min
1.27.21 Gamestop & the stock market; How to sign up for healthcare if you lost your job
Despite store closings, Gamestop stock has climbed rapidly as young investors bid up the value. Clark believes this is a bubble that could burst and hurt you if you're investing in a speculative way. The Biden administration is set to reopen the healthcare exchange so that those uninsured by job loss have viable healthcare options. Clark explains purchasing a compliant policy at Healthcare.gov versus buying a non-compliant policy that offers inferior coverage.Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 26, 2021 • 27min
1.26.21 Higher mortgage rates are coming; Medical tourism is rebounding in a big way
Mortgage rates are likely to rise in the coming months. Clark thinks that we'll see rates rise modestly in 2021. So if you're looking to refinance, do it sooner rather than later!Americans are getting back on board with medical tourism even though we're still in the middle of the Covid pandemic. If you are willing to travel, you can save big money by getting medical or dental work in another country.Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 25, 2021 • 26min
1.25.21 Buy a used car with a 30-day return policy; Food delivery app fees are absurd and they hurt restaurants
Carmax has a generous new return policy. You have 30 days now to drive that used car before you are stuck with it for good. Carmax and Carvana are reaping the rewards of being more consumer-friendly.Food delivery apps can cost you an additional 40%. Clark says that you should opt to order directly from your favorite restaurants and choose to pick your food up instead of using the major apps. This saves you money and keeps more of that cash in the restaurant's hands as well.Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
Jan 22, 2021 • 26min
1.22.21 Clark Stinks; How to avoid losing your FSA funds
Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks.Clark talks about the new rules about how to avoid losing unused money that you've set aside in your FSA.Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices
