The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
Aug 9, 2021 • 28min
08.09.21 The credit score game has changed / Privacy update: QR codes.
Different lenders assess you differently. Larger lenders use their own proprietary evaluations - and evaluate your patterns & their risk levels to make decisions about your credit. 80% of car buyers obtain a loan the wrong way. How to obtain the best credit terms. // QR codes have proliferated during the pandemic and are here to stay, but there are some privacy red flags going up around them. Plus, Apple privacy & Amazon privacy invasion.Ask Clark topics include: Where Do We Get a Homeowners Warranty on Appliances? / The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments / How to Save Money on Utilities \\Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 6, 2021 • 26min
08.06.21 Clark answers his critics on Clark Stinks / Money down the drain: SAVE on doing laundry.
Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Tips for saving money when doing laundry.Clark Stinks and Ask Clark topics include: Locast / 80+ great deals and discounts for military members and veterans - Military and Veterans Guide / 7 Things You Need to Know Before You Fly Southwest Airlines / Long-Term Care Insurance / Costco Travel / 401(k) Guide / Fidelity Investments Review 2021 \\Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 5, 2021 • 29min
08.05.21 Current Travel Pitfalls / Danger: Buying Stocks on Margin.
Clark preps you for the current state of travel, including passport delays, how to book to protect your wallet, hotel cleaning policies and rental cars. / Clark is alarmed by a new statistic about people borrowing money to play the stock market on what is called “Margin”. How this practice works and the risk involved.Ask Clark topics include: What Is a Credit Union? / How and Why to Refinance Your Mortgage: A Step-By-Step Guide / 5 Things To Know Before You Sign Up for Verizon Prepaid / What Is a 403(b) and How Does It Work? \\Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 4, 2021 • 29min
08.04.21 Clark’s updated 529 Plan Guide helps you save for college / Walmart’s excellent new employee benefit.
Clark explains how 529 plans work to help families save for college, how to set one up, and which ones make Clark’s Dean’s List of most cost-efficient plans in his newly updated 529 Guide. But - Quiz: what comes in your financial life BEFORE you set up a 529 plan? / Employers are starting to offer incredible incentives and benefits to employees, and Walmart just announced a big one. Employer subsidized college isn’t new - let’s hope it’s returning broadly. Ask Clark topics include: Gift Tax Definition - Investopedia / Term Life vs. Whole Life Insurance: Understanding the Difference / What Is an HSA Account and How Does It Work? \\ Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 3, 2021 • 26min
08.03.21 It’s a Great Time to Refi! / Protect Your Catalytic Converter.
Due to the ongoing pandemic, interest rates have fallen back down and with them, mortgage refinance rates. How refinances and mortgages differ, and how to go about taking advantage of these historic low rates. / The number of thefts of catalytic converters has risen 10 fold in the past year. It’ll cost ya big. How you can help prevent this theft problem.Ask Clark topics include: Turo: 5 Things To Know About the Cheap Car Rental Service / How to Find the Best Deal on Cheap Internet Service / Streaming TV / How to develop an independent value for your vehicle after an accident / Clark Deals - Cell Phones & Smartphones - Get a FREE iPhone 12 mini with trade-in when you switch to Metro by T-Mobile \\Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Aug 2, 2021 • 27min
08.02.21 Electronics: Your Right To Repair / Time Has Come Today for TIAA.
Clark explains the ongoing “right to repair” debate and what’s hopefully changing to your advantage. / 403(beware): Clark Rage Alert! Clark lets loose on how he REALLY feels about TIAA’s abuses and lame response.Ask Clark topics include: CO-OP Financial Services SHARED BRANCH / Turo: 5 Things To Know About the Cheap Car Rental Service / Best Online Will Maker: 5 Free or Cheap Options - Wills & Funerals / Experian Boost Review: How 3 Bills Helped Raise My Credit Score 14 Points / Are You Following Clark’s Maximum Auto Loan Length Rule? / How Retirees Can Combat Inflation \\Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 30, 2021 • 29min
07.30.21 Clark answers his critics on Clark Stinks / Hear-ye Hear-ye: By Executive Order - The hearing aid cartel and its high prices are going DOWN.
Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / The era of $6K hearing aids is coming to a close. Clark describes ongoing industry cartel price-fixing, and why a WIN for consumers is sounding. Clark Stinks and Ask Clark topics include: Best 529 College Savings Plans By State / Fidelity Rewards Credit Card Review: Invest with 2% Cash Back / Liquid Biopsy: Using DNA in Blood to Detect, Track, and Treat Cancer / How to Find a Free ATM Near You / Term Life Insurance / Your C.L.U.E. Report / Lease buyout: 5 tips on buying your leased car / ABLE accounts: A tax-free way for parents of disabled kids to save for the future - 529 ABLE Accounts - IRC Section 529A - Saving for College \\Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 29, 2021 • 24min
07.29.21 Internet Access Expansion / State Sponsored Retirement Plans
Great internet access has become essential, and there are so many Americans without it. Clark talks about satellite-based internet service and when and where it will be available. / Often those who work for small companies don’t have access to retirement plans. Many states have an offering that can turn the intention to save, into action. Ask Clark topics include: How to File a Complaint with the Dept. of Labor / Gas & water line insurance - Maintenance fund generally recommended instead / How to Build Credit / How to Lower Your Credit Card Interest Rate / Car rental company membership programs may offer perks and discounts / File a Complaint with the Better Business Bureau \\Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 28, 2021 • 29min
07.28.21 A Generational Divide Around Email / Generous to a Fault: Parental Giving.
Could we be witnessing the end of email? America’s youth prefer other platforms for communication. Is email becoming irrelevant? / One thing parents are often trying to balance is how much to give their children and how much kids should cover on their own. Clark discusses what a new study on parental giving to adult children reveals. Hint: Train Wreck City. Hear the findings.Ask Clark topics include: 7 Things to Know Before You Buy Travel Insurance / Shared Appreciation Mortgage (SAM) - Investopedia / Clark Howard’s Guide to Saving Money on Your Wedding / Credit Karma Review: Free Credit Score and More at Your Fingertips / Dollar Cost Averaging Makes You a Fortune Over Time / How To Find a Good Moving Company \\Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 27, 2021 • 27min
07.27.21 Revisiting the FIRE movement / New battery tech expands to local mobility, and saves money.
Clark explores the Financial Independence, Retire Early (FIRE) movement, now several years on, and the lifelong advantages of living on less than what you make. / With car prices skyrocketing, many are looking for alternative methods of transportation. Great news if you are one of them. Clark describes how new battery tech for golf carts, scooters and e-bikes is providing cheaper transportation for some metro dwellers.Ask Clark topics include: INSURANCE / Is a safe deposit box really safe? / How To Monitor Your Credit / Does Selecting ‘Credit’ When Using a Debit Card Increase Purchase Protection? \\Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
