The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
Oct 19, 2021 • 26min
10.19.21 SAVE on Rx: 2 Excellent Drug Discount Programs / Best Buy’s New Membership Program - Totaltech.
$40 vs $330 for the same Rx?! GREAT news on a couple of subscription programs that can save you big bucks. // Why Wall Street loves Best Buy’s new membership program for tech support and the value of membership.Ask Clark topics include: 10 Ways To Save on Prescription Drugs / Canadian International Pharmacy Association / How to Buy a Used Car in 7 Steps / Cell Phones & Smartphones for sale | eBay / OnePlus Nord - OnePlus (United States) - OnePlus Nord Series / Tempted by timeshares? Heed Clark's advice \\Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 18, 2021 • 27min
10.18.21 Restaurants and the Labor Shortage / Privacy vs Telematics Tracking Drivers.
Restaurants and the service industries overall are enduring severe labor shortages for all to see. This is creating high anxiety. Patience is a virtue. / 16 years into telematics, only 2% of drivers allow themselves to be tracked. Do you want your every move tracked while driving? How one major insurer is pushing for it, plus, a tale of Tesla’s driver-assist testing.Ask Clark topics include: Why You Should Never Use a Debit Card To Pay for Anything - Clark / Submit a complaint | Consumer Financial Protection Bureau / 6 Best Ways To Send Money Online / Term Life vs. Whole Life Insurance / The Best Term Life Insurance Companies / MyChart | Powered by Epic / How To Prevent, Report and Repair Identity Theft \\Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 15, 2021 • 36min
10.15.21 Clark Answers His Critics on Clark Stinks / Operational Difficulties: Southwest Airlines
Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Why Clark loves our largest domestic airline - Southwest, what’s going on with the recent meltdowns, and Clark smart advice for travelers. Clark Stinks and Ask Clark topics include: Social Security / CREDIT CARDS - Clark.com / 5 Steps To Getting a Good Deal on a Hotel Room / Wawa Launches “Tap, Pay & Save 15 Cents Per Gallon” with the Wawa App through Oct. 31 \\ Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 14, 2021 • 29min
10.14.21 Challenges of Going Cashless / Bottled Water: $ Down the Drain.
The disappearance of cash brings new ways to tip - and challenges teaching kids about money. // The average bottled water drinker spends $1400 a year on bottled water - which may not be as safe as tap water! And bottled water IS overwhelmingly tap water! Clark explains - and suggests a WAY cheaper middle ground solution.Ask Clark topics include: What Is a Backdoor Roth IRA? / MTurk Review: How to Make Money Online With Amazon Mechanical Turk - Survey Junkie Review: 3 Things to Know Before You Sign Up / Trust Definition - Investopedia / Best Investment Companies for Investors in 2021 - Clark Howard \\Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 13, 2021 • 29min
10.13.21 Device Addiction vs. Being In The Moment / Beware Stalkerware.
How many times do you pick up your smartphone each day? Surprising statistics about how much we’re engrossed in these devices, and something else to think about. // Both Androids & iPhones are being invaded by various types of malicious apps. 10 million got hit with fake charges on their cell phone bills. Learn the number 1 way to know a rogue app is lurking & how to protect yourself from this growing type of spyware.Ask Clark topics include: What Is a 403(b) / Umbrella Insurance / 401(k) Rollover / How To Find and Choose a Financial Advisor / How to Protect Your Phone Against a SIM Swap Attack | WIRED / CDARS® has been renamed IntraFi Network Deposits. / Clark Deals 2021 SweepstakesWant more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 12, 2021 • 27min
10.12.21 Credit Card Rewards / Don’t Pay for FREE Credit Info.
If you’re willing to pivot for credit card perks in the marketplace, it’s a win. Learn about new Amex and Navy Federal offerings. / $500 a year for a credit score subscription!? No. DO NOT allow anyone to rip you off for credit monitoring, reports or scores. Clark reveals secrets about the business, including how you can get all that info for FREE.Ask Clark topics include: 6 Tips for Hiring a Contractor - Cnet - Working with contractors: How to hire a qualified pro / MDsave.com Shopping online for healthcare has arrived. / Clark Deals 2021 Sweepstakes / Best Cell Phone Plans and Deals in 2021 / Save up to $20 with a new Costco membership \\Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 11, 2021 • 27min
10.11.21 High Tech Comes to Insurance Claims / Rideshare Costs & Alternatives.
Learn how insurers are using AI, drones and robots to assess auto and property claims. This brings up concerns you need to know about. // Uber & Lyft costs are up by 1/3rd on average. Surge pricing makes these rideshare costs unpredictable. You’re not a sitting duck. Clark mentions several alternatives.Ask Clark topics include: 2021 Toyota RAV4 Prime Road Test - Consumer Reports / The 3 Truths of Wealth Creation - It's OK to splurge on things important to you, even when saving for retirement - Clark’s addendum: CORE & KEY: Live on less than what you make. Investment savings need to stay on target for retirement. / The Clark.com editorial process. \\Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 8, 2021 • 30min
10.08.21 Clark Answers His Critics on Clark Stinks / Early Bird Holiday Shopping a Must This Year.
Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Holiday shopping - in October? Several factors make that a good idea this year, including current deals.Clark Stinks and Ask Clark topics include: The Free Account Everyone Needs To Set Up Before Retirement / Read This Before You Sign Up for Health Insurance at Work / How to decide if medical tourism is a viable option for you / The 14 Cheapest and Best Grocery Stores / Report: The #1 Supermarket for Customer Satisfaction - Automatic Bill Pay: How It Works and How to Do It Safely \\Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 7, 2021 • 29min
10.07.21 Hope for a Promise Long Denied: Public Service Loan Forgiveness / New Rules: Flood Insurance.
The promise of public service student loan forgiveness made 14 years ago has been grossly mismanaged, cheating compliant service workers. That injustice is being overturned with new federal regulations going into effect. Stand By! Clark’s guide is forthcoming involving an October deadline. // More Americans are living at or near a coast. Learn how the Federal Flood Insurance Program has worked, and how it will change moving forward. New rates are being implemented and you should know how they will affect you, depending on risks.Ask Clark topics include: Why Airlines Can’t Stop Rewriting the Rules for Fliers / BANKS & Banking - Clark.com / What changes at Credit Karma Tax now that we are a Cash App product? / Where Is My Passport? / This Decision Could Increase Your Social Security Benefit by 8% Each Year / Clark Deals 2021 Sweepstakes \\Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 6, 2021 • 29min
10.06.21 Pandemic Impact: Increased Elder Fraud / Transportation Innovation Arrives.
Elder fraud comes in many forms. The numbers are astounding. AARP reports 5 million elderly Americans have money stolen each year. Average amount: $120,000. They can’t recover from that kind of loss. How we all can do a better job of communicating with and protecting aging family & friends. // Flying electric taxis for regional transportation are being adopted in São Paulo, Brazil. These helio-plane hybrids are an affordable, quiet, efficient solution. Air taxis! How soon will we see such progress? - A Clark Prediction.Ask Clark topics include: Extended Car Warranties / Term Life Insurance / National Foundation for Credit Counseling / The 3 Best Ways to Consolidate Credit Card Debt – And 2 Ways to Avoid It \\Want more money advice? Sign up for Clark’s free daily newsletter!Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
