Childfree Life by Design

What’s it like to create a book that speaks directly to the heart of the childfree community? Dr. Jay shares the ups, downs, and surprising discoveries from creating The Childfree Guide to Life and Money. From the eye-opening stat that 94% of childfree people report being happy (yes, you read that right!) to innovative tools like the 'Eight NO BABY Steps,' this episode is packed with insights. Plus, Dr. Jay reveals what’s next, including a groundbreaking 'Childfree Trust' product coming in 2025. Don’t miss this behind-the-scenes peek at the journey to publishing the ultimate guide for living your best childfree life. 🌟Pre-order your copy of the The Childfree Guide to Life and Money and you’ll also receive access to an exclusive Q&A with Dr. Jay AND early access to Chapter 1 of “The Childfree Guide to Life and Money”!  Email your proof of purchase to media@childfreewealth.com. - Amazon: https://www.amazon.com/Childfree-Guide-Life-Money-Management/dp/1728297346- Barnes & Noble: https://www.barnesandnoble.com/w/the-childfree-guide-to-life-and-money-jay-zigmont-phd-mba-cfp/1144892985?ean=9781728297347- Bookshop.org: https://bookshop.org/p/books/the-childfree-guide-to-life-and-money-make-your-finances-simple-so-your-life-without-kids-can-be-amazing-jay-zigmont/21091392?ean=9781728297347- Books-A-Million: https://www.booksamillion.com/search2?id=7138358055479&query=childfree+guide+tvo+life+and+money#ChildfreeGuide #LifeAndMoney #ChildfreeCommunity #BehindTheScenes #NoKidsNoProblem #HappinessStats #ChildfreeLiving #BookJourney #FinancialFreedom #ChildfreeGoals #ChildfreeGuidetoLifeandMoney #DrJay #ChildfreeWealth #ChildfreeFinances #ChildfreeFinancialPlanning #BookLaunchConnect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

In this special episode, Dr. Jay explores Chapter 19 of The Childfree Guide to Life and Money, diving into entrepreneurship for childfree individuals. Learn how to separate personal and business finances, leverage 1099 income, and maximize small-business perks like Solo 401(k)s and healthcare write-offs. Whether it's a side gig or a passion project, this episode is your guide to turning ideas into thriving ventures.🎧 Tune in to master the entrepreneurial game, childfree style!Pre-order your copy of the The Childfree Guide to Life and Money and you’ll also receive access to an exclusive Q&A with Dr. Jay AND early access to Chapter 1 of “The Childfree Guide to Life and Money”!  - Amazon: https://www.amazon.com/Childfree-Guide-Life-Money-Management/dp/1728297346- Barnes & Noble: https://www.barnesandnoble.com/w/the-childfree-guide-to-life-and-money-jay-zigmont-phd-mba-cfp/1144892985?ean=9781728297347- Bookshop.org: https://bookshop.org/p/books/the-childfree-guide-to-life-and-money-make-your-finances-simple-so-your-life-without-kids-can-be-amazing-jay-zigmont/21091392?ean=9781728297347- Books-A-Million: https://www.booksamillion.com/search2?id=7138358055479&query=childfree+guide+tvo+life+and+money#ChildfreeLife #ChildfreeEntrepreneur #SmallBusinessTips #Solo401k #SideHustleLife #PassionProjects #ChildfreeGuide #FinancialFreedom #ChildfreeWealthPodcast #ChildfreeWealth #DrJay #ChildfreeGuidetoLifeandMoney #ChildfreePodcast #ChildfreeBook #BusinessTipsConnect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

Is buying a house the right move, or is renting the better path for you? In this episode of the Childfree Wealth Podcast, we tackle the timeless debate: buying versus renting. From assessing your financial readiness to understanding the long-term costs and benefits, we explore how to make housing decisions that align with your goals. Whether you're considering real estate investments, multi-unit properties, or sticking to the flexibility of renting, this episode gives you the tools to decide what's best for your childfree life.Tune in to gain insights, bust myths, and uncover the hidden costs and opportunities in the housing market.Pre-order your copy of the The Childfree Guide to Life and Money and you’ll also receive access to an exclusive Q&A with Dr. Jay AND early access to Chapter 1 of “The Childfree Guide to Life and Money”!  - Amazon: https://www.amazon.com/Childfree-Guide-Life-Money-Management/dp/1728297346- Barnes & Noble: https://www.barnesandnoble.com/w/the-childfree-guide-to-life-and-money-jay-zigmont-phd-mba-cfp/1144892985?ean=9781728297347- Bookshop.org: https://bookshop.org/p/books/the-childfree-guide-to-life-and-money-make-your-finances-simple-so-your-life-without-kids-can-be-amazing-jay-zigmont/21091392?ean=9781728297347- Books-A-Million: https://www.booksamillion.com/search2?id=7138358055479&query=childfree+guide+tvo+life+and+money#ChildfreeLiving #FinancialIndependence #HousingDecisions #RentOrBuy #FinancialFreedom #ChildfreeWealthPodcast #DrJayExplains #RealEstateTips #FlexibilityFirst #SmartMoneyMoves #ChildfreeWealthConnect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

Taxes aren’t just about filing—they’re about strategy. In this special episode, Dr. Jay dives into Chapter 17 of Childfree Guide to Life and Money, breaking down tax planning for the childfree community. From income vs. capital gains taxes to backdoor Roth IRAs, this chapter is your key to tax-efficient wealth-building. Listen now to take control of your financial future!Pre-order your copy of the The Childfree Guide to Life and Money and you’ll also receive access to an exclusive Q&A with Dr. Jay AND early access to Chapter 1 of “The Childfree Guide to Life and Money”!  - Amazon: https://www.amazon.com/Childfree-Guide-Life-Money-Management/dp/1728297346- Barnes & Noble: https://www.barnesandnoble.com/w/the-childfree-guide-to-life-and-money-jay-zigmont-phd-mba-cfp/1144892985?ean=9781728297347- Bookshop.org: https://bookshop.org/p/books/the-childfree-guide-to-life-and-money-make-your-finances-simple-so-your-life-without-kids-can-be-amazing-jay-zigmont/21091392?ean=9781728297347- Books-A-Million: https://www.booksamillion.com/search2?id=7138358055479&query=childfree+guide+tvo+life+and+money#ChildfreeWealth #TaxPlanning #FinancialFreedom #ChildfreeGuideToLifeAndMoney #SmartMoney #DrJay #FinancialGoals #ChildfreeWealth #ChildfreeWealthPodcast #DrJay #ChildfreeTaxPlanningConnect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

What if you could crush $300K in debt, build a $1M net worth, and still have time for joy and balance? 💡 In this episode of the Childfree Wealth Podcast, Dr. Jay sits down with Bernadette Joy, founder of Crush Your Money Goals, to talk about her incredible financial journey. From wiping out massive debt in three years to planning early retirement by 40, Bernadette shares her secrets to achieving financial freedom. 🌟Together, they dive into:How political awareness plays into financial independence 🗳️Rethinking traditional retirement with the FIRE mindset 🔥Balancing financial goals with personal growth, including her ‘Screenless Sunday’ habit 📵Actionable steps for designing a life you love 💸Tune in for a conversation packed with inspiration and practical advice to crush your own money goals!Connect with Bernadette here!FacebookInstagramOrder Bernadette’s bookAbout our Guest: As the eighth child in my dad's brood of nine and a first-gen Filipina-American, I understand if you feel like you missed the money memo.I'm your millionaire mentor and head of Crush Your Money Goals®, your personal finance training company serving up education with a side of sass.Yes, I have two bachelors, an MBA, and a decade of Fortune 100 and tech startup experience. But my real street cred? Paying off a jaw-dropping $300,000 of debt in three years and investing my first $1 million to retire early in my 30s! 🚀Now I enjoy financial freedom with my husband AJ: K-Pop, dance, yoga, karaoke and spoiling my nieces and nephews as their traveling rich auntie.Learn money strategies so simple, you won't believe how less stress you'll feel with money. I want you to have my 5-step secret recipe for ditching debt, mastering savings and investing for financial peace. 💸 xo, Bernadette Joy#CrushYourMoneyGoals #ChildfreeWealth #FIREMovement #DebtFreeJourney #FinancialFreedom #MoneyMindset #RetireEarly #FinancialIndependence #ScreenlessSunday #MoneyGoals #BudgetingTips #DebtFreeLiving #NetWorthGrowth #PersonalFinance #SmartMoneyMoves #WealthBuilding #ChildfreeLife #FinancialWellness #ChildfreeWealthPodcast #ChildfreeWealth #DrJay #BernadetteJoy #ChildfreeLife #ChildfreePlanningConnect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

In this next installment of our special book series, we dive into Chapter 16 of The Childfree Guide to Life and Money, titled "No Baby Step Eight: Wind Down Your Wealth." Dr. Jay guides listeners through the essential steps childfree individuals should take when transitioning from saving to spending, a crucial phase of financial planning that’s often overlooked.The discussion centers on aligning wealth management with personal life priorities, ensuring that you can enjoy your hard-earned money while still planning for long-term security. We also dive into the balance between personal enjoyment and charitable giving, focusing on how strategic gifting can provide tax benefits and a sense of purpose.The episode wraps up with practical strategies for winding down your wealth and a reminder that collaborating with a certified financial planner is key to customizing these steps to your unique needs. Pre-order your copy of the The Childfree Guide to Life and Money and you’ll also receive access to an exclusive Q&A with Dr. Jay AND early access to Chapter 1 of “The Childfree Guide to Life and Money”!  - Amazon- Barnes & Noble- Bookshop.org- Books-A-Million#FinancialPlanning #ChildfreeMoney #WealthWindDown #LifeWithoutKids #MoneyManagement #EstatePlanning #CharitableGiving #FinancialFreedom #FinancialLiteracy #DrJay #MoneyMoves #PlanForTheFuture #LegacyBuilding #ChildfreeGuidetoLifeandMoney #LifeandFinancialPlanning #ChildfreePlanning Connect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

Join Dr. Jay as he sits down with Bill Yount, ER doctor and creator of Catching Up to FI, to explore the journey to financial independence—no matter when you start. Bill shares his inspiring story of taking control of his finances at age 50 after living paycheck to paycheck, proving it’s never too late to change your financial future.With unique insights from his career in emergency medicine, Bill sheds light on the critical importance of estate planning and healthcare directives—especially for singles and childfree individuals—to avoid chaos in emergencies. Whether you're feeling behind or just getting started, this episode will leave you inspired and equipped to take the next step toward financial independence.Connect With Bill Yount here!  Or on socials: Instagram , Facebook , LinkedInAbout our Guest: Bill Yount is a 57-year-old practicing Emergency Physician and creator of Catching Up to FI. After decades of living paycheck to paycheck, Bill discovered the concept of Financial Independence at age 50, transforming his life by taking control of his finances.Through his platform, Catching Up to FI, Bill helps late starters navigate their journeys toward financial freedom, emphasizing the importance of mindset, financial mechanics, and balanced living. His mission? To inspire others to start their financial journeys—whether early or late—and to create a life of financial freedom and time abundance.Learn more about Bill’s story and work: Linktree.Pre-order your copy of "The Childfree Guide to Life and Money: Make Your Finances Simple So Your Life Without Kids Can Be Amazing"  today to receive early access to Chapter 1 and an exclusive Q&A with Dr. Jay! Simply email your proof of purchase to media@childfreewealth.com #FinancialIndependence #CatchingUptoFI #ChildfreeWealth #FinancialFreedom #EstatePlanning #FinancialLiteracy #LateStartFinance #ChildfreeFinance #MoneyJourney #LateBloomers #FinancialEmpowerment #ChildfreeWealthPodcast #DrJay #ChildfreeFinances #ChildfreeEstatePlanning Connect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

In the final session of this financial planning series, Dr. Jay helps Mike and Shannon tie everything together, addressing lingering questions and ensuring they have clear next steps. Together, they solidify their plans for estate and investment strategies, finalizing essential documents like wills and powers of attorney, and creating a monthly check-in system to stay aligned and proactive in their financial journey.Dr. Jay also helps them refine their investment approach, ensuring their decisions—such as account transfers, Roth IRA contributions, and an 80/20 stock-to-bond allocation—align with their financial goals and values, including ESG strategies.The session also emphasizes the importance of balancing long-term financial stability with enjoying life along the way, leaving Mike and Shannon empowered to move forward with confidence.Listen in to discover how to wrap up a financial planning process with clarity and action, and learn actionable tips for building a sustainable financial partnershipMentioned in this Episode:-Doc G’s Book “The Purpose Code”: https://jordangrumet.com/books/ Pre-order your copy of The Childfree Guide to Life and Money: Make Your Finances Simple So Your Life Without Kids Can Be Amazing through one of our partners today, and unlock exclusive early access to Chapter 1 along with a special invite to an exclusive Q&A session with Dr. Jay! Don’t miss this chance to dive into the insights early and connect directly with the expert shaping a new financial future for the childfree community. 🎉✨- Amazon: https://www.amazon.com/Childfree-Guide-Life-Money-Management/dp/1728297346- Barnes & Noble: https://www.barnesandnoble.com/w/the-childfree-guide-to-life-and-money-jay-zigmont-phd-mba-cfp/1144892985?ean=9781728297347- Bookshop.org: https://bookshop.org/p/books/the-childfree-guide-to-life-and-money-make-your-finances-simple-so-your-life-without-kids-can-be-amazing-jay-zigmont/21091392?ean=9781728297347- Books-A-Million: https://www.booksamillion.com/search2?id=7138358055479&query=childfree+guide+to+life+and+money#FinancialPlanning #EstatePlanning #Investing #MoneyGoals #RothIRA #ESGInvesting #LifeGoals #FinancialFreedom #PodcastSeries #MoneyJourney #ChildfreeWealth #ChildfreeWealthPodcast #DrJay #ChildfreeFinancialPlanningConnect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

Caring for aging parents can come with unexpected financial and emotional challenges, especially for the childfree community. In this episode of our special series, Dr. Jay delves into Chapter 15 of The Childfree Guide to Life and Money, “No Baby Step Seven,” offering actionable strategies to navigate these responsibilities. Discover how to evaluate your parents’ financial situations, plan for long-term care costs, and initiate meaningful conversations about their wishes. From building accessory dwelling units (ADUs) to considering retirement communities, this episode is packed with tips to help you create a collaborative family care plan while setting healthy boundaries. Tune in to learn how to approach these delicate topics with confidence and compassion.Mentioned in this episode: Financial Planning Questions for Again Parents ArticlePre-order your copy of the The Childfree Guide to Life and Money and you’ll also receive access to an exclusive Q&A with Dr. Jay AND early access to Chapter 1 of “The Childfree Guide to Life and Money”!  - Amazon: https://www.amazon.com/Childfree-Guide-Life-Money-Management/dp/1728297346- Barnes & Noble: https://www.barnesandnoble.com/w/the-childfree-guide-to-life-and-money-jay-zigmont-phd-mba-cfp/1144892985?ean=9781728297347- Bookshop.org: https://bookshop.org/p/books/the-childfree-guide-to-life-and-money-make-your-finances-simple-so-your-life-without-kids-can-be-amazing-jay-zigmont/21091392?ean=9781728297347- Books-A-Million: https://www.booksamillion.com/search2?id=7138358055479&query=childfree+guide+tvo+life+and+money#ChildfreeLife #FinancialPlanning #ElderCare #LongTermCare #FamilyFinance #MoneyConversations #PodcastSeries #NoBabySteps #FinancialAdvice #AgingParents #ChildfreeGuidetoLifeandMoney #JayZigmont #DrJayConnect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

In this enlightening episode, Dr. Brad Klontz, a leading expert in financial psychology and co-author of the new book “Start Thinking Rich”, joins Dr. Jay to explore the fascinating relationship between mindset and money. Together, they break down the critical differences between being 'broke' and 'poor,' discuss the psychological hurdles to wealth-building, and reveal how privilege shapes financial opportunities.The conversation dives into the 'financial comfort zone,' the challenges of spending in retirement, and the unique considerations for childfree individuals when planning their financial legacies. From actionable wealth strategies to the importance of self-reliance, this episode is packed with insights to help you take control of your financial trajectory.Ready to rethink your relationship with money? Tune in now! Order “Start Thinking Rich”  and access Dr. Brad’s special offer for our Childfree Wealth Podcast listeners here:  https://www.startthinkingrich.com/podcast?am_id=jayzigmont3916 Connect With Dr. Brad Klontz here: Instagram: https://www.instagram.com/drbradklontz/ Facebook: https://www.facebook.com/brad.klontz/ LinkedIn: https://www.linkedin.com/in/drbradklontz/ About our Guest: Dr. Brad Klontz, Psy.D., CFP® is a leading authority in financial psychology, behavioral finance, and financial planning. He’s an Associate Professor at Creighton University and Co-Founder of the Financial Psychology Institute. With over 1.4 million followers, Dr. Brad uses social media to promote financial wellness.Dr. Brad has been recognized with awards like the Innovative Practice Presidential Citation and two Montgomery-Warschauer Awards for advancing financial planning. His research has been featured in major outlets, including The Wall Street Journal, New York Times, and NPR.A prolific author, Dr. Brad has written nine books, including Psychology of Financial Planning and Start Thinking Rich. Learn more at www.BradKlontz.com or connect with him @DrBradKlontz.#FinancialPsychology #WealthMindset #MoneyMatters #ChildfreeWealth #FinancialFreedom #MoneyMindset #RetirementPlanning #WealthBuilding #FinancialIndependence #ChildfreeWealth #ChildfreeWealthPodcast #BradKlontz Connect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.