Stress Test

Buying a home with a partner is hard enough. But a growing number of Canadians aren’t waiting for love - or marriage - before they jump into real estate. About 20 percent of homes sold in Canada are purchased by solo buyers. Single-person households are the fastest-growing type of household in the country, according to census data. Still, it can be surprising to see people make such a huge investment, given the rising price of real estate. We’ll hear from three Canadian solo buyers about how they’ve managed to pull it off. They hustled. They made sacrifices. Two even lived with their parents until their late 20s. It's possible - but it certainly is not easy. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

A post-secondary degree is commonly seen as the best way to get ahead. But the cost of university and college is rising - and it’s rising faster than the salary you can earn with a degree. As the math changes, is a post-secondary degree still a no-brainer? We speak with two recent grads about their job prospects after finishing their bachelor's and master's degrees, respectively. And Roma speaks with Jermaine L. Murray, a recruiter and the founder of JupiterHR, about how much employers value higher education in today’s job market. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this discussion, Ben Felix, Chief Investment Officer at PWL Capital and co-host of the Rational Reminder podcast, challenges the stigma surrounding renting. He highlights how renters can build wealth just as effectively as homeowners through disciplined saving and smart investments. The conversation dives into the hidden costs of homeownership and how psychological factors shape perceptions of success. Felix shares insights on maintaining flexibility and quality of life while advocating for a mindset shift towards financial freedom.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Join Aravind Sithamparapillai from Ironwood Wealth Management, a tech entrepreneur launching his own business, and a millennial investor whose journey started by chance. They dive into the world of Tax-Free Savings Accounts, dissecting strategies for young Canadians. Discover the pros and cons of TFSAs versus RRSPs and the new First Home Savings Account. The millennial shares their thrilling GameStop saga, emphasizing diversification. Tune in for insights into customizing your investment approach and navigating financial challenges!

Gen Z is revolutionizing the workplace with their focus on work-life balance, individualism, and tech-savviness. Dr. Dave Drewery and two Gen Z representatives share insights on adapting to this new generation. Topics include shifting to a four-day work week, prioritizing mental health, and the importance of aligning with Gen Z's values in the workplace.

Casey Lewis, writer and consultant, discusses youth consumption trends in relation to TikTok on the podcast. Topics include the influence of social media on consumer behavior, spending on experiential travel, app features on TikTok, financial pressures from social media, and the impact on travel choices and spending.

Just mention the word “inheritance” and people get their backs up. It’s no surprise that people are reluctant to chat about getting free money. In this episode, Rob chats with Julia Chung, a financial planner, about why you shouldn’t factor an inheritance into your financial plans. We’re also joined by an Edmonton woman whose parents plan to spend every dime in retirement. And an Ontario millennial walks us through whether or not she should take her parents’ offer of an early inheritance. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Adult kids are increasingly relying on mom and dad to make their home ownership dreams a reality. In this episode, Rob talks to a real estate agent who specializes in co-ownership. We chat with a B.C. woman who bought a house with her parents — who also see the house as an investment. And our guest from Toronto was able to break into an expensive housing market by purchasing a portion of his father and stepmother’s home. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Certified financial planner Shannon Tatlock joins the discussion on young parents managing finances while starting a family. Topics include saving for a downpayment, budgeting for maternity leave, living with in-laws for financial savings, and the challenges of owning a home versus having children.