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Why are couples entering into prenups, and sometimes at the urging of their families? A prenup or post-nup may potentially be an important tool for families who have multigenerational wealth in mind. Genevieve Cua speaks to Ivan Cheong, head of the divorce and family team with Withers KhattarWong in Singapore for more insights. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights of the podcast:  04:28 Prenups must satisfy 4 formalities; they’re not automatically enforceable 09:34 Not just for the wealthy; 3 broad objectives 12:22 Ensuring a prenup applies across multiple jurisdictions 14:27 How prenups work with trusts 17:03 Can a prenup strengthen a marriage? Written and hosted by: Genevieve Cua (gen@sph.com.sg) With Ivan Cheong, head of the divorce and family team with Withers KhattarWong in Singapore Edited by: Howie Lim and Claressa Monteiro  Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media — Follow WealthBT podcasts and rate us at: Channel: bt.sg/btwealthbt Apple Podcasts: bt.sg/wbAP Spotify: bt.sg/wbSP Google: bt.sg/wtGO Website: bt.sg/wealthbt Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks Podcast: bt.sg/btmoneyhacks BT Mark To Market Podcast: bt.sg/btmark2mkt BT Podcasts: bt.sg/pcOM PropertyBT: bt.sg/btpropertybt BT Market Focus: bt.sg/btmktfocus BT Branded Podcasts: bt.sg/btbrpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Learn about key themes like circular economy, biodiversity, energy transition and health in responsible investing as Genevieve Cua discusses with Evelyn Yeo from Pictet Wealth Management Asia. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights of the podcast:  02:03 Climate impact in 2023 05:46 Connection between climate risks and markets 09:59 Elements to ensure investments have impact 11:58 Responsible investing themes 16:06 Key elements in responsible investing process More about: Pictet Wealth Management Asia https://asia.group.pictet/ Impact Investing https://perspectives.group.pictet/sustainability/the-rise-of-impact-inv… Philanthropic capital https://perspectives.group.pictet/sustainability/better-together---alig… Written and hosted by: Genevieve Cua (gen@sph.com.sg) With Evelyn Yeo, head of Asia investment, Pictet Wealth Management Asia Edited by: Howie Lim and Claressa Monteiro  Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media — Follow WealthBT podcasts and rate us at: Channel: bt.sg/btwealthbt Apple Podcasts: bt.sg/wbAP Spotify: bt.sg/wbSP Google: bt.sg/wtGO Website: bt.sg/wealthbt Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks Podcast at: bt.sg/btmoneyhacks BT Mark To Market Podcast at: bt.sg/btmark2mkt BT Podcasts at: bt.sg/pcOM PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Branded Podcasts: bt.sg/btbrpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Insurance par funds last year chalked up their worst returns over the past five years. But not all insurers reduced bonuses and your par plan’s bonus may still be intact - for now.  Are par savings products still worth your while?  Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights of the podcast:  01:04 Smoothing and par plans’ worst returns in 5 years 05:15 Market conditions vs the long run 08:05 Staying invested is a must 10:34 Par plans vs portfolio of market assets Written and hosted by: Genevieve Cua (gen@sph.com.sg) Edited by: Claressa Monteiro  Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media — Follow WealthBT podcasts and rate us at: Channel: bt.sg/btwealthbt Apple Podcasts: bt.sg/wbAP Spotify: bt.sg/wbSP Google: bt.sg/wtGO Website: bt.sg/wealthbt Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks Podcast at: bt.sg/btmoneyhacks BT Mark To Market Podcast at: bt.sg/btmark2mkt BT Podcasts at: bt.sg/pcOM PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Branded Podcasts: bt.sg/btbrpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Amid market volatility, it helps to distinguish between market noise and major trends. Scarcity of resources, labour and trust is already evident and will continue to drive markets. What are the impacts over the long run and how you can position your portfolio? Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. This episode is brought to you by Pictet Wealth Management. Highlights:  01:00 Why long run matters 05:17 Track record of forecasts 06:38 Overarching themes 09:20 Major asset class expectations and drivers 11:34 Implications of most important themes 13:30 How to position yourself Written and hosted by: Genevieve Cua (gen@sph.com.sg) With Dong Chen, head of Asia Macroeconomic Research for Pictet Wealth Management Edited by: Howie Lim & Claressa Monteiro  Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media More about: Pictet Wealth Management https://www.pictet.com/sg/en/wealth-management Alternatives and private assets https://www.pictet.com/sg/en/insights/markets/alternatives — Follow WealthBT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO Website: http://bt.sg/wealthbt Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt BT Podcasts at: http://bt.sg/pcOM PropertyBT at: http://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Branded Podcasts: http://bt.sg/btbrpod BT Lens On: http://bt.sg/btlenson #BTPodcastSee omnystudio.com/listener for privacy information.

Why do wealthy families grapple with the challenges of how to enhance their wealth for generations and still keep close family ties? Families who have figured out the purpose of their wealth and their role as stewards take the first step towards a long-lasting legacy.  Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights: 02:05 Insights on enhancing family ties and wealth for generations 05:24 Conversations on the purpose of money  07:26 Important questions to ask on the purpose of wealth 09:42 Anthonia’s experience on setting up her own impact portfolio 14:08 How families can get started on purposeful capital Written and hosted by: Genevieve Cua (gen@sph.com.sg) With Anthonia Hui, founder and Singapore head of a multi-family office Edited by: Howie Lim & Claressa Monteiro  Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media — Follow WealthBT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt BT Podcasts at:http://bt.sg/pcOM PropertyBT at: http://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Branded Podcasts: http://bt.sg/btbrpodSee omnystudio.com/listener for privacy information.

Private debt has come into its own as an asset class after the 2008 financial crisis, delivering attractive returns with little correlation to stocks and bonds. The current environment poses challenges but with careful credit selection, investors can still reap equity-like returns. Goh Hui Yang, Pictet’s head of alternative investments in Asia tells Genevieve Cua more. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. This episode is brought to you by Pictet Wealth Management. Highlights:  02:28 Popularity of private debt as an asset class 06:54 Why get an exposure 09:36 Challenge of the macro environment 11:10 Risks to watch 12:58 A realistic look at return expectations More about: Pictet Wealth Management https://www.pictet.com/sg/en/wealth-management Alternatives and private assets https://www.pictet.com/sg/en/insights/markets/alternatives Written and hosted by: Genevieve Cua (gen@sph.com.sg) With Goh Hui Yang, Pictet’s head of alternative investments in Asia Edited by: Howie Lim & Claressa Monteiro  Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media — Follow WealthBT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt BT Podcasts at:http://bt.sg/pcOM PropertyBT at: http://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Branded Podcasts: http://bt.sg/btbrpod #BTPodcastSee omnystudio.com/listener for privacy information.

Riders have become a focal point of the changes in Integrated Shield plans, which from April must get in line with the Health Ministry’s cancer drug list. With riders, you can still get cover for drugs not on the list. But are you better off with the changes? Will premiums rise? Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights (click/tap above):  01:07 Cancer drug list recap 03:16 Shield base plan and rider changes 09:29 Are you better off? 11:53 Impact on rider premiums Written and hosted by: Genevieve Cua (gen@sph.com.sg) Edited by: Howie Lim & Claressa Monteiro  Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media — Follow WealthBT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt BT Podcasts at: http://bt.sg/pcOM PropertyBT at: http://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Branded Podcasts: http://bt.sg/btbrpodSee omnystudio.com/listener for privacy information.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Is there a gender approach to financial planning? Isn’t it the case that the sensible approach really is gender neutral? Evy Wee, head of financial planning and personal investing at DBS shares her thoughts with Genevieve Cua. Highlights (click/tap above):  04:37 Tendency to rely on spouse  06:38 Gaining confidence: foundation knowledge 09:57 Overcoming fear and taking measured risk 15:34 Planning for single women 18:05 Recession proofing your investments and financial plan Written and hosted by: Genevieve Cua (gen@sph.com.sg) With Evy Wee, head of financial planning and personal investing, DBS Produced by: Genevieve Cua & Howie Lim Edited by: Howie Lim Engineered by: Joann Chai Pei Chieh --- Follow WealthBT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt BT Podcasts at: http://bt.sg/pcOM PropertyBT at: http://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Branded Podcasts: http://bt.sg/btbrpodSee omnystudio.com/listener for privacy information.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by wealth editor Genevieve Cua.  Most people probably have a CI plan but the cover they have is also probably insufficient. Genevieve Cua discusses how to enhance your base CI plan by taking up a multi-pay rider, to cover you for recurrence of critical illnesses. Highlights (click/tap above):  01:54 Good news about CI: Standalone and multi-pay plans 03:34 Future-proof C.I. 05:47 Definitions and C.I. terms 12:05 Views from a financial planner 13:43 Misconceptions Produced by: Genevieve Cua (gen@sph.com.sg) & Howie Lim Edited by: Howie Lim Follow WealthBT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt BT Podcasts at: http://bt.sg/pcOM PropertyBT at: http://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Branded Podcasts: http://bt.sg/btbrpodSee omnystudio.com/listener for privacy information.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.  How can you make sure your portfolio doesn't suffer in 2023 like it did in 2022? Genevieve Cua has some ideas.  Highlights (click/tap above):  01:10 More positive macro environment 04:11 Bonds back in favour 07:36 Commit to a balanced portfolio 10:10 Scout for higher-interest options 12:16 Maximise CPF interest rates Produced by: Genevieve Cua (gen@sph.com.sg) & Howie Lim Edited by: Howie Lim Follow WealthBT podcasts and rate us at: Channel: http://bt.sg/btwealthbt Apple Podcasts: http://bt.sg/wbAP Spotify: http://bt.sg/wbSP Google: http://bt.sg/wtGO SPH Awedio app: https://www.awedio.sg/ Website: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks Podcast at: https://bt.sg/btmoneyhacks BT Mark To Market Podcast at: http://bt.sg/btmark2mkt BT Podcasts at: http://bt.sg/pcOM PropertyBT at: http://bt.sg/btpropertybt BT Market Focus at: http://bt.sg/btmktfocus BT Branded Podcasts: http://bt.sg/btbrpodSee omnystudio.com/listener for privacy information.