Pizza and Property

The RBA has increased the cash rate again yesterday by another 0.5% The general outlook in the market is doom and gloom if you turn on the TV, But what if it wasn't all that bad? What if the rate you paid your lender was actually showing signs of going down... WHAT? crazy right! This episode we talk with Tom Newman from Summit Finance to get a closer look into how some lenders are lowering their fixed rate and even variable in some cases. Talk with Tom Newman: https://www.summitfinancewa.com.au/ Join Todd Sloan and a different industry leader each week, as they open up the topics you want to know more about to become a savvy investor. Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast and blog is the intellectual property of the Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

Is a buyers agent actually worth it? It's the $64M question or more realistically the $10K to $20K question for a lot of Aussie property investors. On the show today we have educator Pk Gupta & buyers agent Joe Tucker going head-to-head to debate the question: Is a buyers agent actually worth it? Joe Tucker buyers agent & co-creator of the Aus Property Investors Group, debating the positive opinion and arguing why using a Buyers agent (BA) is absolutely worth every dollar and PK educator who's very public about his opinion of using buyers agents, debating the negative opinion and arguing why using a buyer's agent is not worth it Who do you think won the debate? Check out Joes facebook group: https://www.facebook.com/groups/616524975933101 Check out PK's facebook group: https://www.facebook.com/groups/passiveincomethroughproperty Join Todd Sloan and a different industry leader each week, as they open up the topics you want to know more about to become a savvy investor. Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast and blog is the intellectual property of the Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

Once you've got your property under contract it's all good, and it's time to celebrate right? Apart from a cheekly celebration pizza or two, we would always recommend keeping focus during settlement, this episode is just one of the reasons why. Interest rates are changing and that can have a big knock on effect to some of our borrowing especially if it happens during settlement. We tracked done a BDM with over 7 years experience in the field Jason Bush to walk us through some of the questions we need to be asking to avoid becoming victim to this during settlement. Join Todd Sloan and a different industry leader each week, as they open up the topics you want to know more about to become a savvy investor. Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast and blog is the intellectual property of the Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

Buying one investment property is an amazing achievement! But understanding the inner workings of how to buy multiple properties is a skill set very few Aussie investors possess. If you're wanting to learn how to grow a portfolio and really change your life, this is the episode for you. We have given 2019 Property Investor of the Year Sam Gordon a challenging task… $60k income $60k savings, what would you do to get to 3 investment properties? This episode Sam unpacks the steps he'd take around: Finance - why could going direct to the lender help more than a broker? Holding entities when you're starting out - is it worth putting your first properties in trusts? What kind of yield do your first few properties need to have to be able to keep growing on a modest $60k income? All this and more with Sam Gordon. If you're serious about property investing you're going to want to listen to this episode a few times! Let the wisdom from this 32 year old investor sink in. Having come from very humble beginnings as a farm hand earning about $60k per year, to now owning over 50 rental properties and a portfolio getting close to $18,000,000 It's safe to say when Sam talks we listen! Talk in more detail with Sam Gordon: https://www.australianpropertyscout.com.au/ Join Todd Sloan and a different industry leader each week, as they open up the topics you want to know more about to become a savvy investor. Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast and blog is the intellectual property of the Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

It's easy to hate property investors... Greedy scumbags just want to increase the rent and don't care about anything else right? Not really... While there's absolutely some terrible slumlords out there Majority of "Landlords" or as we like to say "second mortgage holders" Are just young people and mums & dads doing there best trying to set up for an independent retirement. The extra risk they carry by investing in property can result in a more comfortable retirement if done correctly. If done incorrectly, holding an investment property can be a financial noose around their neck, especially moving into times of higher interest rates. As a property investor it's so important you're receiving fair market rent for your property. This episode we speak with Principal and Property Manager Jackie Skein, to talk about what you need to be asking as an investor to make sure you're not short changing yourself. Talk more with Jackie and her team: https://www.myloganrealty.com/ Join Todd Sloan and a different industry leader each week, as they open up the topics you want to know more about to become a savvy investor. Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast and blog is the intellectual property of the Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

How much can I borrow now? If that's not the question you're asking your broker/lender as a property investor, it should be. One of the lesser talked about side effects of interest rate rises is the decrease it can have on borrowing power. This episode we talk with property investor and finance expert Max Phelps about two hypothetical situations: A couple earning $150k pa and a single person earning $85k pa What happens to their borrowing power if rates are at 4.5% 5.5% and finally 6.5% How much do these rate rises affect what these hypothetical people can borrow? And more importantly, if it does change things... What can they do about it if they still want to buy a property in 2022? This information is not specific to anyone's situation and is not financial advice. Please take what you learn from this episode and use it to ask your trusted financial advisor what's best for you. Speak in more detail with Max Phelps and his team: https://goldeneggshomeloans.com.au/team/ Join Todd Sloan and a different industry leader each week, as they open up the topics you want to know more about to become a savvy investor. Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast and blog is the intellectual property of the Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

Finding a solid area to invest during this market is getting harder and harder, especially one that has a median house price under $400k with a solid rental yield. As always Arjun and his team have been diving deep into the data combing through the 1000+ towns & cities around the country to find where the gold might be buried. This episode we discuss Bundaberg, the town famous for rum and ginger beer, parked about 370km up the coast from Brisbane. Is this a town you'd want to look into further? Get in touch with Arjun and his team today: https://www.investorkit.com.au/ Join Todd Sloan and a different industry leader each week, as they open up the topics you want to know more about to become a savvy investor. Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast and blog is the intellectual property of the Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

If you've been thinking: "Maybe now's the time to sell an investment property" you'd be joining the thousands of other Australian property investors contemplating that very thought! But how do you know what to look for in an agent? Every real estate agent says they're the best choice. This episode we talk with expert negotiator and former real estate agent Scott Aggett about: - What questions you should be asking an agent before listing? - How important is the pricing strategy you choose for your property? - Is selling with the big boss of the agency a great idea or a terrible one? All that and more this episode with Scott Aggett & Todd Sloan Talk in more detail with Scott and his team: https://hellohaus.co/ Join Todd Sloan and a different industry leader each week, as they open up the topics you want to know more about to become a savvy investor. Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast and blog is the intellectual property of the Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

Queensland land tax is being changed in a big way… The Queensland government has announced their reform of the state land system. The new land tax system will include an assessment of what an investor owns outside of the state of Queensland. Land tax historical has assessed the value of the land holding an investor owned in their state, and charged tax at the relevant rate to their land held within the state. Makes sense right? Well not any more… According Queensland, that's not how's it's going to work moving forward. Queensland will now asses the land an investor holds in all states and take those values into account when charging for land tax in Queensland. Even if this investor is already paying land tax to the state the other land is held in… This unnecessarily confusing tax is exactly what we're talking about today with property investor and account Jeremy Iannuzzelli Let's help shed some light on this mad Queensland cash grab of your hard eared money. Join Todd Sloan and a different industry leader each week, as they open up the topics you want to know more about to become a savvy investor. Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast and blog is the intellectual property of the Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

There's a reason the minority achieve success as property investors and the majority don't Most of the people who need to listen to this episode wont... If you're serious about making money through property investing don't follow the majority, learn from the minority that understand the details of the topic we're about to unpack today. As property investors we don't need to have a licence or an instructor guiding our every step. Because of this, we can we potentially miss out on a lot of the training around what to do and or consider if things go wrong as we walk down our own property investing path. Considering we've just seen 4 consecutive interest rate rises for the first time in over 10 years... We think it's fair to make sure we're all planning for the best while still understanding how to handle the worst should it happen. This episode we talk with Debt recovery expert Kitty Thomas from Debt Angel solutions to help us all better understand: -What's the best way to negotiate a better rate with our lenders? - What steps should we take to make sure we are in a strong financial position - If we find out we're about to be in a bad spot financially who do we talk with to try and resolve the problems before it's to late. As well as how to make sure we keep a focused mind set if times do get tough. Talk more with Kitty Thomas: https://www.debtangelsolutions.com/ Join Todd Sloan and a different industry leader each week, as they open up the topics you want to know more about to become a savvy investor. Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast and blog is the intellectual property of the Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.