Technology Revolution: The Future of Now

Bankers, listen up: It's not about YOU anymore. Customers are demanding a hassle-free experience, convenience, faster transaction processing, fair fees. Gone are the days of luring them with a free toaster. Two recent blogs tell the story: "4 Reasons Why Bankers Should Think Like Retailers" and "Stop Running Banks for Bankers—Run Them for Customers." What do the experts say? Javelin's James Van Dyke: "In today's increasingly always-on and real-time world, people increasingly want more control of their own ability to manage, monitor and move their money." SAP's Tom McAllister, former CIO, Bank of Ireland U.S. Holdings: "The current state of flux makes this an excellent time to give the systems of the 1980s and 1990s a decent burial." SAP's Carl Snyder: "The revenue train may have left the station, but there is still ample opportunity to drive revenue growth and grow the ever-allusive wallet share that bankers crave." Join us for Retail Banks of the Future: For Customers, Not Bankers!

Enterprise mobility is an unstoppable force. By 2015, this game-changer could impact over 37% of the world's workforce - about 1.3 billion people. And by that time, 50% of enterprise mobility applications will be HTML5, predicts Sanjay Poonen, President & Corporate Officer, Technology & Innovation Products, Head of Mobile Division at SAP. He notes, "Mobile technology is creating both an expectation and impatience in people that never existed before. In fact, mobility has such an impact on companies today that conversations are no longer just between vendors and users, but really vendors and the end user." ThinkJar's Esteban Kolsky agrees. "Mobile is not a fad. It has been building for over ten years as the next frontier for business. Now that it's finally here, we see businesses scrambling to catch up. Can they get there on time?" Join us to hear more about Enterprise Mobility: Faster, Please! p.s. Tune in Thursdays at 1 PM Pacific for In the Cloud with Game-Changers.

Information is still king. But you'll need a different mantra to capture the ear – and the wallets – of the vast Latino market. According to JeffreyGroup president Mike Valdés-Fauli, "Culture is king...Only now are we starting to see savvy-marketers at major consumer brands that 'get it'...The nuances surrounding countries of origin make for remarkably different points of view from Mexicans in Los Angeles, to Puerto Ricans in New York, to Cubans in Miami. Corporate America stands to benefit from acknowledging this difference." Noting that Latinos are "heavier and savvier" tech users than non-Hispanic anglos, he observes that "smart marketing experts are looking 15 years ahead to the coming surge in bi-cultural households." Is your company creating a great customer experience that endears your brand to this blossoming market? Tune in for Multi-Cultural Marketing: Ready to Reach 50 Million Latinos? p.s. Thursdays at 1 PM Pacific, you're invited to join us In the Cloud with Game-Changers.

Have your employees demanded a BYOD (bring your own device) policy yet? If not, the writing is on the wall – or on the tablet. Any day now, they'll be bringing their iPhones and iPads to work. Is this trend a threat or an opportunity for you? Consultant Steven Romero sees the latter, advising companies to "leverage the consumerization of IT to advance enterprise mobility." Forrester's George Lawrie agrees. "74% of the information workers in our survey used two or more devices for work—and 52% used three or more...they'll be increasingly interested in work systems and personal cloud services that enable easy multi-device access." SAP's Oliver Bussmann warns BYOD laggards, "To be a business 'front runner', it's unacceptable to be a year or even six months behind consumer trends." His approach: "If you can't beat them, lead them." Join us for State of the Device: Consumerization of IT 2012. p.s. Thursdays 1 PM Pacific on The Business Channel, tune in for In the Cloud with Game-Changers.

Ready to grow your company into a global brand? Good plan, says Emergent Research's Steve King. "Almost 75% of global GDP growth over the next 10 years is expected to come from emerging market countries. How can you not participate in that growth? More good news from Vivaldi Partners' Erich Joachimsthaler. "Today, we run a global business in a hyperlocal fashion. Collaboration between headquarters and subsidiaries is changing profoundly due to...new social technology and collaboration tools. The world is still round, NOT flat." But globalization can be like a real-life blended family. SAP's Mike Morel warns, "Subsidiaries have been the stepchildren of the corporate world, always a second priority." Enterprise Management Associates' Shawn Rogers sums it up: "Wherever you go...there you are and don't you forget it." Pour a cup and join us for Subsidiaries: No, Virginia, the World Is Not Flat! p.s. Join us for In the Cloud with Game-Changers, Thursday 1 PM Pacific on The Business Channel.

Like their grown-up counterparts, college newspapers are in trouble, says campusmediagroup.wordpress.com. "It's now conventional wisdom that newspapers are dying, and the only debate left is when, not if...Are you with a college newspaper...? What have you been doing to stay relevant and prevent your eulogy from being written?" SAP VP Dan Mahowald has the answer. "The newspaper is not dead. Higher education revives it by adapting it to the new mobile reality. Here's proof. Kathy Gates, University of Mississippi CIO, recently launched the Official Ole Miss App iPad Edition, in partnership with Bill Tallent's Mercury Intermedia. Ms. Gates notes, "Recent mobility surveys and an environmental scan show that mobility is here to stay and has great promise in higher education." Pour a cup and join us for College News: Going, going, mobile! p.s. Is the cloud a game-changer for your business? Catch "In The Cloud with Game-Changers", Thursdays at 1 PM Pacific on the Business Channel.

Through the magic of remote radio production, SAP Radio producer / host Bonnie D. Graham interviewed more two dozen attendees at SAP's Sapphire Now 2012 for this special edition of "Coffee Break with Game-Changers". Hear noted influencers plus SAP partners, customers and experts answer the big question: "How is SAP changing the game for your company, clients and/or market?" And see guests posing with the official Game-Changers mug [photos courtesy of Malcolm Kimberlin] at: http://www.facebook.com/media/set/?set=a.386711571370747.80326.170459749662598&type=1#!/media/set/?set=a.386711571370747.80326.170459749662598&type=1. Have you heard "In the Cloud with Game-Changers" yet? Listen live here on the Business Channel, Thursdays at 1 PM Pacific / 4 PM Eastern.

On April 4, we explored whether business intelligence, aka "BI", is an oxymoron or a way to make companies genuinely smarter. Today our experts take a deeper dive into why even the best technical intelligence isn't really "smart" without a solid strategy. Jason Rose sees it this way: "Technology is an enabler. Having a strategy sets your roadmap for success." Brian Sommer takes a mathematical approach. "There are four kinds of BI strategies I see: none, outdated, accidental and purposeful. And, three of those are no good." Josh Greenbaum challenges the notion that BI can be the Holy Grail for business. "The quest for that one true number – be it a sales forecast, demand signal, or other estimation – is a fool's errand." Pour a cup and join us for Part 2: How Smart Is BI Without A Strategy? p.s. What can the cloud do for your business? Catch "In The Cloud with Game-Changers", Thursdays at 1 PM Pacific on the Business Channel.

Put on your consumer hat for a minute. Does your personal favorite customer service horror story end with how easily the offending company could have made your experience a dream, instead of a nightmare? Now put on your business hat. If you've heard such a tale of woe about your own company, do you know why? SAP's Anthony Leaper believes it's about the people you hire. "Are they emotionally attached to your brand and to the customer impression you want to leave behind?" Author Becky Carroll observes, "Customer service needs an extreme makeover. It's time to stop viewing customer service as a 'cost of doing business' and start viewing it as a key to ensuring business growth from existing customers." Customer strategist Esteban Kolsky adds, "Becoming a beloved brand, the goal for most companies in the past 10-15 years, is no longer an objective; becoming a retained brand is." Pour a cup and join us for food for thought on Great Customer Service: Is Your Call Center Missing the Obvious?

We're spoiled! We're so accustomed to getting real-time/right-time personal and business information via mobile devices and apps that we now expect similar responsiveness from the public sector. Could game-changing mobility be the answer to speeding-up the so-called slow-turning wheels of government? Yes! And government leaders are poised to make it happen. At the recent Consumer Electronics Show in Las Vegas, Federal CIO Steven VanRoekel named 2012 as "the year of mobile government." And IDC Government Insights predicts that in 2012, mobility will become the number one IT governance issue in government. But the U.S. GSA's Gwynne Kostin notes, "The biggest hurdle in mobile gov now is that we are hampered by what we already know. We think in terms of websites and pages and the way we currently deliver services, and ask, 'How do we mobilize that?' Pour a cup and join us for food for thought on "Mobile Government? Yes! Trends and Realities".