

Power House
HousingWire
The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire's Zeb Lowe every Thursday morning for candid conversations with industry leaders to learn how they’re differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.
Episodes
Mentioned books

Dec 7, 2023 • 38min
Empathy: The missing ingredient in digital mortgage innovation with James Robert Lay
For today’s episode, HW Media CEO Clayton Collins had an opportunity to chat with a phenomenal guest: James Robert Lay, a digital anthropologist and the founder and CEO of the Digital Growth Institute. Today’s conversation is a deep dive into the intersection of marketing, sales, technology, and human behavior in the mortgage industry. James emphasizes the importance of addressing consumer confusion and negative emotions, building trust through empathy, and lenders shifting their positioning from heroes to guides. He also highlights the role of individual brands and the need for continuous learning in digital transformation.Related to this episode:
Connect with James on LinkedIn
Follow James on Twitter
Digital Growth Institute
HousingWire on YouTube
Enjoy the episode!The Housing News podcast explores the most critical topics in mortgage, real estate and fintech. A new mortgage or real estate executive joins the show each week to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Clayton Collins and produced by the HW Media team.

Nov 30, 2023 • 35min
Flipping the future with Anchor Loans CEO Ray Mathoda
For today’s episode, HW Media CEO Clayton Collins had the pleasure of chatting with Rayman Mathoda, the CEO of Anchor Loans and a 2023 HousingWire Women of Influence honoree. Ray brings more than 25 years of experience across the real estate, finance and technology sectors to the conversation. Prior to her work at Anchor, Ray was co-founder and partner at Emerge Life Sciences and before that served as CEO at Xome.Clayton and Ray talk about the current state of the fix-and-flip market, barriers for builders and where she sees migration happening across the U.S. amid inventory problems. They also chat about the market shift toward nonbank landers and what Ray has in store for Anchor in 2024. Related to this episode:
Connect with Ray on LinkedIn
Anchor Loans
2023 Woman of Influence: Rayman Mathoda
The Gathering by HousingWire
HousingWire on YouTube
Enjoy the episode!The Housing News podcast explores the most critical topics in mortgage, real estate and fintech. A new mortgage or real estate executive joins the show each week to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Clayton Collins and produced by the HW Media team.

Nov 22, 2023 • 41min
Mortgage Advisory Partners CEO Brian Hale talks M&A, executive mindset and 2024
For today’s episode, HW Media CEO Clayton Collins recorded with Brian Hale, the founder and CEO of Mortgage Advisory Partners, in person at HousingWire's Dallas headquarters. Brian and Clayton dive into mortgage fragmentation, the need for industry consolidation, and the importance of a properly structured financial analysis team for mortgage operators. They also talk about executive mindset, staying on course during challenging market conditions, and the future of the mortgage industry.Related to this episode:
Connect with Brian on LinkedIn
Mortgage Advisory Partners
HousingWire on YouTube
Enjoy the episode!The Housing News podcast explores the most critical topics in mortgage, real estate and fintech. A new mortgage or real estate executive joins the show each week to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Clayton Collins and produced by the HW Media team.

Nov 16, 2023 • 16min
Marc Davison – Discovering differentiation in an undifferentiated market
On today’s episode, HW Media CEO Clayton Collins speaks with Marc Davison, co-founder of 1000watt. Since 1998, Marc has dedicated his career to refreshing and authentic branding in real estate. He launched 1000watt in 2007 with Brian Boero after collaborating together at Inman News; now they’re working with companies across the real estate ecosystem to discover their unique and fresh brand messaging.In this live interview at HousingWire Annual in Austin, Texas, Clayton and Marc talk all about branding and strategic marketing in housing. They discuss how to best utilize branding as a business strategy, where a lot of companies get it wrong and how to differentiate yourself in a market where the product is undifferentiated.Related to this episode:
Connect with Marc on LinkedIn
1000watt
The Gathering
HousingWire on YouTube
Enjoy the episode!The Housing News podcast explores the most critical topics in mortgage, real estate and fintech. A new mortgage or real estate executive joins the show each week to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Clayton Collins and produced by the HW Media team.

Nov 9, 2023 • 13min
Closer to the peak than the trough with Polly CEO Adam Carmel
On today’s episode, HW Media CEO Clayton Collins interviewed Adam Carmel, the founder and CEO of Polly. In this live interview at HousingWire Annual in Austin, TX, Clayton and Adam discuss mortgage pricing, capital markets, and the data that provides a glimpse into what to expect ahead. Adam talks about how the team at Polly is working to transform their platform to be multidimensional and relational for client needs and how predictive analytics and machine learning are the future. They also talk about the trouble with forecasting mortgage rates, what the next quarter will bring, and why it sometimes pays off to be a contrarian. Related to this episode:
Connect with Adam on LinkedIn
Polly CEO on using technology to improve margins
Capital markets innovation: the evolution and optimization of mortgage technology
HousingWire on YouTube
Enjoy the episode!The Housing News podcast explores the most critical topics in mortgage, real estate and fintech. A new mortgage or real estate executive joins the show each week to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Clayton Collins and produced by the HW Media team.

Nov 2, 2023 • 16min
Nate Levin: Accessing Capital and Doing Deals in 2023
On today’s episode, HW Media CEO Clayton Collins speaks with Nate Levin, a seasoned investor in the fintech and real estate technology space, as well as a 2023 HousingWire Rising Star. Nate has advised Fortune 500 C-suite teams in mortgage, real estate, and financial services on digital strategy and new business creation. This episode was recorded at our recent HousingWire Annual event where Nate spoke about the future of proptech.In today’s episode, he and Clayton talk about Nate's path to becoming an investor, advice for those trying to raise capital and the current market dynamics he's seeing in the venture capital and private equity investing space as the market undergoes massive evolutionary changes.Related to this episode:
Connect with Nate on LinkedIn
2023 Rising Star: Nate Levin
HousingWire on YouTube
Enjoy the episode!The Housing News podcast explores the most critical topics in mortgage, real estate and fintech. A new mortgage or real estate executive joins the show each week to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Clayton Collins and produced by the HW Media team.

Oct 26, 2023 • 50min
Tech innovation and mortgage manufacturing with OPX-America founder Henry Santos
On today’s episode, HW Media CEO Clayton Collins speaks with OPX-America founder and partner Henry Santos. Henry has served as the global director of Housing Finance and Real Estate Services at Infosys, the head of Housing Finance and Lending Solutions at IBM and has also had roles at Fidelity National Information Systems, Capco, and Accenture. He is joining us this week with a particularly unique perspective of diverse sectors of the economy, from athletics, higher education, manufacturing, banking, and, currently, housing financial services. In today’s episode, he talks to Clayton about building global workforces, the struggle of old architecture in mortgage manufacturing, and how using AI-powered solutions could be the key to industry evolution. Related to this episode:
Connect with Henry on LinkedIn
OPX-America
HousingWire on YouTube
Enjoy the episode!The Housing News podcast explores the most critical topics in mortgage, real estate and fintech. A new mortgage or real estate executive joins the show each week to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Clayton Collins and produced by the HW Media team.

Oct 19, 2023 • 42min
EquityProtect CEO talks M&A, hunting elk and solving deed fraud
On today’s episode, HW Media CEO Clayton Collins speaks with. Ryan Marshall, the founder and CEO of EquityProtect. Ryan’s journey is an interesting one, starting as an 18-year-old living in his car to being one of the region's most esteemed real estate agents. He eventually found his way into the dynamic realm of cybersecurity fintech with the launch of EquityProtect this past May. In today’s conversation, Ryan and Clayton start out talking about a very interesting and unexpected side of his life as he’s about to head off into a 45-day totally off-grind hunting trip. They then dive into Ryan’s journey that started with selling real estate out of his car in Orange County, the impacts of the great financial crisis on his professional life and what led him to the business that he is operating today.Related to this episode:
Follow EquityProtect on LinkedIn
EquityProtect
HousingWire on YouTube
Enjoy the episode!The Housing News podcast explores the most critical topics in mortgage, real estate and fintech. A new mortgage or real estate executive joins the show each week to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Clayton Collins and produced by the HW Media team.

Oct 12, 2023 • 39min
Home equity investment’s growing opportunity with Hometap’s Sarah Dekin
On today’s episode, HW Media CEO Clayton Collins speaks with Sarah Dekin, the president and chief operating officer at Hometap and a 2023 HousingWire Women of Influence winner. Sarah joined Hometap in 2017 as their chief marketing officer, following her previous roles at many notable brands, including Zipcar, House of Blues, California Pizza Kitchen and Virgin. She brings a powerful combination of strategy, product and marketing expertise in both the consumer and B2B spaces.During today’s conversation, she and Clayton explore the home equity investment space, the different business models that consumers and homeowners are tapping to access their home equity, and some of the opportunities that lie ahead. Related to this episode:
Connect with Sarah on LinkedIn
Follow Hometap on LinkedIn
Hometap
2023 Woman of Influence: Sarah Dekin
HousingWire on YouTube
Enjoy the episode!The Housing News podcast explores the most critical topics in mortgage, real estate and fintech. A new mortgage or real estate executive joins the show each week to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Clayton Collins and produced by the HW Media team.

Oct 5, 2023 • 52min
Vadim Verkhoglyad: Housing is massively undersupplied and there’s no refi-boom in sight
80% of U.S. homeowners are not incentivized to refinance until rates fall below 4.0%. 38% of homes are owned outright without a mortgage. We haven’t built enough homes to outpace household formation in 13 years. These are some of the data points we discuss in today’s episode of Housing News. Vadim Verkhoglyad, Head of Research at dv01, reveals proprietary research on mortgage and real estate market trends. Vadim is one of the only housing researchers who understands the housing market from end to end – with a career experience spanning from capital markets to fintech. Clayton and Vadim explore supply and demand imbalances, the impact of volatility on pricing, and how demographics will impact housing in the coming years. Related to this episode:
Connect with Vadim on LinkedIn
Follow dv01 on LinkedIn
Follow Fitch Solutions on LinkedIn
dv01 Research Resources
HousingWire Annual
HousingWire on YouTube
Enjoy the episode!The Housing News podcast explores the most critical topics in mortgage, real estate and fintech. A new mortgage or real estate executive joins the show each week to add perspective to the top stories crossing HousingWire’s news desk. Hosted by Clayton Collins and produced by the HW Media team.


